Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

How to Buy a House as a Single Woman

Buying a house as a single woman has become more mainstream over the past few decades. This rise is partly due to an increase in... read more

Can You Refinance a Delinquent Mortgage?

Yes, you can refinance a delinquent mortgage as a way to bring a past-due home loan current and avoid foreclosure. The process of refinancing pays... read more

Can You Negotiate Mortgage Rates With Your Lender?

Most homebuyers start their house hunt expecting to negotiate with sellers, but there’s another question many never stop to ask: “Can you negotiate mortgage rates... read more

You Can Get a Mortgage After Bankruptcy if You Know the Rules

Getting a mortgage after bankruptcy can be a challenge, but it’s not impossible. Many lenders have established guidelines for borrowers who’ve emerged from bankruptcy, completed... read more

How to Get Out of a Reverse Mortgage

A reverse mortgage is a unique type of home loan that many homeowners turn to supplement their income as they age. But often, homeowners who... read more

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