Earn 2% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel. Plus, earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening.

In addition to the sign-up bonus, it’s possible to earn an annual $200 cash bonus in years that you spend $200,000 or more on the card. That’s more than enough to recoup the amount of the $150 annual fee.

Where the Capital One Spark Cash Plus stands out is that there’s no preset spending limit. This is a charge card, and unlike a traditional small business credit card — with a credit limit you can’t spend beyond — your spending power adapts based on factors such as spending behavior, payment history and credit profile.

Note that unlike a traditional credit card, you can’t carry a balance from month to month on the Capital One Spark Cash Plus. You must pay in full every month or you’ll be charged a 2.99% monthly late fee.

You can travel abroad without worrying about a foreign transaction fee because this card charges none.

When you’re getting a new business up and running, you might need flexible spending power. With no preset spending limit, the Capital One Spark Cash Plus offers that. This charge card is ideal for startups that need to be nimble and move quickly, even when that means having to make a big purchase.

• Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
• Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
• Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
• Earn an annual $200 cash bonus every year you spend $200,000 or more—that's enough to cover your annual fee and then some
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
• Add employee cards for free, and earn unlimited 2% cash back from their purchases
• $150 annual fee
• Spark Cash Plus has no APR because your balance is due in full every month
• For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. If you max out the spending cap on the 2% rate, you’ll earn $1,000 in cash back. Plus, for the welcome offer, earn a earn a $250 statement credit after you make $3,000 in purchases on your card in your first 3 months..

There’s a solid 0% on purchases for 12 months from date of account opening, after which a 17.99% - 25.99% variable APR applies. Best of all, there’s no annual fee to carry the card.

However, if traveling abroad, leave your American Express Blue Business Cash™ Card at home because there is a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.

To see rates and fees for the American Express Blue Business Cash™ Card please click here.

If your startup needs a business card with no annual fee and an excellent flat cashback rate (up to the spending cap) the American Express Blue Business Cash™ Card might be the card for you. Your cash back is automatically redeemed as a statement credit to your account on a monthly basis, keeping things simple.

And with its intro APR period on purchases and a decent welcome offer, this card is also a fine choice when you know you have big purchases to make for your new business.

Finally, this card offers a benefit called Expanded Buying Power. Amex may allow you to spend above your credit limit, based on factors such as your use of the card, your payment history, your credit record, and any financial resources that the issuer is aware you have. Note that whenever you spend above your credit limit, the amount above your limit will be due in full each part as part of your minimum payment due.

To see rates and fees for the American Express Blue Business Cash™ Card please click here.

• Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
• Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
• From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
• Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
• 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.99% - 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.
• No Annual Fee
• Terms Apply

To see rates & fees for American Express Blue Business Cash™ Card please click here.

Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. If you can meet the high spend requirement, that’s a generous payout, especially since each point is worth 25% more when redeemed to book travel in the Chase Ultimate Rewards® portal.

Plus, earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. If you max out spending cap on purchases that earn the 3X rate, you’ll earn 450,000 Chase Ultimate Rewards® points (that’s not factoring in what you can earn on purchases getting the 1X rate).

There is a $95 annual fee, but the value of the sign-up bonus far outweighs that in the first year. The foreign transaction fee is $0 and the card’s regular APR is 20.49% - 25.49% variable.

The Ink Business Preferred^® Credit Card is a great choice for your business if you’re going to be spending a lot in the first few months with the card and want to take advantage of that with a generous sign-up bonus.

If redeemed at 1 cent each, 100,000 points are worth $1,000. Or, if you take advantage of the 25% more value you get by using points to book travel via the Chase Ultimate Rewards® portal, that’s worth $1,250.

The card also offers excellent flexibility in transferring points 1:1 to a variety of airline and hotel loyalty programs, including British Airways Executive Club, Emirates Skywards®, JetBlue TrueBlue, Southwest Airlines Rapid Rewards®, United MileagePlus®, Marriott Bonvoy™ and more.

• Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Round-the-clock monitoring for unusual credit card purchases
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Member FDIC

Earn 2 miles per $1 on every purchase, everywhere. Plus, earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

And if business travel takes you outside the United States, don’t worry about being charged a foreign transaction fee, because the Capital One Spark Miles for Business has none.

There is an annual fee of $0 intro for first year; $95 after that. The card’s APR is 25.24% (variable).

If business requires you to travel frequently, and you just want to earn miles on every purchase without having to worry about different categories, consider the Capital One Spark Miles for Business.

Not only does this card earn miles at a great flat rate, but it also offers the flexibility to transfer miles to 19 airline and hotel partners (at a rate of 1:1, 2:1.5, or 2:1 depending on the specific partner).

• Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
• Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
• Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
• Transfer your miles to 15+ travel loyalty programs
• Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
• Fly through security with one statement credit for either the $85 TSA PreCheck® application fee or the $100 Global Entry application fee
• $0 intro annual fee for the first year; $95 after that
• Free employee cards which also earn unlimited 2X miles from their purchases
• For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

While the U.S. Bank Business Platinum Card doesn’t offer a sign-up bonus or earn rewards, this no-frills small business card does come with long intro APR periods on purchases and balance transfers.

Enjoy a 0% intro APR on purchases for 18 billing cycles. After, a 16.49% to 25.49% APR applies.

Plus, get a 0% intro APR on balance transfers for 18 billing cycles. After that, a 16.49% to 25.49% APR applies. The balance transfer fee is either 3% of the amount of each transfer or $5 minimum, whichever is greater.

While the annual fee is $0, there is a foreign transaction fee of 3% on each foreign transaction.

If you need to spend big to get your startup off the ground, and you’re looking for a business credit card with a lengthy intro APR to give time to pay off your purchases without incurring interest charges, the U.S. Bank Business Platinum Card is the card to be looking at.

Or, if you need to save on interest charges from another, non-U.S. Bank card, the intro APR on balance transfers provides a generous amount of time to whittle down that balance. Other business cards may serve you better if you want to rack up rewards or get a big sign-up bonus, but this one excels when you need maximum time without paying interest.

• Limited time offer: 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 16.49% to 25.49%.
• U.S. Bank Business Platinum Card
• Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
• Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
• Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
• Terms and conditions apply

The Business Platinum Card^® from American Express offers cardholders 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.

Plus, new cardholders can earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

As befits a high-end travel card, the foreign transaction fee is none. The APR is 18.99% - 26.99% variable.

There is a $695 annual fee to carry the card, so it’s not for the infrequent traveler, but it comes with a long list of credits and benefits that make it worthwhile for business owners who are always on the go.

To see rates and fees for the Business Platinum Card^® from American Express please click here.

With a $695 annual fee, the Business Platinum Card^® from American Express is certainly not for everyone.

But if you need an unparalleled list of credits and benefits that can help you supercharge your startup, this might be exactly the card you need. Some of what this card has to offer the savvy business owner include the following (and even more benefits are detailed under the benefits tab):

• Access to more than 1,300 airport lounges with the American Express Global Lounge Collection® (enrollment required for Priority Pass lounges)
• Credit of up to $189 annually for a CLEAR® membership, which uses biometrics to let you move faster through security at some airports and stadiums
• Up to $200 in statement credits per year for incidental fees such as checked bags and in-flight refreshments when you select a qualifying airline
• 35% of your points back when using Membership Rewards® Pay with Points for all or part of an eligible fare (annual max of 500,000 points back)

To see rates and fees for the Business Platinum Card^® from American Express please click here.

• Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
• Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
• Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
• $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
• The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
• $695 Annual Fee.
• Terms Apply.

To see rates & fees for The Business Platinum Card^® from American Express please click here.