Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

The Fastest Ways To Cash Out Your Home Equity

If you’ve paid a large portion of your mortgage or your home’s value has increased since you purchased it, you may have a significant amount... read more

How Old Do You Have to Be to Buy a House?

In most states, the minimum age to buy a house is 18 years old — when individuals reach the age of majority and have full... read more

VA Appraisal: Requirements, Fees and Timeline

If you’re applying for a VA loan, you’ll need to get a VA appraisal. This procedure ensures the home is a worthy investment and is... read more

High Prices and Bidding Wars: Despite Housing Market Headwinds, 80% of Homebuyers in Past 2 Years Don’t Regret Buying

Homebuyers in the past two years have faced a unique set of challenges compared to pre-pandemic times. With inventory at record lows and demand at... read more

Comparing a Reverse Mortgage vs. a Home Equity Loan or HELOC

Comparing the benefits and drawbacks of a reverse mortgage versus home equity loan or home equity line of credit (HELOC) will come down to your... read more

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