Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

Royal United Mortgage Review

What is Royal United? Royal United Mortgage is a privately held mortgage lender with headquarters in Indianapolis. Founded in 2008, the company focuses on offering... read more

North American Savings Bank Mortgage Review

North American Savings Bank was founded in 1927 with the goal of making banking both convenient and secure. The bank now boasts more than $1... read more

Florida Debt Relief: Your Guide to State Laws and Managing Debt

Like every other state in the nation, Florida and its residents are no strangers to debt and its many implications. Credit card debt seems to... read more

Reverse Mortgage vs. Home Equity Loan

While homeownership rates have declined over the past decade across the country, the percentage of American seniors who own a home has stayed remarkably stable.... read more

What Is a USDA Direct Loan?

Some 60 million people now live in rural areas around the U.S. If you are a first-time homebuyer in one of these areas, you may... read more

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