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How Does LendingTree Get Paid?

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Marriott Bonvoy Bold® Credit Card Review

Marriott Bonvoy Bold® Credit Card Review

Rewards Rate
Earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy® and 2X points on other travel purchases (from airfare to taxis and trains).
Sign-Up Bonus
Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!
Annual Fee
$0
Edited by
Julie Sherrier
Reviewed by
Tracy Brackman
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Who is the Marriott Bonvoy Bold® Credit Card best for?

There are three consumer Marriott Bonvoy credit cards and one geared toward small business owners. The Marriott Bonvoy Bold® Credit Card is the only one that offers a $0 annual fee, making it a solid choice for those interested in a hotel rewards card, but who don’t want to be heavily invested.

Unfortunately, in exchange for not assessing an annual fee, Marriott Bonvoy Bold® Credit Card cardholders won’t get the same kind of benefits tied to the Marriott cards that do charge an annual fee, such as the annual award night certificate.

For that reason, along with the low sign-up bonus and lower rewards-earning rates, avid travelers who are looking to cash in on free Marriott hotel nights may want to take a closer look at the mid-tier version — the Marriott Bonvoy Boundless® Credit Card, which comes with a $95 annual fee.

If you aren’t sure you want to be tied to a specific hotel card, a good alternative card, the Capital One Venture Rewards Credit Card, with a $95 annual fee, allows your points to be redeemed for a variety of travel purchases, including hotel stays.

Marriott Bonvoy Bold® Credit Card overview

    • Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
    • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
    • Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
    • 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
    • 1X point for every $1 spent on all other purchases.
    • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
    • No Foreign Transaction Fees.
    • Earn unlimited Marriott Bonvoy® points and get Free Night Stays faster.
  • Credit needed:
    660 850
    Excellent/Good
  • Baggage delay insurance
  • Lost luggage reimbursement
  • Trip delay reimbursement
  • Purchase protection
  • Visa Signature® Concierge Service 24/7
  • $0 foreign exchange fee

Intro Purchase APR

N/A

Regular Purchase APR

18.24% - 25.24% Variable

Intro BT APR

N/A

Regular BT APR

18.24% - 25.24% Variable

Annual Fee

$0

Cash Advance Fee

Either $10 or 5% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee

$0

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Pros and cons of the Marriott Bonvoy Bold® Credit Card

Pros

  • Sign-up bonus
  • Elite night credits
  • $0 annual fee

Cons

  • No annual reward night
  • Low rewards earning rate

What we like about the Marriott Bonvoy Bold® Credit Card

  • Sign-up bonus

    New cardholders have an opportunity to earn the following sign-up bonus: Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!

  • Silver Elite Status

    Marriott Bonvoy Bold® Credit Card cardholders automatically receive Marriott Bonvoy Silver status and 15 elite night credits to help you qualify for higher elite status. Silver status include perks such as priority late checkout, 10% more points on stays, free WiFi and exclusive member rates.

  • Limited fees

    The Marriott Bonvoy Bold® Credit Card has a $0 annual fee and a $0 foreign transaction fee. However, the card does charge a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.

What to watch out for with the Marriott Bonvoy Bold® Credit Card

  • Low rewards rate

    The Marriott Bonvoy Bold® Credit Card offers a fair rewards rate for a $0 annual fee card. Cardholders earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy® and 2X points on other travel purchases (from airfare to taxis and trains).

    However, that rate is less generous than the other Marriott Bonvoy cards. For example, the Marriott Bonvoy Boundless® Credit Card card lets cardholders earn the following: Earn up to 17X total points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® and 2X points on all other purchases.

  • No anniversary free night award

    The Marriott Bonvoy Boundless® Credit Card and the Marriott Bonvoy Brilliant™ American Express® Card both offer a free night award each year after your account anniversary, valid for a one night hotel stay at a property (with a redemption level up to 35,000 points for the Marriott Bonvoy Boundless® Credit Card and up to 50,000 points for the Marriott Bonvoy Brilliant™ American Express® Card). The Marriott Bonvoy Bold® Credit Card, however, does not offer a free night award.

Alternate travel card to the Marriott Bonvoy Bold® Credit Card

Compare it to the Capital One Venture Rewards Credit Card

| Disclosures
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
on Capital One's secure site
N/A
18.99% - 26.99% (Variable)
$95
2 Miles per dollar on every purchase, every day; 5 Miles on
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
680 850

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

If you don’t frequently stay at Marriott properties, you may want to consider a rewards card that lets you earn redeem points or miles at a variety of locations, such as the Capital One Venture Rewards Credit Card.

The Capital One Venture Rewards Credit Card offers a more substantial sign-up bonus: enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

Plus, cardholders earn 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023.

Keep in mind, though, that the Capital One Venture Rewards Credit Card charges an annual fee of $95. However, you can also use Capital One miles for travel expenses other than hotels, such as airfare.

Compare the Marriott Bonvoy Bold® Credit Card to similar cards

Comparison of four different credit cards
Marriott Bonvoy Bold<sup>®</sup> Credit Card Marriott Bonvoy Boundless<sup>®</sup> Credit Card Marriott Bonvoy Brilliant™ American Express<sup>®</sup> Card Capital One Venture Rewards Credit Card
Marriott Bonvoy Bold® Credit Card Marriott Bonvoy Boundless® Credit Card Marriott Bonvoy Brilliant™ American Express® Card Capital One Venture Rewards Credit Card
Read Review
Read Review
Apply Now
on American Express's secure site
Terms Apply
Apply Now
on Capital One's secure site
Welcome Offer
Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card! Earn 100,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card! Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months. Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards Rate
Earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy® and 2X points on other travel purchases (from airfare to taxis and trains). Earn up to 17X total points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® and 2X points on all other purchases. Earn 6 Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases. 2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
Annual Fee
$0 $95 $650 $95
Intro Purchase APR
N/A N/A N/A N/A
Regular APR
18.24% - 25.24% Variable 18.24% - 25.24% Variable 18.74%-27.74% Variable 18.99% - 26.99% (Variable)
Recommended Credit
Excellent/Good Excellent/Good Excellent/Good Excellent/Good
Card Details
Marriott Bonvoy Bold® Credit Card Marriott Bonvoy Boundless® Credit Card Marriott Bonvoy Brilliant™ American Express® Card Capital One Venture Rewards Credit Card

Is the Marriott Bonvoy Bold® Credit Card right for you?

When choosing the right hotel rewards card, you should consider what’s most important to you. If you’re a Marriott Bonvoy loyalist who doesn’t want to pay an annual fee every year, the Marriott Bonvoy Bold® Credit Card is a good choice. But if you want to earn a larger welcome offer and more points on your hotel stays, a Marriott Bonvoy Boundless® Credit Card or Marriott Bonvoy Brilliant™ American Express® Card would be a better pick — as long as you don’t mind paying an annual fee. Or, if you’re not loyal to one particular hotel rewards program, the Capital One Venture Rewards Credit Card may be worth checking out as well.

To see the rates and fees for Marriott Bonvoy Brilliant™ American Express® Card, please click here .

The information related to the Marriott Bonvoy Bold® Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.