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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.

Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Theresa Stevens

What is the 1003 Form? Understanding the Uniform Residential Loan Application (URLA)

March 21, 2025

Applying for a mortgage? You’ll likely need to fill out the 1003 form, also known as the Uniform Residential Loan Application (URLA). The 1003 form... read more

What Happens to a Mortgage When Someone Dies?

March 19, 2025

Have you ever wondered what happens to a mortgage when someone dies? It’s an important question that, while difficult to think about, can help homeowners... read more

What Is Lender-Paid Mortgage Insurance?

March 14, 2025

If you don’t have 20% for a down payment on a home, you generally have to pay for private mortgage insurance (PMI), which can raise... read more

First Citizens (CIT) Small Business Financing Review

February 28, 2025

Pros and cons of First Citizens Bank ProsCons  Offers large loan amounts  Provides various business lending products  Lends to a wide range of industries Rates can... read more

5 Steps To Refinance a Rental Property

February 28, 2025

If you want to refinance a rental property, you’ll need to jump through extra hoops to get approved for a loan. However, your efforts will... read more

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