Articles by Theresa Stevens
What Is a Mortgage Buydown and How Does It Work?
August 28, 2024
A mortgage buydown allows you to pay extra money upfront to secure a lower interest rate on your home loan. A reduced rate can save... read more
What Is a Mortgage Credit Certificate?
August 19, 2024
A mortgage credit certificate helps eligible homeowners save on their taxes through a tax credit they can claim for a portion of their mortgage interest... read more
Are Home Improvements Tax-Deductible?
August 9, 2024
Home improvements are a common way to enhance your living space and add value to your home. In fact, homeowners are expected to spend $466... read more
What Is a Blanket Mortgage and How Does It Work?
July 30, 2024
A blanket mortgage is a home loan that allows you to finance two or more real estate properties with a single loan. Investors and developers... read more
What Is Mortgage Underwriting?
July 26, 2024
If you’re taking out a mortgage to buy a house, you must go through the underwriting process before you can close on your loan. Mortgage... read more