Auto Loans

Get multiple auto financing offers

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Auto financing the right way

When you’re looking for an auto loan, it pays to shop around. LendingTree helps you compare auto loan rates and loan terms from multiple lenders. Compare different types of automobile loans, including new car loans, used car loans, and auto refinancing options, whether you’re buying from a dealer, or a private seller. Also make sure when you go to purchase a car you are getting it for the best price by purchasing your car at the best time of the year.

Compare Auto Loan Rates

LendingTree helps you compare auto loan rates from multiple lenders. Compare auto quotes from competing providers. It’s fast, easy, and best of all, free.

Compare auto financing offers

Car loans

When shopping for a car loan, like any loan, it is wise to compare your options to ensure that you are getting the best deal. At LendingTree, we speed up this process by comparing hundreds of car lenders for you and providing you with multiple customized offers. From there, you get to choose which lender works best for your financial situation.

Types of car loans

Car loans can come in the form of secured loans or unsecured loans. Most car loans are secured, which means that the loan requires collateral. For an auto loan, the collateral is the car itself. An unsecured loan, on the other hand, does not require collateral, meaning that if you cannot make your payments on the vehicle, the lender cannot take your car from you. It is important to note that since unsecured loans are riskier for lenders, they come with higher interest rates than secured auto loans.

New & used car loans

Determining whether to finance a new or used car is a big part of the car buying process. It is important to consider the price of the vehicle, interest rates, and depreciation when deciding. While new cars depreciate faster and generally come at a higher price than used cars, the interest rates on used vehicles are often higher.

Regardless of whether you choose to purchase a new or used car, LendingTree can help you shop around for auto financing before you head over to the dealership. This way you can have an idea of whether you are getting a good deal or not.

Compare Car Loan Offers

Boat loans

Whether you are looking to purchase a new or used boat, LendingTree can help when comparing boat loan lenders. Our lenders offer loans for many different types of boats, including:

  • Sailboats
  • Pontoons
  • Bass boats
  • Aluminum boats

We work with lenders who offer competitive boat loan rates and flexible terms so you can find an option that best fits your lifestyle. By simply filling out a free online loan request, you will be able to compare rates and offers in minutes.

If you currently have a boat loan that you are looking to refinance, LendingTree can also help you refinance to a lower rate or better terms.

Get a Boat Loan

RV loans

Our RV loan lenders offer competitive rates and flexible terms so you can compare offers when purchasing your RV. On LendingTree, there are many different RV loans available, including loans for:

  • Campers
  • Trailers
  • Motor homes
  • Toy haulers

Remember, like with any auto loan, it is important to take the time to research all of the RV financing options available before making a decision. This way you can find the lender that works best with your financial situation.

Get a RV Loan

Motorcycle loans

Compare rates and terms on motorcycle loans to help ensure that you are getting the best financing offer available to you. If you are still shopping around for the exact bike you want, that’s okay, you can still get preapproved for financing, which will help make the purchasing process easier down the road.

Our lenders offer a variety of motorcycle loans including:

  • Cruisers
  • Sport Bikes
  • Touring
  • Dual Sports
  • Scooters
  • Mopeds

Get a Motorcycle Loan

Powersport loans

If you are thinking about purchasing a powersport vehicle and are looking for financing, you can compare rates and terms with LendingTree. Whether you are looking to get out on the water or in the snow, our lenders offer a variety of powersport loans to consider, including loans for:

  • Jetskis
  • ATVs
  • UTVs
  • Side-by-Sides
  • Snowmobiles

Get a Powersport Loan

New and used auto loan rates

Receive a great fixed-rate auto loan for your new or used car or auto refinance. Before you apply, we want to make sure you understand the basics of car loan rates when it comes to financing.

With LendingTree, you can get a new or used auto loan with a great rate.

  • Free online loan request
  • Compare rates from multiple lenders
  • Get approved, then shop for a new car

36 months rates as low as

  • 2.29%
  • APR
  • 2.29%
  • Interest Rate
  • $30,000
  • Loan Amount
  • $863.08
  • Monthly Payments
  • $
  • Down Payment
  • 790
    Credit Score

48 months rates as low as

  • 2.99%
  • APR
  • 2.99%
  • Interest Rate
  • $25,000
  • Loan Amount
  • $553.25
  • Monthly Payments
  • $
  • Down Payment
  • 780
    Credit Score

60 months rates as low as

  • 2.99%
  • APR
  • 2.99%
  • Interest Rate
  • $22,000
  • Loan Amount
  • $395.21
  • Monthly Payments
  • $
  • Down Payment
  • 766
    Credit Score

36 months rates as low as

  • 2.29%
  • APR
  • 2.29%
  • Interest Rate
  • $20,000
  • Loan Amount
  • $575.39
  • Monthly Payments
  • $
  • Down Payment
  • 763
    Credit Score

48 months rates as low as

  • 2.99%
  • APR
  • 2.99%
  • Interest Rate
  • $20,000
  • Loan Amount
  • $442.6
  • Monthly Payments
  • $
  • Down Payment
  • 740
    Credit Score

60 months rates as low as

  • 2.79%
  • APR
  • 2.79%
  • Interest Rate
  • $22,000
  • Loan Amount
  • $393.26
  • Monthly Payments
  • $
  • Down Payment
  • 784
    Credit Score

New, poor, or bad credit?

Down payment may be higher

Refinance when your score improves

Timely payments improve credit

Not sure what your credit score is? Get it here for free.

Auto loan calculator

Use this Auto Loan Calculator to see your monthly payments on your loan amount, interest rate, and loan term.

Additional resources

Your credit rating and past credit issues may affect your ability to get auto loan financing, or the listed interest rates on an auto loan.

If you want more information on all there is about auto loans, read up on topics like how to finance a car and getting pre-approved for a car loan.