Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

High Prices and Bidding Wars: Despite Housing Market Headwinds, 80% of Homebuyers in Past 2 Years Don’t Regret Buying

Homebuyers in the past two years have faced a unique set of challenges compared to pre-pandemic times. With inventory at record lows and demand at... read more

Comparing a Reverse Mortgage vs. a Home Equity Loan or HELOC

Comparing the benefits and drawbacks of a reverse mortgage versus home equity loan or home equity line of credit (HELOC) will come down to your... read more

How Much Equity Do You Need for a Reverse Mortgage?

To qualify for a reverse mortgage, borrowers must own their home outright or have significant equity. Exactly how much equity do you need for a... read more

What is a Mortgage Funder?

A mortgage funder is responsible for fine-tuning the final details of your loan. They ensure all closing documents are in order and the mortgage funds... read more

How to Buy a House as a Single Woman

Buying a house as a single woman has become more mainstream over the past few decades. This rise is partly due to an increase in... read more

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