Business Loan Calculator

Are you in need of a business loan? Use LendingTree’s business loan calculator in order to estimate how much you may be able to borrow for your business.

See Business Loan Offers

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How much could you borrow?

Understanding the business loan calculator

If you’re not sure how much money you can borrow to cover business expenses, our Business Loan Calculator can help you estimate your financial eligibility. Providing the correct information about your business helps calculate the loan amount for which you could qualify.

1. Business start date & annual revenue

First, enter the month and year you started your business. Then, write in how much gross revenue you generate on an annual basis. Gross revenue is the total amount of money your business earns before you deduct expenses. A lender would want to make sure your business makes enough to cover your debt, so your loan amount would depend on how much money your business earns.

2. Last month’s deposits

Next, enter the total amount of your last month’s deposits. This information would also help a lender identify how much cash on hand your business has, and it would show whether you can afford monthly payments toward your debt. When applying for a loan, you may be required to provide bank statements to show your previous deposits.

3. Estimated credit score

Next, select the range in which your personal credit score falls. You may be eligible for a larger loan amount if your credit is good or excellent, while your loan amount may be smaller if you have fair or poor credit. As a business owner, you may have a business credit score as well. A strong business credit profile could help you secure more money as you move through the loan application process.

4. Is your business home-based?

Lastly, select whether you operate your business out of your home. Any business that is run from a personal residence would be considered a home-based business. These types of businesses may have fewer assets to offer as collateral when applying for a loan, which could affect the loan amount.

Bottom line:

As you adjust the figures in the calculator, you’ll see the estimated loan amount fluctuate. After calculating the range of money that you may be able to borrow, you can view free business loan offers in the LendingTree marketplace.

See Business Loan Offers