Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 2+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

What Is a Mortgage Buydown and How Does It Work?

A mortgage buydown allows you to pay extra money upfront to secure a lower interest rate on your home loan. A reduced rate can save... read more

What Is a Mortgage Credit Certificate?

A mortgage credit certificate helps eligible homeowners save on their taxes through a tax credit they can claim for a portion of their mortgage interest... read more

Are Home Improvements Tax-Deductible?

Home improvements are a common way to enhance your living space and add value to your home. In fact, homeowners are expected to spend $466... read more

What Is a Blanket Mortgage and How Does It Work?

A blanket mortgage is a home loan that allows you to finance two or more real estate properties with a single loan. Investors and developers... read more

What Is Mortgage Underwriting?

If you’re taking out a mortgage to buy a house, you must go through the underwriting process before you can close on your loan. Mortgage... read more

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