Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

Comparing a Reverse Mortgage vs. a Home Equity Loan or HELOC

Comparing the benefits and drawbacks of a reverse mortgage versus home equity loan or home equity line of credit (HELOC) will come down to your... read more

Refinancing After Divorce: What You Should Know

If you and your spouse are going through a divorce and need to decide how to split your home property, refinancing after divorce may be... read more

NACA Program: What It Is and How It Works

The NACA program is a unique home-purchase initiative created by the Neighborhood Assistance Corporation of America (NACA). The nonprofit organization provides low- and moderate-income borrowers... read more

2022 New Mexico First-Time Homebuyer Programs

New Mexico homebuyers have access to multiple programs aimed to help make the dream of homeownership a reality. Available help includes low-interest mortgages and down-payment... read more

2022 New Hampshire First-Time Homebuyer Programs

New Hampshire residents have access to multiple first-time homebuyer programs and initiatives throughout the state. Through these programs, prospective homeowners can receive low-interest loans, down... read more

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