Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

Fixer Upper Loans: Best Options for 2021

Fixer-upper loans combine the purchase or refinance of a property with the cost of renovating it. This unique mortgage option addresses the challenge buyers often... read more

You Can Get a Mortgage after Bankruptcy if You Know the Rules

Getting a mortgage after bankruptcy can be a challenge, but it’s not impossible. Many lenders have established guidelines for borrowers who’ve emerged from bankruptcy, completed... read more

How to Get Out of a Reverse Mortgage

A reverse mortgage is a unique type of home loan that many homeowners turn to supplement their income as they age. But often, homeowners who... read more

How to Finance Your Eco Home Improvements

Eco home improvements are currently trending among homeowners — and for good reason. The average household spends close to $2,000 per year on home energy... read more

Mortgage Rates in New York — Plus Stats, First-Time Homebuyer Programs and Mortgage Refinancing

New York’s average mortgage interest rate is the highest in the country at 3.93% — 16.7% higher than the U.S. average of 3.37%. In addition... read more

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