Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

Mobile Home Refinancing: Property Requirements

There are several reasons homeowners refinance mobile and manufactured homes, but the most popular rationale is the quest for a lower mortgage payment. If, for... read more

5 Smart Ways to Leverage Your Home Equity

While rising home values are a plus for homeowners who decide to sell, owning a home that’s growing in value can be a boon for... read more

7 Home Equity Rules to Live By

As housing prices continue to rise across the U.S., an increasing number of consumers are looking for ways to tap into what is often their... read more

What to Know Before Buying a Short Sale Home

Ideally, homeowners would have built up considerable equity in their homes before they sell them. But this isn’t always the case. Some homeowners must sell... read more

How Often Can You File for Bankruptcy?

While consumers may have the best intentions when they borrow money, there are times when debt becomes unmanageable. Typical situations that leave families struggling to... read more

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