If you want a business credit card that earns flat-rate cash back and offers tools to help manage your expenses, but your business doesn’t spend enough in a year to make a card with an annual fee worth it, the Capital One Spark Cash Select - $500 Cash Bonus is a fine choice.
When it comes time to decide which version of the card to apply for, evaluate how good your credit score is. With excellent credit, you can apply for the Capital One Spark Cash Select - $500 Cash Bonus with confidence.
But if your credit score is just good, you’ll have a better chance applying for the Capital One Spark Cash Select - 0% Intro APR for 12 Months version.
Finally, if your business spends enough that you’re willing to pay an annual fee to earn a higher cashback rate, consider the Capital One Spark Cash Plus. This card earns 2% cash back on every purchase and charges a $150 annual fee. It’s also a charge card, meaning you have no preset spending limit.
The information related to the Capital One® Spark® Miles Select for Business and the Capital One® Spark® Classic for Business has been independently collected by LendingTree and has not been reviewed or provided by the issuer of these cards prior to publication.