In selecting the best business credit cards for startups, we considered factors including reward programs, annual fees and helpful features, such as no preset spending limit or statement credits for travel expenses.
Most of the cards on this list have generous rewards programs. In addition, the one business card here that doesn’t earn rewards still offers a lengthy period of intro APR that can make it worthwhile if your startup is planning a big purchase and will need time to pay it off.
Some of the cards here charge annual fees, while others don’t. For those that do, taking advantage of rewards, sign-up bonuses or welcome offers, as well as any credits offered, can help recoup that annual fee amount.
Finally, certain cards fill a truly unique niche. For example, The Business Platinum Card® from American Express offers what may well be the widest ranging airport lounge access available with a travel card. For business owners who fly regularly throughout the year, that benefit offers substantial value.