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How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
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American Express Disclosure
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American Express Disclosure

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Alaska Airlines Visa® credit card Review

LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.
3.8
Alaska Airlines Visa<sup>®</sup> credit card
Sign-Up Bonus
70,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
Rewards Rate
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases including ride share. 1 mile for every $1 spent on all other purchases.
Regular APR
20.24% - 28.24% Variable APR on purchases and balance transfers
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It was not reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the Alaska Airlines Visa® credit card card best for?

West Coast flyers will benefit the most from the Alaska Airlines Visa® credit card, but since the card partners with the Oneworld alliance, its miles can be redeemed for flights across the globe.

Plus, one of the great benefits of the Alaska Airlines Visa® credit card is its Companion Fare. Get Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.

The Alaska Airlines Visa® credit card comes with a $95 annual fee.

Alaska Airlines Visa® credit card overview

    • LIMITED TIME ONLINE OFFER – 70,000 Bonus Miles!
    • Get 70,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
    • Get Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
    • Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 mile per $1 spent on all other purchases. And, your miles don't expire on active accounts.
    • Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
    • Free checked bag and enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for authorized users when they book a reservation too!
    • With oneworld® Alliance member airlines and Alaska's Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
    • Plus, no foreign transaction fees and a low $95 annual fee.
    • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
  • Recommended Credit
    Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
  • 660 720 850
    Good/Excellent
  • Free checked bag
  • Annual companion fare each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year
  • In-flight purchase discount

Intro Purchase APR

N/A

Regular Purchase APR

20.24% - 28.24% Variable APR

Intro BT APR

N/A

Regular BT APR

20.24% - 28.24% Variable APR on balance transfers

Annual Fee

$95

Cash Advance Fee

See Terms

Foreign Transaction Fee

None

Balance Transfer Fee

3% of the amount of each transaction.

Pros and cons of the Alaska Airlines Visa® credit card

Pros

  • Annual Companion Fare after qualifying purchases
  • Free checked bags for up to six additional passengers on the same reservation
  • Foreign transaction fee: none
  • Oneworld Alliance network
  • Visa Signature benefits, such as roadside dispatch, auto rental collision damage waiver, extended warranty protection and travel and emergency assistance services

Cons

  • $95 annual fee
  • Limited East Coast/Midwest flight options

What we like about the Alaska Airlines Visa® credit card

  • Sign-up bonus

    With the Alaska Airlines Visa® credit card, new cardholders can earn 70,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.

  • Annual Companion Fare

    Every year on your credit card account anniversary, you’ll receive a companion fare which allows you to book a companion flight ($99 fare plus taxes and fees from $23) after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.

  • Great miles redemption value

    While the sign-up bonus may seem low compared to other airline cards, the value you get for your miles can exceed its competitors. For example, you can fly roundtrip from Seattle to San Francisco for just 10,000 miles in economy. Longer flights, such as from Seattle to New York City, can run as low as 25,000 miles roundtrip.

  • Free checked bags

    Not only do Alaska Airlines Visa® credit card cardholders qualify for a free checked bag, but this benefit also extends to up to six passengers on the same reservation.

What to watch out for with the Alaska Airlines Visa® credit card

  • Annual fee

    The Alaska Airlines Visa® credit card comes with a $95 annual fee. That said, the fee is pretty reasonable for an airline rewards card.

  • Low miles earning rate on regular purchases

    With the Alaska Airlines Visa® credit card, cardholders earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases including ride share. 1 mile for every $1 spent on all other purchases. If you don’t use the card to purchase flights often, it may be difficult to replenish your Alaska Mileage Plan account by using the card for other purchases.

Alternate travel card

Compare it to the Chase Sapphire Preferred® Card

| Disclosures
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
apply-now-icon Apply Now
on Chase's secure site
N/A
21.49%–28.49% variable
$95
Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
720 850
Excellent

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

 

If you’re not sure you’ll be able to take advantage of what the Alaska Airlines Visa® credit card has to offer, a good alternative is the Chase Sapphire Preferred® Card.

The Chase Sapphire Preferred® Card has a generous sign-up bonus as well as the ability to redeem miles for a multitude of carriers with an added value of 25% more when redeemed through the Chase Ultimate Rewards® portal.

This card’s sign-up bonus allows new cardmembers to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

For ongoing rewards, you’ll enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.

The card gives you 25% more value for your points when you redeem them for airfare, hotels, car rentals and cruises through the Chase Ultimate Rewards website. There’s an annual fee of $95.

Is the Alaska Airlines Visa® credit card card right for you?

The Alaska Airlines Visa® credit card comes with higher rewards for airline-related spending than some competing cards, but falls short when it comes to earning in other categories related to travel (such as dining).

It’s worth noting that while Alaska Airlines’ route network may not be as extensive as some cardmembers might need, it has partnerships with other airlines that can make up for that.

If you don’t want a card tied to a specific airline, the Chase Sapphire Preferred® Card or the Capital One Venture Rewards Credit Card will give you more flexibility in how you earn and spend your rewards.

apply-now-icon Apply Now
on Bank Of America's secure site