Rebecca Safier

Rebecca Safier is a personal finance writer specializing in student loans, financial aid, and career development. She has her Master of Education from the Harvard Graduate School of Education and her work has been featured in Huffington Post, MarketWatch, U.S. News, and more.

Articles by Rebecca Safier

What Is a Good Debt-to-Income Ratio?

Your debt-to-income (DTI) ratio is a comparison of your monthly debt payments with your monthly income before taxes. When you apply for a loan (a... read more

What Happens If Your Personal Loan Is Not Repaid?

While a personal loan can be useful in certain circumstances, it can turn into a major financial headache if you fall behind on payments. Punishment... read more

How to Pay Off Credit Card Debt in 9 Ways

Whether you’re looking to pay off $500 or $5,000 in credit card debt, there’s no one-size-fits-all answer to debt repayment. A reasonable plan must take... read more

How to Get a Joint Personal Loan

Adding a co-borrower to your personal loan application can make it easier to qualify for a loan: You’ll be presenting a lender with a greater... read more

5 Things to Do After Debt Consolidation

Consolidating debts from credit cards, student loans, medical debt, car loans or other loan types can result in a lower interest rate and lower monthly... read more

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