Auto Loans

If you’re in the market for a car but don’t have the necessary cash on hand to make the purchase, then you are likely looking at getting an auto loan. LendingTree helps you compare auto loan rates from multiple lenders. It’s fast, easy, and best of all, free. 

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How do auto loans work?

Many car buyers start the car financing process at the dealership, but that’s not the only way to find an auto loan. A better way is to compare your own offers with ones the dealer provides. As the middleman, a dealer could raise your APR and take the difference as profit. By getting auto loan offers directly from lenders before going to the dealership, you know the rate you deserve, one without a markup. A car loan offer or preapproval from a lender may give you a huge leg up in getting your best auto loan.

When you fill out an online form on LendingTree, you’ll receive up to five car loan offers from lenders at once, depending on your creditworthiness.

Compare Auto Financing Offers

Auto Interest Rates

Auto loans are usually simple interest loans, which means that the interest on the loan is determined based only on the principal balance of the loan. Auto financing may be used to purchase cars and other vehicles, such as boats, RVs, motorcycles and ATVs.

Estimate your monthly car payment

Use this Auto Loan Calculator to see your monthly payments on your loan amount, interest rate, and loan term.

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New, poor or bad credit

Whether you’re just starting out and have no credit history, or you don’t have the best credit score, it’s  still possible to get an auto loan. You could consider a cosigner, putting a large down payment toward your car purchase or both. Once you have a car loan, making on-time payments can help improve your credit score. You may be able to later refinance your loan at an even better rate.

Credit score

Your credit score may take a slight hit when you apply for an auto loan, but the benefits of comparison shopping outweigh any temporary drops in your score. It doesn’t hurt your credit to apply to multiple lenders any more than it does to apply to one, as long as you do all applications within a two-week window.

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What type of auto loan are you looking for?

Car Loans

Looking for a new or used car? Save cash when you shop and compare lenders.

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Car Loans

Auto Refinance

Refinance your auto loan if you’re ready for lower car payments or a better loan term.

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Auto Refinance

Boat Loans

From sailboats to pontoon boats, fund your aquatic adventure when you shop and compare boat lenders with LendingTree.

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Boat Loans

Motorcycle Loans

Compare lenders to find the best loan for your cruiser, sports bike, scooter or moped.

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Motorcycle Loans

RV Loans

Find the best RV loan for your camper, trailer, motor home or toy hauler.

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RV Loans

Powersport Loans

Whether you’re looking to get out on the water or in the snow, find a powersport loan that matches your speed.

Powersport Loans

Powersport Loans