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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa listening to live music or enjoying a quiet day at home with her husband and dog.

Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • AFC® (Accredited Financial Counselor) certification
  • Bylines in Forbes Advisor, Bankrate and Credible

Education

  • BA, Suffolk University

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Theresa Stevens

Cash-Out Refinance: How It Works and When to Do It

January 13, 2025

A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more

Minimum Mortgage Requirements for 2025

December 31, 2024

If buying a home is on your wish list for 2025, it’s important to understand the minimum mortgage requirements for the most common loan programs.... read more

VA Cash-Out Refinance: What You Need To Know

December 30, 2024

If you have a home loan through the Department of Veterans Affairs (VA), you may qualify for a VA cash-out refinance. This program allows you... read more

Can I Get a Tax Break for Buying a Home?

December 19, 2024

The short answer is yes, you can get a tax break for buying a home, which can help you save money at tax time. But... read more

When Should I Refinance My Mortgage?

December 19, 2024

Regardless of the rate environment, knowing when to refinance your mortgage stems from one basic question: Will a mortgage refinance save you money? If the... read more

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