Minimum deposit: None — must link financial accounts for review
Credit limit: Determined by Ramp and credit issuer
The Ramp Visa Corporate Card offers a full expense management system for its cardholders. It integrates purchases into an expense management system, including reporting and integrations with accounting. The card also offers unlimited 1.5% cash back on all card spend, has a $0 annual fee and doesn’t require a security deposit or personal guarantee.
The management system is described as a “5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting and reporting” into a single software platform that integrates with your business’s financial accounts. The corporate cards they offer are technically charge cards and you must pay your bill off in full each month. Note that, as a corporate card, you will not be liable for the debt. But this means it could be more difficult to be approved for a Ramp Visa Corporate Card, as you’ll typically need have an established business credit history and demonstrate sufficient annual revenue.