Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

Comparing a Reverse Mortgage vs. a Home Equity Loan or HELOC

Comparing the benefits and drawbacks of a reverse mortgage versus home equity loan or home equity line of credit (HELOC) will come down to your... read more

Refinancing After Divorce: What You Should Know

If you and your spouse are going through a divorce and need to decide how to split your home property, refinancing after divorce may be... read more

NACA Program: What It Is and How It Works

The NACA program is a unique home-purchase initiative created by the Neighborhood Assistance Corporation of America (NACA). The nonprofit organization provides low- and moderate-income borrowers... read more

2022 Arkansas First-Time Homebuyer Programs

Arkansas has multiple first-time homebuyer programs available statewide and locally. Buyers interested in these programs must meet residency, credit and income requirements, and additional guidelines.... read more

2022 Alabama First-Time Homebuyer Programs

First-time homebuyer programs in Alabama help residents make their dreams of homeownership a reality. Assistance varies among the programs and includes low-interest loans, down payment... read more

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