There are three consumer Marriott Bonvoy credit cards and one geared toward small business owners. The Marriott Bonvoy Bold® Credit Card is the only one that offers a $0 annual fee, making it a solid choice for those interested in a hotel rewards card, but who don’t want to be heavily invested.
Unfortunately, in exchange for not assessing an annual fee, Marriott Bonvoy Bold® Credit Card cardholders won’t get the same kind of benefits tied to the Marriott cards that do charge an annual fee, such as the annual award night certificate.
For that reason, along with the low sign-up bonus and lower rewards-earning rates, avid travelers who are looking to cash in on free Marriott hotel nights may want to take a closer look at the mid-tier version — the Marriott Bonvoy Boundless® Credit Card, which comes with a $95 annual fee.
If you aren’t sure you want to be tied to a specific hotel card, a good alternative card, the Capital One Venture Rewards Credit Card, with a $95 annual fee, allows your points to be redeemed for a variety of travel purchases, including hotel stays.
Intro Purchase APR
N/A
Regular Purchase APR
20.24% - 27.24% Variable
Intro BT APR
N/A
Regular BT APR
20.24% - 27.24% Variable
Annual Fee
$0
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Sign-up bonus
New cardholders have an opportunity to earn the following sign-up bonus: Limited Time Offer! Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!
Silver Elite Status
Marriott Bonvoy Bold® Credit Card cardholders automatically receive Marriott Bonvoy Silver status and 15 elite night credits to help you qualify for higher elite status. Silver status include perks such as priority late checkout, 10% more points on stays, free WiFi and exclusive member rates.
Limited fees
The Marriott Bonvoy Bold® Credit Card has a $0 annual fee and a $0 foreign transaction fee. However, the card does charge a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
Low rewards rate
The Marriott Bonvoy Bold® Credit Card offers a fair rewards rate for a $0 annual fee card. Cardholders earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy® and 2X points on other travel purchases (from airfare to taxis and trains).
However, that rate is less generous than the other Marriott Bonvoy cards. For example, the Marriott Bonvoy Boundless® Credit Card card lets cardholders earn the following: Earn up to 17X total points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® and 2X points on all other purchases.
No anniversary free night award
The Marriott Bonvoy Boundless® Credit Card and the Marriott Bonvoy Brilliant® American Express® Card both offer a free night award each year after your account anniversary, valid for a one night hotel stay at a property. The Marriott Bonvoy Bold® Credit Card, however, does not offer a free night award.
If you don’t frequently stay at Marriott properties, you may want to consider a rewards card that lets you earn redeem points or miles at a variety of locations, such as the Capital One Venture Rewards Credit Card.
The Capital One Venture Rewards Credit Card offers a more substantial sign-up bonus: enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Plus, cardholders earn 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel.
Keep in mind, though, that the Capital One Venture Rewards Credit Card charges an annual fee of $95. However, you can also use Capital One miles for travel expenses other than hotels, such as airfare.
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| Marriott Bonvoy Bold® Credit Card | Marriott Bonvoy Boundless® Credit Card | Capital One Venture X Rewards Credit Card | Capital One Venture Rewards Credit Card |
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Apply Now on Capital One's secure site
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Apply Now on Capital One's secure site
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| Welcome Offer | |||
| Limited Time Offer! Earn 60,000 Bonus Points after spending $2,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card! | Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening. | Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel | Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel |
| Rewards Rate | |||
| Earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy® and 2X points on other travel purchases (from airfare to taxis and trains). | Earn up to 17X total points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® and 2X points on all other purchases. | 2 Miles per dollar on every purchase, every day; 10 Miles per dollar on hotels and rental cars booked through Capital One Travel; 5 Miles per dollar on flights booked through Capital One Travel | 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel |
| Annual Fee | |||
| $0 | $95 | $395 | $95 |
| Intro Purchase APR | |||
| N/A | N/A | N/A | N/A |
| Regular APR | |||
| 20.24% - 27.24% Variable | 20.24% - 27.24% Variable | 21.74% - 28.74% (Variable) | 20.74% - 28.74% (Variable) |
| Recommended Credit | |||
| Excellent/Good | Excellent/Good | Excellent | Excellent/Good |
| Card Details | |||
| Marriott Bonvoy Bold® Credit Card | Marriott Bonvoy Boundless® Credit Card | Additional card details unavailable | Capital One Venture Rewards Credit Card |
When choosing the right hotel rewards card, you should consider what’s most important to you. If you’re a Marriott Bonvoy loyalist who doesn’t want to pay an annual fee every year, the Marriott Bonvoy Bold® Credit Card is a good choice. But if you want to earn a larger welcome offer and more points on your hotel stays, a Marriott Bonvoy Boundless® Credit Card or Marriott Bonvoy Brilliant® American Express® Card would be a better pick — as long as you don’t mind paying an annual fee. Or, if you’re not loyal to one particular hotel rewards program, the Capital One Venture Rewards Credit Card may be worth checking out as well.
To see the rates and fees for Marriott Bonvoy Brilliant® American Express® Card, please click here .
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
The information related to the Marriott Bonvoy Bold® Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
