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Articles by Theresa Stevens
VA Loan Guide: Eligibility, Lenders and How They Work
December 5, 2024
A VA loan is a type of mortgage backed by the U.S. Department of Veterans Affairs (VA), and it helps eligible military borrowers achieve their... read more
Real Estate Wire Fraud: What It Is and How to Avoid It
December 2, 2024
Real estate wire fraud occurs when a scammer tricks you into sending your down payment or closing costs to them instead of the right person.... read more
Can You Roll Student Loans Into a Mortgage?
November 26, 2024
Yes, it is possible to roll your student loans into a mortgage — assuming you have enough home equity. Combining these debts into a single... read more
What is a Homeowners Association (HOA)?
November 22, 2024
An HOA (short for “homeowners association”) is the group that runs a residential community, setting rules and collecting dues to cover its costs. HOAs are... read more
No Cash-Out Refinance vs. Limited Cash-Out Refinance
November 20, 2024
If you’re considering a mortgage refinance, a no cash-out refinance and limited cash-out refinance are two popular options that sound similar, but will affect your... read more