If you’re a business owner with good credit or better, the Capital One Spark Classic for Business probably isn’t the credit card you’re looking for. There are other business cards that offer sign-up bonuses, 0% introductory APR periods and more lucrative rewards programs.
However, if you’re a business owner with fair credit, your choice of cards is much slimmer, and the Capital One Spark Classic for Business may be easier to qualify for.
The card offers flat-rate cash back on every purchase, and what you earn won’t expire for the life of your account. There’s a $0 annual fee and a foreign transaction fee of none. However, you should avoid carrying a balance on the Capital One Spark Classic for Business due to its high 30.74% (variable) APR.
The information related to the Capital One Spark Classic for Business and the Wells Fargo Business Secured Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.