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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.

Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Theresa Stevens

Cash-Out Refinance: How It Works and When to Do It

February 10, 2025

A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more

FHA Mortgage Insurance: How It Works and How Much It Costs

January 31, 2025

If you’re approved for an FHA loan, you’re required to pay for FHA mortgage insurance. The insurance protects FHA-approved lenders against losses if you default... read more

What is a HUD Home? Buying Guide and Tips

January 30, 2025

With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold... read more

Fannie Mae Guidelines: What You Need to Know

January 30, 2025

Fannie Mae mortgages are the most common type of mortgage for buying or refinancing a home. Understanding Fannie Mae guidelines improves your odds of getting... read more

FHA Appraisal: Guidelines and How It Works

January 28, 2025

If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), the lender will in most cases require an FHA appraisal to verify... read more

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