Michele Lerner

Michele Lerner is a personal finance writer and editor with more than two decades of experience covering mortgages, real estate, insurance, student loans, credit card debt and money management. She has written for numerous finance publications including The Motley Fool, Bankrate, MagnifyMoney, ValuePenguin, GetRichSlowly, Insurance.com and HSH.com as well as general consumer publications such as The Washington Post, the Boston Globe and USA Today.

Articles by Michele Lerner

How to Get a VA Loan

If you’re a veteran or are currently serving in the military, you’re likely acquainted with the expression, “Thank you for your service.” But there’s another... read more

2023 FHA Loan Limits in Massachusetts

Mortgage loans backed by the Federal Housing Administration (FHA) offer low down payments and can be easier to qualify for than conventional mortgages. In 2023,... read more

What is an HOA?

HOA stands for homeowners association, and is an organization that makes and enforces rules to maintain a neighborhood, subdivision or building. Members of the HOA... read more

Teaser Rates: What You Should Know

While most mortgage borrowers choose a fixed-rate mortgage to finance or refinance their home, a teaser rate tempts some borrowers. A loan with a teaser... read more

Buying a New Construction Home vs. Existing Home

Among the many decisions homebuyers must make is whether buying a new construction home vs. existing home is right for them. Approximately 13% of buyers... read more

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