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Articles by Rene Bermudez
How To Use Equity in Your Home: The Best (and Worst) Ways
July 23, 2024
One perk of homeownership is when your home’s value rises because of market factors, so you to gain equity without much effort. Due to rising... read more
Should I Refinance to a 15-Year Mortgage?
July 17, 2024
If you want to refinance to a 15-year mortgage, you’re probably hoping to save money on interest charges and build home equity faster. These are... read more
10 Reverse Mortgage Rules You Should Know
July 17, 2024
If you’re a senior and own a home, you’ve probably heard about reverse mortgages — they allow you to convert your home equity into cash.... read more
Loan-To-Value (LTV) Ratio: What It Is and Why It Matters
July 11, 2024
A loan-to-value (LTV) ratio is a number that compares how much you’re borrowing to your home’s value. The higher your LTV ratio, the more risky... read more
What Is the Break-Even Point on a Refinance?
July 1, 2024
The break-even point on a refinance is when a refinance has paid for itself in mortgage payment savings. A refinance typically saves you money on... read more