Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

Land Loans: Using a Personal Loan to Buy Land

If you’re looking to buy a plot of land, you probably have some exciting plans for it. Less exciting is figuring out how to finance... read more

First-Time Homebuyer Programs and Loans

First-time homebuyer programs are available to help qualified borrowers achieve the dream of homeownership. Depending on the program, buyers who have previously owned a home... read more

Good Debt vs. Bad Debt: What’s the Difference?

The topic of debt can be as polarizing as politics. Some people think debt should be avoided at all costs, while others believe in using... read more

Pennsylvania First-Time Homebuyer Programs

Pennsylvania has multiple first-time homebuyers programs to help make homeownership a reality for Keystone State residents. Eligible buyers can choose between low-rate loans, down payment... read more

VA Appraisal: Requirements, Fees and Timeline

If you’re applying for a VA loan, you’ll need to get a VA appraisal. This procedure ensures the home is a worthy investment and is... read more

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