Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 2+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

Using Home Equity for a Down Payment on a Second Home

Once you’ve built up a good chunk of equity in your home, you may think about using it to buy another property. But before you... read more

How Can I Sell My House Fast?

If you’re a homeowner facing a major lifestyle change, such as a divorce or an out-of-state job offer, one of your first concerns might be,... read more

Credit Score to Refinance Your Home: Requirements by Loan Type

Most lenders require a 620 minimum credit score to refinance a home loan, though the requirements vary by loan program. Lenders tend to offer lower... read more

What Is Sweat Equity in Real Estate?

Sweat equity in real estate refers to the time, physical labor, and, well, sweat you put into improving your home. You can use sweat equity... read more

Mortgage Fraud: Definition, Examples and How to Avoid It

Mortgage fraud is a financial crime that involves someone intentionally providing false or misleading information during the mortgage lending process. Common examples include a borrower... read more

Page 3 of 9