Best Business Credit Cards for Travel in 2025

The Ink Business Preferred^® Credit Card is the best credit card for business travel expenses, especially if you’re traveling internationally. You’ll earn up to 3X points on travel purchases and receive valuable protections if something goes bad on your trip. Reservations are covered against cancellation and interruption, rental car damage and more.

There are $0 foreign transaction fees on international purchases, and you can add employee cards for no additional charge. Rewards can be transferred 1:1 to airline and hotel partners — or you can book through Chase Travel^SM, and your points will be worth more.

The Capital One Spark Miles for Business is our choice for the best card with a low annual fee because it features an annual fee of $0 intro for first year; $95 after that. There’s no extra annual fee to get employee cards.

You’ll earn an unlimited 2 Miles per $1 on every purchase, everywhere; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One's travel booking site. While it doesn’t have bonus categories on common business purchases, you’ll earn an elevated rate on every purchase without having to keep track of bonus categories. Miles can be redeemed for cash back, travel, gift cards and more, or you can transfer them to over 15 airline and hotel partners. The card can also help cover the cost of Global Entry or TSA PreCheck^®.

One of the best business cards for air travel, The Business Platinum Card^® from American Express earns 5X points when booking flights, prepaid hotels and short-term rentals through Amex Travel and includes access to over 1,400 airport lounges, including Amex Centurion and Delta Sky Club lounges.

The card includes over $1,000 in credits each year, including up to a $200 airline fee credit (enrollment required) and up to a $199 CLEAR membership reimbursement (enrollment required). Your points transfer to hotel and airline partners to book award travel, or you can book travel through Amex and receive up to 35% of your points back on first- or business class-flights with any airline or in any class on the designated airline that you choose at the beginning of the year. When you arrive at your destination, enjoy elite perks through complimentary Hilton Honors Gold and Marriott Bonvoy Gold status (enrollment required) or when booking through Fine Hotels & Resorts.

The Citi^® / AAdvantage Business™ World Elite Mastercard^® is one of the best business credit cards for travel because of its generous welcome bonus, low intro annual fee and American Airlines perks. Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. This card not only earns AAdvantage^® miles you can redeem for flights, but every dollar spent also earns Loyalty Points toward elite status.

It also includes travel benefits that save money and improve the travel experience for the cardholder, including a free checked bag on American Airlines flights (for you and up to four companions on the same reservation), preferred American Airlines boarding and the potential to earn a Companion Certificate.

The Delta SkyMiles^® Reserve Business American Express Card can be a great deal for entrepreneurs who frequently fly Delta. While this card has a large annual fee, it includes benefits and annual credits to offset the cost. It includes an annual companion certificate, as well as complimentary entry to Sky Club and Centurion Lounges and access to Delta’s free upgrade list. Perks include priority boarding and getting the first checked bag free (for you and up to eight travel companions) on Delta flights, as well as numerous travel protections.

The card also offers high-value annual credits, like up to $240 for Resy purchases (up to $20 monthly), up to $120 for rideshares (up to $10 monthly) and up to $250 for Delta Stays reservations. And you’ll get a boost towards elite status by receiving $2,500 Medallion® Qualification Dollars each year, plus an additional $1 of MQDs for every $10 in purchases.

The Hilton Honors American Express Business Card is one of the best business credit cards for frequent business travel because of its complimentary elite status and generous earnings potential.

Its $195 annual fee is more than offset by an annual Hilton credit of up to $60 per quarter (up to $240 annually). In addition to complimentary Gold elite status, businesses that spend $40,000 or more on eligible purchases can earn Hilton Honors Diamond elite status. Cardholders also receive complimentary National Car Rental Emerald Club Executive status (enrollment required).

If you do business internationally, you should know that this card doesn’t charge a foreign transaction fee.

The Capital One Spark Classic for Business is an excellent $0-annual-fee option for business owners with credit. It offers unlimited 1% cash back rewards on all purchases and an elevated rewards rate on some travel purchases.

While this card doesn’t offer bonus rewards on flights, you do earn extra rewards when booking hotels and rental cars through Capital One’s travel portal. You can also add employees at no extra charge, set customized spending limits for each employee’s card and earn rewards on their purchases.

Business owners who want to earn flexible rewards points without paying an annual fee will enjoy The Blue Business^® Plus Credit Card from American Express. It lets you earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

This card offers flexible spending by letting you buy above your credit limit if you need to. Although you can’t spend an unlimited amount above your limit, this is a great tool for business owners with variable expenses. It’s also an excellent companion card to other Membership Rewards cards.

Small business owners looking for one of the best business credit cards for travel without an annual fee should consider the Bank of America^® Business Advantage Travel Rewards World Mastercard^® credit card. You can earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend.

Customers with larger balances can earn up to 75% more points if they qualify for Preferred Rewards. At the top rate, you can earn 2.62 points on every dollar you spend with this card. The points never expire, and they can be used to offset travel and dining purchases, book travel or redeem for cash back and gift cards.

Frequent business travelers may not always have access to a company credit card. In these situations, having The Platinum Card^® from American Express can be a great way to earn travel rewards.

Even though the annual fee is pricey, jet-setters may find that the luxury travel benefits — including hotel elite status** and airport lounge access — can make it worth the cost. Plus, you can earn over $1,000 in statement credits each year. Annual travel credits you can earn include a $200 hotel credit, up to a $200 airline fee credit** and up to a $199 CLEAR credit (subject to auto-renewal)**.