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Articles by Theresa Stevens
HECM Reverse Mortgage: Definition, Requirements
January 23, 2025
A HECM reverse mortgage can help seniors supplement their retirement income and stay in their homes longer. However, it’s important to understand how HECM loans... read more
VA Loan Requirements and Eligibility in 2025
January 17, 2025
Veterans, service members and surviving spouses may be eligible for a mortgage through the U.S. Department of Veterans Affairs (VA). Though VA loan requirements are... read more
Cash-Out Refinance: How It Works and When to Do It
January 13, 2025
A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more
Minimum Mortgage Requirements for 2025
December 31, 2024
If buying a home is on your wish list for 2025, it’s important to understand the minimum mortgage requirements for the most common loan programs.... read more
VA Cash-Out Refinance: What You Need To Know
December 30, 2024
If you have a home loan through the Department of Veterans Affairs (VA), you may qualify for a VA cash-out refinance. This program allows you... read more