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Articles by Theresa Stevens
FHA Mortgage Insurance: How It Works and How Much It Costs
January 31, 2025
If you’re approved for an FHA loan, you’re required to pay for FHA mortgage insurance. The insurance protects FHA-approved lenders against losses if you default... read more
What is a HUD Home? Buying Guide and Tips
January 30, 2025
With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold... read more
Fannie Mae Guidelines: What You Need to Know
January 30, 2025
Fannie Mae mortgages are the most common type of mortgage for buying or refinancing a home. Understanding Fannie Mae guidelines improves your odds of getting... read more
FHA Appraisal: Guidelines and How It Works
January 28, 2025
If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), the lender will in most cases require an FHA appraisal to verify... read more
What To Know About the Capital Gains Tax on Inherited Property
January 28, 2025
Inheriting a house raises many questions: Should you keep or sell the property? Are there outstanding debts tied to the home? But another important factor... read more