Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

Should I Make a Down Payment on My VA Loan?

VA loans come with numerous benefits for veterans, reservists and qualifying spouses. Not only can you qualify for a VA loan with competitive interest rates,... read more

Mobile Home Refinancing: Property Requirements

There are several reasons homeowners refinance mobile and manufactured homes, but the most popular rationale is the quest for a lower mortgage payment. If, for... read more

How Does a NACA Mortgage Work?

While buying a home might be a hallmark of the American dream, this milestone can be difficult to achieve. Becoming a homeowner often requires a... read more

5 Smart Ways to Leverage Your Home Equity

While rising home values are a plus for homeowners who decide to sell, owning a home that’s growing in value can be a boon for... read more

7 Home Equity Rules to Live By

As housing prices continue to rise across the U.S., an increasing number of consumers are looking for ways to tap into what is often their... read more

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