Citi is an advertising partner.
If you’re the type of shopper who enjoys finding ways to squeeze discounts and savings out of every purchase, you’ll love the Discover it® Cash Back. It’s a standout card that offers a high cash back rate in rotating quarterly categories — if you don’t mind a little card maintenance. And, it offers a solid intro APR offers on purchases and balance transfers, too.
You’ll earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
5% cash back is one of the highest rates you can earn, but it’s limited to certain rotating categories. Discover’s bonus categories rotate each year and might not match up with your spending needs, so you may find that you are limited in how much you can take advantage of 5% cash back. Plus, you’ll need to remember to activate the categories each quarter — a major drawback if you want to keep things simple.