Compare it to the NetSpend® Visa® Prepaid Card
If you’re afraid you’ll succumb to the temptation to overspend on a credit card, then perhaps a prepaid card like the NetSpend® Visa® Prepaid Card will give you access to plastic but without borrowing money from anyone but yourself.
With the NetSpend® Visa® Prepaid Card, you can load funds from your personal checking account or have your paychecks deposited to the card via direct deposit. There is no activation fee or minimum balance required.
There is no credit check required, plus the NetSpend® Visa® Prepaid Card comes with fewer fees than many of its competitors. However, you will have to choose between paying a $9.95 monthly plan fee or pay $1.50 per purchase fee.
While the Upgrade Cash Rewards Visa® may excel in helping you finance a large purchase over time with set repayment amounts, the NetSpend® Visa® Prepaid Card is better for handling day-to-day expenses.