Holly Johnson

Holly Johnson is a personal finance writer who has been covering credit cards, loan products, debt, and budgeting for nine years. The founder of ClubThrifty.com, Johnson is also the author of “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love,” which is available on Amazon.

Articles by Holly Johnson

What Is a USDA Direct Loan?

Some 60 million people now live in rural areas around the U.S. If you are a first-time homebuyer in one of these areas, you may... read more

Second Mortgage: What You Need to Know

Owning a home may be a dream come true for some, but it can also be an expensive endeavor. Not only do homeowners have to... read more

Assuming a Mortgage with a VA Loan When You Buy or Sell

If you’re a military veteran or spouse eligible for a VA loan, there are numerous reasons to take advantage of this program when you buy... read more

USDA Income Limits

If you are considering moving to a rural area and need help affording the home of your dreams, a USDA loan could work in your... read more

Financing Multifamily Homes With a VA Loan

Becoming a homeowner allows you to stop paying rent and start building equity in a property that could potentially increase in value. It’s possible to... read more

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