Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

Can You Roll Student Loans Into a Mortgage?

Yes, it is possible to roll your student loans into a mortgage — assuming you have enough home equity. Combining these debts into a single... read more

What is a Homeowners Association (HOA)?

An HOA (short for “homeowners association”) is the group that runs a residential community, setting rules and collecting dues to cover its costs. HOAs are... read more

No Cash-Out Refinance vs. Limited Cash-Out Refinance

If you’re considering a mortgage refinance, a no cash-out refinance and limited cash-out refinance are two popular options that sound similar, but will affect your... read more

Getting a Mortgage as an Immigrant to the US

Owning a home is a classic part of the American dream, but getting a mortgage as a new immigrant to the U.S. can involve unique... read more

The Mortgage Process: A 10-Step Guide

The mortgage process is like a job interview — except it’s based entirely on your financial background. Lenders scrutinize your credit history, income, employment and... read more

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