Michele Lerner

Michele Lerner is a personal finance writer and editor with more than two decades of experience covering mortgages, real estate, insurance, student loans, credit card debt and money management. She has written for numerous finance publications including The Motley Fool, Bankrate, MagnifyMoney, ValuePenguin, GetRichSlowly, Insurance.com and HSH.com as well as general consumer publications such as The Washington Post, the Boston Globe and USA Today.

Articles by Michele Lerner

Can You Tap Your Home Equity After Bankruptcy?

If you were among the nearly 700,000 people who filed for bankruptcy between June 2019 and June 2020, you may be wondering if you can... read more

Mortgage Rates in Illinois — Plus Stats, First-Time Homebuyer Programs and Mortgage Refinancing

The average mortgage interest rate in Illinois is 3.42%, slightly higher than the U.S. average of 3.37% and putting it 26th out of 50 states.... read more

Mortgage Rates in Florida — Plus Stats, First-Time Homebuyer Programs and Mortgage Refinancing

The average mortgage interest rate in Florida is 3.39%, just 0.7% higher than the national average of 3.37%. Many factors go into the interest rate... read more

Mortgage Rates in Georgia — Plus Stats, First-Time Homebuyer Programs and Mortgage Refinancing

The average mortgage interest rate in Georgia is 3.45%, 2.5% higher than the U.S. average of 3.37%. One reason mortgage rates in Georgia are higher... read more

How to Remove Private Mortgage Insurance (PMI)

When home prices are high, saving money for a large down payment can be tough and stretch your budget. Private mortgage insurance (PMI) offers a... read more

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