Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

Amid Economic Ups and Downs, 2 in 3 US Businesses Say Interest Rate Changes Aren’t Negatively Affecting Them

Inflation and rising interest rates have significantly impacted consumers over the past few years. In response to economic shifts, consumers have altered their spending and... read more

2024 Georgia First-Time Homebuyer Programs and Loans

Georgia first-time homebuyer programs address some common barriers to homeownership by providing low-cost mortgages and down payment assistance. Prospective buyers can access programs available at... read more

2024 FHA Loan Limits in Oregon

FHA loans are backed by the Federal Housing Administration (FHA). These mortgages aim to make homeownership more accessible by offering flexible credit requirements and low... read more

2024 FHA Loan Limits in Louisiana

With low down payment requirements and flexible credit qualifications, FHA loans help make homeownership more accessible to homebuyers. However, FHA mortgages – backed by the... read more

2024 FHA Loan Limits in Wisconsin

Loans backed by the Federal Housing Administration (FHA) help make homeownership accessible to borrowers with limited savings or less-than-perfect credit. However, FHA mortgages are subject... read more

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