Cheapest Car Insurance in Missouri (2025)
Best cheap car insurance in Missouri
Best full-coverage car insurance in Missouri: American Family
State Farm is the second-cheapest company for full-coverage car insurance Full-coverage car insurance usually includes liability, collision and comprehensive coverages. Liability covers injuries and damage you cause to others. Collision and comprehensive protect your own vehicle from damage and theft. in Missouri at $138 a month.
Cheapest companies for full coverage
Company | Annual rate | LendingTree score | |
---|---|---|---|
American Family | $1,645 | ||
State Farm | $1,651 | ||
Progressive | $1,828 | ||
Shelter | $1,997 | ||
Allstate | $3,028 | ||
Geico | $3,081 | ||
USAA* | $1,055 |
American Family and State Farm have similar full-coverage insurance rates. The cheapest for you may depend on the discounts you can get, as both companies offer many ways to save.
USAA has an even lower average rate than American Family or State Farm, though only members of the military and their families can buy from USAA. But if that describes you, get a quote from USAA. Along with cheap full-coverage rates, USAA offers great customer satisfaction.
Missouri’s best liability insurance: American Family and Progressive
American Family, Progressive and State Farm are all close in cost for liability auto insurance, so car insurance discounts can make a big difference.
Missouri drivers are required by law to have at least a minimum amount of liability car insurance, which covers the medical and repair bills of others after you cause an accident.
Cheapest companies for minimum coverage
Company | Annual rate |
---|---|
American Family | $546 |
Progressive | $556 |
State Farm | $618 |
Shelter | $771 |
Geico | $1,145 |
Allstate | $1,278 |
USAA* | $309 |
Cheap Missouri auto insurance for teens: Shelter and State Farm
Notably, State Farm offers a good student discount that can save you up to 25% if you maintain at least a B average.
If you’re a parent in Missouri looking for cheap car insurance for teens, add them to your policy. Your rate will go up, but it should still be cheaper than if you had your own auto insurance policies.
Cheapest companies for teens
Company | Liability | Full coverage |
---|---|---|
Shelter | $1,922 | $4,993 |
State Farm | $2,026 | $4,648 |
American Family | $2,236 | $5,604 |
Progressive | $2,236 | $6,782 |
Geico | $2,947 | $6,865 |
Allstate | $3,667 | $6,736 |
USAA* | $702 | $2,117 |
Cheap Missouri auto insurance rates after a ticket: State Farm
American Family is the second-cheapest company after a ticket at $161 a month.
After a speeding ticket in Missouri, you can expect your rates to increase by around 15%.
Cheapest companies after a ticket
Company | Annual rate |
---|---|
State Farm | $1,773 |
American Family | $1,930 |
Shelter | $1,997 |
Progressive | $2,224 |
Allstate | $3,480 |
Geico | $3,768 |
USAA* | $1,244 |
Cheapest Missouri car insurance quotes after an accident: State Farm
Progressive is next, with an average rate of $205 a month.
After an accident, Missouri drivers see their car insurance go up by 46%, on average.
Cheapest companies after an accident
Company | Annual rate |
---|---|
State Farm | $1,895 |
Progressive | $2,457 |
Shelter | $2,494 |
American Family | $2,658 |
Geico | $4,904 |
Allstate | $5,132 |
USAA* | $1,383 |
Best insurance for Missouri teens with a bad driving record: Shelter and State Farm
Cheapest companies for teens with bad records
Company | Ticket | Accident |
---|---|---|
Shelter | $1,922 | $2,583 |
State Farm | $2,247 | $2,467 |
Progressive | $2,330 | $2,362 |
American Family | $2,500 | $3,468 |
Geico | $3,500 | $4,401 |
Allstate | $4,451 | $6,562 |
USAA* | $805 | $833 |
Cheapest car insurance after a DWI in Missouri: Progressive
A driving while intoxicated (DWI) conviction can lead to fines, jail time and license suspension. You can also expect your car insurance rates to jump about 59% after a DUI in Missouri.
Cheapest companies after a DWI
Company | Annual rate |
---|---|
Progressive | $2,096 |
American Family | $2,730 |
Shelter | $2,835 |
State Farm | $3,572 |
Allstate | $4,028 |
Geico | $5,659 |
USAA* | $1,787 |
Cheap car insurance for bad credit in Missouri: American Family
Some auto insurance companies charge higher rates to drivers with poor credit because they see a link between credit score and the risk of filing a claim.
Cheapest companies for drivers with poor credit
Company | Annual rate |
---|---|
American Family | $2,733 |
Progressive | $3,174 |
Shelter | $4,554 |
Geico | $4,802 |
State Farm | $5,347 |
Allstate | $6,680 |
USAA* | $1,910 |
If you want to learn your credit score, you can find out for free at LendingTree Spring before you shop for car insurance.
Best car insurance companies in Missouri
American Family has a slightly higher J.D. Power customer satisfaction rating than State Farm. It also offers gap insurance, while State Farm does not. Gap insurance pays the rest of what you owe on a financed car if it is totaled.
Missouri car insurance company ratings
Company | J.D. Power** | AM Best | LendingTree |
---|---|---|---|
Allstate | 635 | A+ | |
American Family | 660 | A | |
Geico | 637 | A++ | |
Progressive | 622 | A+ | |
Shelter | 678 | A | |
State Farm | 657 | A++ | |
USAA* | 739 | A++ |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power’s 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
USAA is rated but not ranked in the J.D. Power 2024 U.S. Auto Insurance Study, as it only sells insurance to military members and their families.
Missouri insurance rates by city
In Kansas City, Missouri’s largest city, drivers pay an average of $194 a month. St. Louis, Missouri’s second-biggest city, has an average rate of $223 a month. Springfield drivers pay around $164 a month.
Car insurance rates near you
City | Annual rate | % from average |
---|---|---|
Adrian | $1,970 | -5% |
Advance | $1,916 | -7% |
Affton | $2,206 | 7% |
Agency | $2,005 | -3% |
Airport Drive | $1,941 | -6% |
Alba | $1,965 | -5% |
Albany | $2,121 | 3% |
Aldrich | $1,985 | -4% |
Alexandria | $2,003 | -3% |
Allendale | $2,118 | 2% |
Alma | $1,859 | -10% |
Altamont | $2,081 | 1% |
Altenburg | $1,961 | -5% |
Alton | $2,386 | 15% |
Amazonia | $2,001 | -3% |
Amity | $2,040 | -1% |
Amoret | $2,036 | -2% |
Amsterdam | $2,025 | -2% |
Anabel | $2,038 | -1% |
Anderson | $2,014 | -3% |
Annada | $2,065 | 0% |
Annapolis | $2,234 | 8% |
Anniston | $1,916 | -7% |
Appleton City | $2,003 | -3% |
Arbela | $2,095 | 1% |
Arbyrd | $1,930 | -7% |
Arcadia | $2,108 | 2% |
Archie | $1,928 | -7% |
Arcola | $2,052 | -1% |
Argyle | $1,962 | -5% |
Armstrong | $2,051 | -1% |
Arnold | $2,231 | 8% |
Arrow Rock | $1,907 | -8% |
Asbury | $2,001 | -3% |
Ash Grove | $2,037 | -1% |
Ashburn | $2,037 | -1% |
Ashland | $1,839 | -11% |
Atlanta | $2,026 | -2% |
Augusta | $2,159 | 4% |
Aurora | $1,980 | -4% |
Auxvasse | $1,980 | -4% |
Ava | $2,089 | 1% |
Avilla | $1,957 | -5% |
Bakersfield | $2,175 | 5% |
Ballwin | $2,128 | 3% |
Baring | $2,066 | 0% |
Barnard | $2,037 | -1% |
Barnett | $2,048 | -1% |
Barnhart | $2,204 | 7% |
Bates City | $2,004 | -3% |
Battlefield | $1,973 | -5% |
Beaufort | $2,116 | 2% |
Bel-Nor | $2,910 | 41% |
Bel-Ridge | $2,758 | 33% |
Belgrade | $2,170 | 5% |
Bell City | $1,882 | -9% |
Bella Villa | $2,300 | 11% |
Belle | $2,008 | -3% |
Bellefontaine Neighbors | $3,162 | 53% |
Bellerive | $2,979 | 44% |
Belleview | $2,168 | 5% |
Bellflower | $2,045 | -1% |
Belton | $1,993 | -4% |
Benton | $1,864 | -10% |
Benton City | $1,955 | -5% |
Berger | $2,073 | 0% |
Berkeley | $2,660 | 29% |
Bernie | $1,870 | -10% |
Bertrand | $1,887 | -9% |
Bethany | $2,088 | 1% |
Bethel | $2,162 | 5% |
Beulah | $1,993 | -4% |
Beverly Hills | $2,999 | 45% |
Bevier | $1,986 | -4% |
Billings | $1,933 | -6% |
Birch Tree | $2,199 | 6% |
Bismarck | $2,083 | 1% |
Bixby | $2,167 | 5% |
Black | $2,280 | 10% |
Black Jack | $2,691 | 30% |
Blackburn | $1,875 | -9% |
Blackwater | $2,001 | -3% |
Blackwell | $2,140 | 4% |
Blairstown | $1,980 | -4% |
Bland | $2,093 | 1% |
Blodgett | $1,896 | -8% |
Bloomfield | $1,886 | -9% |
Bloomsdale | $2,046 | -1% |
Blue Eye | $1,989 | -4% |
Blue Springs | $2,027 | -2% |
Blythedale | $2,073 | 0% |
Bogard | $2,099 | 2% |
Bois D Arc | $1,977 | -4% |
Bolckow | $2,014 | -3% |
Bolivar | $1,957 | -5% |
Bonne Terre | $2,086 | 1% |
Bonnots Mill | $1,984 | -4% |
Boonville | $1,934 | -6% |
Boss | $1,968 | -5% |
Bosworth | $2,099 | 2% |
Bourbon | $1,949 | -6% |
Bowling Green | $2,018 | -2% |
Bradleyville | $2,063 | 0% |
Bragg City | $1,860 | -10% |
Brandsville | $2,103 | 2% |
Branson | $1,975 | -4% |
Branson West | $2,001 | -3% |
Brashear | $2,042 | -1% |
Braymer | $2,108 | 2% |
Brazeau | $1,941 | -6% |
Breckenridge | $2,049 | -1% |
Breckenridge Hills | $2,326 | 13% |
Brentwood | $2,173 | 5% |
Briar | $2,170 | 5% |
Bridgeton | $2,259 | 9% |
Brighton | $1,991 | -4% |
Brinktown | $1,944 | -6% |
Brixey | $2,092 | 1% |
Bronaugh | $2,040 | -1% |
Brookfield | $1,942 | -6% |
Brookline | $1,971 | -5% |
Broseley | $2,000 | -3% |
Browning | $2,103 | 2% |
Brownwood | $1,892 | -8% |
Brumley | $2,004 | -3% |
Bruner | $2,032 | -2% |
Brunswick | $2,039 | -1% |
Bucklin | $1,987 | -4% |
Buckner | $2,113 | 2% |
Bucyrus | $2,014 | -3% |
Buffalo | $2,020 | -2% |
Bunceton | $2,001 | -3% |
Bunker | $2,257 | 9% |
Burfordville | $1,928 | -7% |
Burlington Junction | $2,028 | -2% |
Butler | $1,955 | -5% |
Byrnes Mill | $2,291 | 11% |
Cabool | $1,988 | -4% |
Cadet | $2,258 | 9% |
Cainsville | $2,078 | 0% |
Cairo | $1,967 | -5% |
Caledonia | $2,169 | 5% |
Calhoun | $1,972 | -5% |
California | $1,924 | -7% |
Callao | $1,995 | -4% |
Calverton Park | $2,671 | 29% |
Camden | $1,986 | -4% |
Camden Point | $2,010 | -3% |
Camdenton | $1,976 | -4% |
Cameron | $2,006 | -3% |
Campbell | $1,903 | -8% |
Canalou | $1,883 | -9% |
Canton | $1,977 | -4% |
Cape Fair | $2,028 | -2% |
Cape Girardeau | $1,891 | -9% |
Caplinger Mills | $2,034 | -2% |
Cardwell | $1,941 | -6% |
Carl Junction | $1,966 | -5% |
Carrollton | $2,032 | -2% |
Carterville | $1,965 | -5% |
Carthage | $1,901 | -8% |
Caruthersville | $1,905 | -8% |
Carytown | $1,897 | -8% |
Cascade | $2,091 | 1% |
Cassville | $2,013 | -3% |
Castle Point | $3,104 | 50% |
Catawissa | $2,295 | 11% |
Catron | $1,891 | -9% |
Caulfield | $2,123 | 3% |
Cedar Hill | $2,365 | 14% |
Cedar Hill Lakes | $2,363 | 14% |
Cedarcreek | $2,028 | -2% |
Center | $1,971 | -5% |
Centertown | $1,840 | -11% |
Centerview | $1,912 | -8% |
Centerville | $2,278 | 10% |
Centralia | $1,937 | -6% |
Chadwick | $2,005 | -3% |
Chaffee | $1,862 | -10% |
Chamois | $2,045 | -1% |
Charlack | $2,347 | 14% |
Charleston | $1,923 | -7% |
Cherryville | $1,943 | -6% |
Chesterfield | $2,165 | 5% |
Chestnutridge | $2,012 | -3% |
Chilhowee | $1,983 | -4% |
Chillicothe | $1,909 | -8% |
Chula | $2,025 | -2% |
Clarence | $2,026 | -2% |
Clark | $2,068 | 0% |
Clarksburg | $1,959 | -5% |
Clarksdale | $2,032 | -2% |
Clarkson Valley | $2,165 | 5% |
Clarksville | $2,129 | 3% |
Clarkton | $1,887 | -9% |
Claycomo | $2,038 | -1% |
Clayton | $2,333 | 13% |
Clearmont | $2,052 | -1% |
Cleveland | $1,962 | -5% |
Clever | $1,967 | -5% |
Clifton Hill | $2,031 | -2% |
Climax Springs | $2,082 | 1% |
Clinton | $1,914 | -7% |
Clubb | $2,053 | -1% |
Clyde | $2,065 | 0% |
Coatsville | $2,052 | -1% |
Coffey | $2,095 | 1% |
Cole Camp | $2,059 | 0% |
Collins | $2,080 | 1% |
Columbia | $1,920 | -7% |
Commerce | $1,907 | -8% |
Conception | $2,074 | 0% |
Conception Junction | $2,043 | -1% |
Concord | $2,177 | 5% |
Concordia | $1,889 | -9% |
Conway | $1,910 | -8% |
Cook Sta | $1,972 | -5% |
Cool Valley | $2,938 | 42% |
Cooter | $1,899 | -8% |
Corder | $1,896 | -8% |
Cosby | $1,999 | -3% |
Cottleville | $1,955 | -5% |
Couch | $2,361 | 14% |
Country Club | $2,013 | -3% |
Country Club Hills | $3,026 | 46% |
Cowgill | $2,124 | 3% |
Craig | $2,077 | 0% |
Crane | $2,023 | -2% |
Creighton | $1,936 | -6% |
Crestwood | $2,157 | 4% |
Creve Coeur | $2,234 | 8% |
Crocker | $1,937 | -6% |
Cross Timbers | $2,075 | 0% |
Crystal City | $2,170 | 5% |
Crystal Lakes | $2,011 | -3% |
Cuba | $1,915 | -7% |
Curryville | $1,966 | -5% |
Dadeville | $2,097 | 1% |
Daisy | $1,970 | -5% |
Dalton | $2,020 | -2% |
Dardenne Prairie | $1,965 | -5% |
Darlington | $2,083 | 1% |
Davisville | $1,980 | -4% |
Dawn | $2,037 | -1% |
De Kalb | $2,022 | -2% |
De Soto | $2,250 | 9% |
De Witt | $2,008 | -3% |
Dearborn | $2,035 | -2% |
Deepwater | $1,997 | -3% |
Deerfield | $2,040 | -1% |
Deering | $1,897 | -8% |
Defiance | $2,109 | 2% |
Dellwood | $3,151 | 52% |
Delta | $1,905 | -8% |
Denver | $2,138 | 3% |
Des Arc | $2,141 | 4% |
Des Peres | $2,161 | 5% |
Desloge | $2,014 | -3% |
Devils Elbow | $1,951 | -6% |
Dexter | $1,854 | -10% |
Diamond | $1,939 | -6% |
Dittmer | $2,403 | 16% |
Dixon | $1,934 | -6% |
Doe Run | $2,067 | 0% |
Doniphan | $2,259 | 9% |
Dora | $2,135 | 3% |
Dover | $1,956 | -5% |
Downing | $2,030 | -2% |
Drexel | $1,997 | -3% |
Drury | $2,046 | -1% |
Dudley | $1,912 | -7% |
Duenweg | $1,960 | -5% |
Duke | $1,940 | -6% |
Dunnegan | $2,009 | -3% |
Duquesne | $1,955 | -5% |
Durham | $1,994 | -4% |
Dutchtown | $1,903 | -8% |
Dutzow | $2,109 | 2% |
Eagle Rock | $2,023 | -2% |
Eagleville | $2,164 | 5% |
Earth City | $2,283 | 10% |
East Lynne | $1,928 | -7% |
East Prairie | $1,923 | -7% |
Easton | $2,017 | -2% |
Edgar Springs | $1,931 | -7% |
Edgerton | $2,034 | -2% |
Edina | $2,192 | 6% |
Edmundson | $2,553 | 23% |
Edwards | $2,099 | 2% |
El Dorado Springs | $2,056 | -1% |
Eldon | $1,984 | -4% |
Eldridge | $1,925 | -7% |
Elk Creek | $2,023 | -2% |
Elkland | $2,006 | -3% |
Ellington | $2,332 | 13% |
Ellisville | $2,160 | 4% |
Ellsinore | $2,185 | 6% |
Elmer | $2,035 | -2% |
Elmo | $2,078 | 1% |
Elsberry | $2,188 | 6% |
Emden | $2,059 | 0% |
Eminence | $2,259 | 9% |
Emma | $1,991 | -4% |
Eolia | $2,099 | 2% |
Essex | $1,878 | -9% |
Ethel | $2,047 | -1% |
Eugene | $1,901 | -8% |
Eunice | $1,992 | -4% |
Eureka | $2,144 | 4% |
Everton | $2,074 | 0% |
Ewing | $2,042 | -1% |
Excello | $2,049 | -1% |
Excelsior Springs | $2,000 | -3% |
Exeter | $2,024 | -2% |
Fagus | $2,032 | -2% |
Fair Grove | $2,002 | -3% |
Fair Play | $2,054 | -1% |
Fairdealing | $2,182 | 6% |
Fairfax | $2,046 | -1% |
Fairview | $2,012 | -3% |
Falcon | $1,905 | -8% |
Farber | $1,923 | -7% |
Farley | $2,025 | -2% |
Farmington | $1,995 | -3% |
Farrar | $1,932 | -7% |
Faucett | $2,041 | -1% |
Fayette | $2,032 | -2% |
Fenton | $2,144 | 4% |
Ferguson | $2,863 | 38% |
Ferrelview | $2,044 | -1% |
Festus | $2,173 | 5% |
Fillmore | $2,005 | -3% |
Fisk | $2,016 | -2% |
Flemington | $2,067 | 0% |
Fletcher | $2,332 | 13% |
Flinthill | $2,038 | -1% |
Flordell Hills | $3,167 | 53% |
Florence | $2,042 | -1% |
Florissant | $2,567 | 24% |
Foley | $2,151 | 4% |
Fordland | $2,017 | -2% |
Forest City | $2,059 | 0% |
Foristell | $2,076 | 0% |
Forsyth | $2,013 | -3% |
Fort Leonard Wood | $1,816 | -12% |
Fortuna | $2,032 | -2% |
Foster | $2,016 | -2% |
Frankford | $1,961 | -5% |
Franklin | $1,997 | -3% |
Fredericktown | $2,033 | -2% |
Freeburg | $1,977 | -4% |
Freeman | $1,951 | -6% |
Freistatt | $2,009 | -3% |
Fremont | $2,163 | 5% |
Fremont Hills | $1,894 | -8% |
French Village | $2,133 | 3% |
Friedheim | $1,965 | -5% |
Frohna | $1,928 | -7% |
Frontenac | $2,157 | 4% |
Fulton | $1,910 | -8% |
Gainesville | $2,162 | 5% |
Galena | $2,012 | -3% |
Gallatin | $2,117 | 2% |
Galt | $2,053 | -1% |
Garden City | $1,928 | -7% |
Garrison | $2,021 | -2% |
Gatewood | $2,323 | 12% |
Gentry | $2,090 | 1% |
Gerald | $2,107 | 2% |
Gibbs | $2,018 | -2% |
Gibson | $1,925 | -7% |
Gideon | $1,850 | -11% |
Gilliam | $1,931 | -7% |
Gilman City | $2,090 | 1% |
Gipsy | $1,994 | -4% |
Gladstone | $2,076 | 0% |
Glasgow | $2,032 | -2% |
Glasgow Village | $3,169 | 53% |
Glen Echo Park | $2,983 | 44% |
Glenallen | $1,984 | -4% |
Glencoe | $2,207 | 7% |
Glendale | $2,125 | 3% |
Glenwood | $2,122 | 3% |
Gobler | $1,929 | -7% |
Golden | $2,014 | -3% |
Golden City | $2,081 | 1% |
Goodman | $1,992 | -4% |
Gordonville | $1,913 | -7% |
Gorin | $2,040 | -1% |
Gower | $2,038 | -1% |
Graff | $1,924 | -7% |
Graham | $2,021 | -2% |
Grain Valley | $2,019 | -2% |
Granby | $1,977 | -4% |
Grandin | $2,208 | 7% |
Grandview | $2,217 | 7% |
Granger | $2,044 | -1% |
Grant City | $2,179 | 5% |
Grantwood Village | $2,197 | 6% |
Gravois Mills | $2,036 | -2% |
Gray Summit | $2,212 | 7% |
Grayridge | $1,895 | -8% |
Green Castle | $2,063 | 0% |
Green City | $2,113 | 2% |
Green Park | $2,181 | 5% |
Green Ridge | $1,946 | -6% |
Greenfield | $2,083 | 1% |
Greentop | $2,050 | -1% |
Greenville | $2,114 | 2% |
Greenwood | $1,979 | -4% |
Grovespring | $1,931 | -7% |
Grubville | $2,299 | 11% |
Guilford | $2,095 | 1% |
Hale | $2,098 | 2% |
Half Way | $1,995 | -3% |
Hallsville | $1,940 | -6% |
Halltown | $1,965 | -5% |
Hamilton | $2,063 | 0% |
Hanley Hills | $2,576 | 25% |
Hannibal | $1,874 | -9% |
Hardenville | $2,083 | 1% |
Hardin | $1,972 | -5% |
Harris | $2,152 | 4% |
Harrisburg | $1,921 | -7% |
Harrisonville | $1,934 | -6% |
Hartsburg | $1,888 | -9% |
Hartshorn | $1,970 | -5% |
Hartville | $2,004 | -3% |
Harviell | $2,055 | -1% |
Harwood | $2,027 | -2% |
Hatfield | $2,070 | 0% |
Hawk Point | $2,073 | 0% |
Hayti | $1,873 | -9% |
Hazelwood | $2,492 | 21% |
Helena | $2,040 | -1% |
Hematite | $2,158 | 4% |
Henley | $1,851 | -10% |
Henrietta | $1,962 | -5% |
Herculaneum | $2,201 | 6% |
Hermann | $2,117 | 2% |
Hermitage | $2,080 | 1% |
Higbee | $2,033 | -2% |
Higginsville | $1,901 | -8% |
High Hill | $2,000 | -3% |
High Point | $2,011 | -3% |
High Ridge | $2,259 | 9% |
Highlandville | $1,979 | -4% |
Hillsboro | $2,329 | 13% |
Hillsdale | $3,001 | 45% |
Holcomb | $1,881 | -9% |
Holden | $1,976 | -4% |
Holliday | $2,048 | -1% |
Hollister | $1,976 | -4% |
Holt | $2,056 | -1% |
Holts Summit | $1,840 | -11% |
Hopkins | $2,043 | -1% |
Hornersville | $1,915 | -7% |
House Springs | $2,282 | 10% |
Houston | $2,004 | -3% |
Houstonia | $1,927 | -7% |
Huggins | $1,916 | -7% |
Hughesville | $1,916 | -7% |
Humansville | $2,078 | 1% |
Hume | $2,014 | -3% |
Humphreys | $2,103 | 2% |
Hunnewell | $2,059 | 0% |
Huntleigh | $2,140 | 3% |
Huntsville | $1,982 | -4% |
Hurdland | $2,161 | 5% |
Iberia | $2,025 | -2% |
Imperial | $2,237 | 8% |
Independence | $2,184 | 6% |
Innsbrook | $2,019 | -2% |
Ionia | $2,019 | -2% |
Iron Mountain Lake | $2,089 | 1% |
Irondale | $2,178 | 5% |
Ironton | $2,103 | 2% |
Isabella | $2,170 | 5% |
Jackson | $1,881 | -9% |
Jacksonville | $1,988 | -4% |
Jadwin | $1,962 | -5% |
Jameson | $2,097 | 1% |
Jamesport | $2,050 | -1% |
Jamestown | $2,027 | -2% |
Jasper | $1,930 | -7% |
Jefferson City | $1,800 | -13% |
Jennings | $3,149 | 52% |
Jerico Springs | $2,080 | 1% |
Jerome | $1,932 | -7% |
Jonesburg | $1,998 | -3% |
Joplin | $1,957 | -5% |
Josephville | $1,973 | -5% |
Kahoka | $2,005 | -3% |
Kaiser | $2,009 | -3% |
Kansas City | $2,325 | 12% |
Kearney | $2,015 | -3% |
Kennett | $1,910 | -8% |
Kewanee | $1,894 | -8% |
Keytesville | $2,051 | -1% |
Kidder | $2,091 | 1% |
Kimberling City | $1,985 | -4% |
Kimmswick | $2,224 | 8% |
King City | $2,108 | 2% |
Kingdom City | $1,944 | -6% |
Kingston | $2,062 | 0% |
Kingsville | $1,960 | -5% |
Kirbyville | $2,037 | -1% |
Kirksville | $1,940 | -6% |
Kirkwood | $2,141 | 4% |
Kissee Mills | $2,049 | -1% |
Knob Lick | $2,039 | -1% |
Knob Noster | $1,891 | -9% |
Knox City | $2,200 | 6% |
Koeltztown | $1,970 | -5% |
Koshkonong | $2,175 | 5% |
La Belle | $2,077 | 0% |
La Grange | $1,961 | -5% |
La Monte | $1,884 | -9% |
La Plata | $2,047 | -1% |
La Russell | $2,000 | -3% |
LaBarque Creek | $2,266 | 10% |
Labadie | $2,165 | 5% |
Laclede | $1,984 | -4% |
Laddonia | $1,896 | -8% |
Ladue | $2,226 | 8% |
Lake Lotawana | $1,977 | -4% |
Lake Ozark | $1,989 | -4% |
Lake Spring | $1,922 | -7% |
Lake St. Louis | $1,965 | -5% |
Lake Tapawingo | $2,056 | -1% |
Lake Waukomis | $2,078 | 1% |
Lake Winnebago | $1,957 | -5% |
Lakeshire | $2,193 | 6% |
Lamar | $1,969 | -5% |
Lampe | $1,996 | -3% |
Lanagan | $2,019 | -2% |
Lancaster | $2,129 | 3% |
Laquey | $1,909 | -8% |
Laredo | $2,009 | -3% |
Latham | $1,973 | -5% |
Lathrop | $2,044 | -1% |
Laurie | $2,026 | -2% |
Lawson | $2,043 | -1% |
Lead Hill | $2,103 | 2% |
Leadwood | $2,047 | -1% |
Leasburg | $1,926 | -7% |
Leawood | $1,955 | -5% |
Lebanon | $1,811 | -12% |
Lee's Summit | $2,050 | -1% |
Leeton | $1,956 | -5% |
Lemay | $2,291 | 11% |
Lenox | $1,943 | -6% |
Lentner | $2,066 | 0% |
Leonard | $2,054 | -1% |
Leopold | $2,004 | -3% |
Leslie | $2,106 | 2% |
Lesterville | $2,297 | 11% |
Levasy | $2,105 | 2% |
Lewistown | $2,056 | -1% |
Lexington | $1,950 | -6% |
Liberal | $2,022 | -2% |
Liberty | $2,034 | -2% |
Licking | $1,947 | -6% |
Liguori | $2,234 | 8% |
Lilbourn | $1,875 | -9% |
Lincoln | $2,052 | -1% |
Linn | $1,974 | -4% |
Linn Creek | $1,982 | -4% |
Linneus | $2,003 | -3% |
Livonia | $2,109 | 2% |
Loch Lloyd | $1,997 | -3% |
Lock Springs | $2,065 | 0% |
Lockwood | $2,068 | 0% |
Lodi | $2,033 | -2% |
Lohman | $1,831 | -11% |
Lone Jack | $1,992 | -4% |
Lonedell | $2,290 | 11% |
Long Lane | $2,006 | -3% |
Loose Creek | $1,944 | -6% |
Louisburg | $2,039 | -1% |
Louisiana | $2,017 | -2% |
Lowndes | $2,152 | 4% |
Lowry City | $2,002 | -3% |
Lucerne | $2,096 | 1% |
Ludlow | $2,010 | -3% |
Luebbering | $2,349 | 14% |
Luray | $1,998 | -3% |
Lynchburg | $1,994 | -4% |
Macks Creek | $2,063 | 0% |
Macomb | $2,031 | -2% |
Macon | $1,934 | -6% |
Madison | $2,032 | -2% |
Maitland | $2,044 | -1% |
Malden | $1,911 | -8% |
Malta Bend | $1,875 | -9% |
Manchester | $2,121 | 3% |
Mansfield | $2,009 | -3% |
Mapaville | $2,283 | 10% |
Maplewood | $2,305 | 11% |
Marble Hill | $2,038 | -1% |
Marceline | $1,950 | -6% |
Marionville | $1,967 | -5% |
Marlborough | $2,205 | 7% |
Marquand | $2,110 | 2% |
Marshall | $1,810 | -12% |
Marshfield | $2,004 | -3% |
Marston | $1,874 | -9% |
Marthasville | $2,129 | 3% |
Martinsburg | $1,972 | -5% |
Martinsville | $2,097 | 1% |
Maryland Heights | $2,202 | 7% |
Maryville | $1,921 | -7% |
Matthews | $1,874 | -9% |
Maysville | $2,061 | 0% |
Mayview | $1,952 | -6% |
Maywood | $1,990 | -4% |
Mc Bride | $1,925 | -7% |
Mc Fall | $2,105 | 2% |
Mc Gee | $2,081 | 1% |
Mc Girk | $1,992 | -4% |
Meadville | $2,009 | -3% |
Mehlville | $2,262 | 9% |
Memphis | $2,112 | 2% |
Mendon | $1,993 | -4% |
Mercer | $2,175 | 5% |
Merriam Woods | $2,024 | -2% |
Meta | $1,998 | -3% |
Mexico | $1,909 | -8% |
Miami | $1,903 | -8% |
Middle Brook | $2,193 | 6% |
Middletown | $2,073 | 0% |
Milan | $2,112 | 2% |
Milford | $1,993 | -4% |
Mill Spring | $2,095 | 1% |
Miller | $1,993 | -4% |
Millersville | $1,978 | -4% |
Milo | $2,057 | 0% |
Mindenmines | $2,036 | -2% |
Miner | $1,884 | -9% |
Mineral Point | $2,196 | 6% |
Missouri City | $2,107 | 2% |
Moberly | $1,984 | -4% |
Mokane | $1,975 | -4% |
Moline Acres | $3,125 | 51% |
Monett | $1,943 | -6% |
Monroe City | $1,960 | -5% |
Montgomery City | $2,046 | -1% |
Monticello | $2,023 | -2% |
Montier | $2,176 | 5% |
Montreal | $2,016 | -2% |
Montrose | $2,003 | -3% |
Moody | $2,116 | 2% |
Mooresville | $1,992 | -4% |
Mora | $1,960 | -5% |
Morehouse | $1,904 | -8% |
Morrison | $2,102 | 2% |
Morrisville | $2,007 | -3% |
Morse Mill | $2,350 | 14% |
Mosby | $2,055 | -1% |
Moscow Mills | $2,081 | 1% |
Mound City | $2,072 | 0% |
Moundville | $2,031 | -2% |
Mount Sterling | $2,098 | 1% |
Mount Vernon | $1,959 | -5% |
Mountain Grove | $1,979 | -4% |
Mountain View | $2,034 | -2% |
Murphy | $2,211 | 7% |
Myrtle | $2,225 | 8% |
Napoleon | $1,997 | -3% |
Naylor | $2,181 | 6% |
Neck City | $1,945 | -6% |
Neelyville | $2,009 | -3% |
Nelson | $1,906 | -8% |
Neosho | $1,963 | -5% |
Nevada | $1,938 | -6% |
New Bloomfield | $1,918 | -7% |
New Boston | $2,043 | -1% |
New Cambria | $2,027 | -2% |
New Florence | $2,020 | -2% |
New Franklin | $2,003 | -3% |
New Hampton | $2,096 | 1% |
New Haven | $2,047 | -1% |
New London | $1,964 | -5% |
New Madrid | $1,898 | -8% |
New Melle | $2,032 | -2% |
Newark | $2,063 | 0% |
Newburg | $1,930 | -7% |
Newtown | $2,083 | 1% |
Niangua | $1,996 | -3% |
Nixa | $1,918 | -7% |
Noble | $2,097 | 1% |
Noel | $1,997 | -3% |
Norborne | $2,056 | -1% |
Normandy | $2,998 | 45% |
North Kansas City | $2,170 | 5% |
Northwoods | $3,009 | 46% |
Norwood | $2,036 | -1% |
Norwood Court | $2,995 | 45% |
Novelty | $2,187 | 6% |
Novinger | $2,028 | -2% |
O Fallon | $1,974 | -5% |
O'Fallon | $1,967 | -5% |
Oak Grove | $2,067 | 0% |
Oak Grove Village | $2,061 | 0% |
Oak Ridge | $1,949 | -6% |
Oakland | $2,123 | 3% |
Oakville | $2,291 | 11% |
Odessa | $2,019 | -2% |
Old Appleton | $1,949 | -6% |
Old Jamestown | $2,627 | 27% |
Old Monroe | $2,131 | 3% |
Oldfield | $2,020 | -2% |
Olean | $2,017 | -2% |
Olivette | $2,293 | 11% |
Olney | $2,076 | 0% |
Oran | $1,846 | -11% |
Oregon | $2,067 | 0% |
Oronogo | $1,984 | -4% |
Orrick | $1,983 | -4% |
Osage Beach | $2,000 | -3% |
Osborn | $2,087 | 1% |
Osceola | $2,046 | -1% |
Otterville | $1,978 | -4% |
Overland | $2,333 | 13% |
Owensville | $2,073 | 0% |
Oxly | $2,166 | 5% |
Ozark | $1,890 | -9% |
Pacific | $2,255 | 9% |
Pagedale | $2,895 | 40% |
Palmyra | $1,915 | -7% |
Paris | $2,056 | -1% |
Park Hills | $2,010 | -3% |
Parkville | $2,055 | -1% |
Parkway | $2,156 | 4% |
Parma | $1,868 | -10% |
Parnell | $2,045 | -1% |
Pasadena Park | $2,998 | 45% |
Patterson | $2,129 | 3% |
Patton | $2,046 | -1% |
Pattonsburg | $2,109 | 2% |
Peace Valley | $2,123 | 3% |
Peculiar | $1,973 | -5% |
Perkins | $1,889 | -9% |
Perry | $1,966 | -5% |
Perryville | $1,904 | -8% |
Pevely | $2,185 | 6% |
Philadelphia | $1,999 | -3% |
Phillipsburg | $1,900 | -8% |
Pickering | $2,025 | -2% |
Piedmont | $2,130 | 3% |
Pierce City | $1,994 | -4% |
Pilot Grove | $1,983 | -4% |
Pilot Knob | $2,130 | 3% |
Pine Lawn | $3,093 | 50% |
Pineville | $1,999 | -3% |
Pittsburg | $2,070 | 0% |
Plato | $2,004 | -3% |
Platte City | $1,993 | -4% |
Plattsburg | $2,062 | 0% |
Pleasant Hill | $1,969 | -5% |
Pleasant Hope | $1,993 | -4% |
Pleasant Valley | $2,042 | -1% |
Plevna | $2,104 | 2% |
Pocahontas | $1,964 | -5% |
Point Lookout | $2,001 | -3% |
Polk | $1,996 | -3% |
Pollock | $2,072 | 0% |
Polo | $2,097 | 1% |
Pomona | $2,013 | -3% |
Ponce De Leon | $2,025 | -2% |
Pontiac | $2,070 | 0% |
Poplar Bluff | $1,979 | -4% |
Portage Des Sioux | $1,999 | -3% |
Portageville | $1,860 | -10% |
Portland | $2,025 | -2% |
Potosi | $2,158 | 4% |
Pottersville | $2,081 | 1% |
Powell | $2,037 | -1% |
Powersite | $2,026 | -2% |
Powersville | $2,084 | 1% |
Prairie Home | $1,996 | -3% |
Preston | $2,098 | 1% |
Princeton | $2,142 | 4% |
Protem | $2,084 | 1% |
Purcell | $1,965 | -5% |
Purdin | $2,024 | -2% |
Purdy | $1,986 | -4% |
Puxico | $1,964 | -5% |
Queen City | $2,108 | 2% |
Quincy | $2,069 | 0% |
Qulin | $2,010 | -3% |
Racine | $2,025 | -2% |
Ravenwood | $2,044 | -1% |
Raymondville | $1,989 | -4% |
Raymore | $1,999 | -3% |
Raytown | $2,320 | 12% |
Rayville | $1,996 | -3% |
Rea | $2,018 | -2% |
Redford | $2,276 | 10% |
Redings Mill | $1,953 | -6% |
Reeds | $1,962 | -5% |
Reeds Spring | $1,991 | -4% |
Renick | $2,045 | -1% |
Republic | $1,940 | -6% |
Revere | $1,995 | -4% |
Reynolds | $2,273 | 10% |
Rhineland | $2,062 | 0% |
Rich Hill | $2,001 | -3% |
Richards | $2,030 | -2% |
Richland | $1,887 | -9% |
Richmond | $1,975 | -4% |
Richmond Heights | $2,290 | 11% |
Richwoods | $2,315 | 12% |
Ridgedale | $1,994 | -4% |
Ridgeway | $2,114 | 2% |
Risco | $1,901 | -8% |
Riverside | $2,103 | 2% |
Riverview | $3,158 | 53% |
Rives | $1,933 | -6% |
Roach | $2,086 | 1% |
Robertsville | $2,325 | 12% |
Roby | $1,937 | -6% |
Rocheport | $1,933 | -6% |
Rock Hill | $2,148 | 4% |
Rock Port | $2,035 | -2% |
Rockaway Beach | $2,016 | -2% |
Rockbridge | $2,058 | 0% |
Rockville | $2,023 | -2% |
Rocky Comfort | $2,034 | -2% |
Rocky Mount | $2,008 | -3% |
Rogersville | $1,990 | -4% |
Rolla | $1,834 | -11% |
Rombauer | $2,023 | -2% |
Rosebud | $2,079 | 1% |
Rosendale | $1,999 | -3% |
Rothville | $2,013 | -3% |
Rueter | $2,069 | 0% |
Rush Hill | $1,933 | -6% |
Rushville | $2,038 | -1% |
Russellville | $1,884 | -9% |
Rutledge | $2,125 | 3% |
Saginaw | $2,015 | -3% |
Salem | $1,942 | -6% |
Salisbury | $2,023 | -2% |
Santa Fe | $1,995 | -4% |
Sappington | $2,163 | 5% |
Sarcoxie | $1,942 | -6% |
Savannah | $1,956 | -5% |
Schell City | $2,047 | -1% |
Scott City | $1,895 | -8% |
Sedalia | $1,831 | -11% |
Sedgewickville | $2,055 | -1% |
Seligman | $2,031 | -2% |
Senath | $1,902 | -8% |
Seneca | $2,016 | -2% |
Seymour | $2,045 | -1% |
Shelbina | $2,093 | 1% |
Shelbyville | $2,120 | 3% |
Sheldon | $2,038 | -1% |
Shell Knob | $1,988 | -4% |
Sheridan | $2,187 | 6% |
Shrewsbury | $2,181 | 5% |
Sibley | $2,085 | 1% |
Sikeston | $1,882 | -9% |
Silex | $2,130 | 3% |
Silva | $2,136 | 3% |
Silver Creek | $1,943 | -6% |
Skidmore | $2,023 | -2% |
Slater | $1,923 | -7% |
Smithton | $1,915 | -7% |
Smithville | $2,031 | -2% |
Solo | $1,959 | -5% |
South Greenfield | $2,062 | 0% |
South West City | $2,002 | -3% |
Spanish Lake | $2,910 | 41% |
Sparta | $1,997 | -3% |
Spickard | $2,073 | 0% |
Spokane | $2,007 | -3% |
Springfield | $1,973 | -5% |
Squires | $2,101 | 2% |
St. Albans | $2,186 | 6% |
St. Ann | $2,307 | 12% |
St. Charles | $1,992 | -4% |
St. Clair | $2,151 | 4% |
St. Elizabeth | $2,041 | -1% |
St. George | $2,215 | 7% |
St. James | $1,887 | -9% |
St. John | $2,380 | 15% |
St. Joseph | $2,005 | -3% |
St. Louis | $2,675 | 29% |
St. Martins | $1,792 | -13% |
St. Mary | $1,954 | -5% |
St. Patrick | $2,020 | -2% |
St. Peters | $1,965 | -5% |
St. Robert | $1,863 | -10% |
St. Thomas | $1,854 | -10% |
Stanberry | $2,111 | 2% |
Stanton | $2,068 | 0% |
Stark City | $1,993 | -4% |
Ste. Genevieve | $1,952 | -6% |
Steedman | $1,950 | -6% |
Steele | $1,886 | -9% |
Steelville | $1,935 | -6% |
Stella | $2,026 | -2% |
Stet | $2,047 | -1% |
Stewartsville | $2,041 | -1% |
Stockton | $2,110 | 2% |
Stotts City | $1,957 | -5% |
Stoutland | $1,950 | -6% |
Stoutsville | $2,008 | -3% |
Stover | $2,103 | 2% |
Strafford | $1,938 | -6% |
Strasburg | $1,983 | -4% |
Sturdivant | $1,975 | -4% |
Sturgeon | $1,971 | -5% |
Success | $1,920 | -7% |
Sugar Creek | $2,243 | 9% |
Sullivan | $2,076 | 0% |
Summersville | $2,098 | 1% |
Sumner | $2,005 | -3% |
Sunrise Beach | $2,033 | -2% |
Sunset Hills | $2,168 | 5% |
Sweet Springs | $1,898 | -8% |
Sycamore Hills | $2,357 | 14% |
Syracuse | $2,054 | -1% |
Tallapoosa | $1,886 | -9% |
Taneyville | $2,044 | -1% |
Taos | $1,802 | -13% |
Tarkio | $2,026 | -2% |
Taylor | $1,940 | -6% |
Tebbetts | $1,940 | -6% |
Tecumseh | $2,176 | 5% |
Terre du Lac | $2,081 | 1% |
Thayer | $2,245 | 9% |
Theodosia | $2,145 | 4% |
Thompson | $1,959 | -5% |
Thornfield | $2,166 | 5% |
Tiff | $2,247 | 9% |
Tiff City | $2,002 | -3% |
Tina | $2,017 | -2% |
Tipton | $1,968 | -5% |
Town and Country | $2,173 | 5% |
Treloar | $2,143 | 4% |
Trenton | $1,995 | -4% |
Trimble | $2,039 | -1% |
Triplett | $2,015 | -3% |
Troy | $2,046 | -1% |
Truesdale | $2,037 | -1% |
Truxton | $2,133 | 3% |
Tunas | $1,988 | -4% |
Turners | $1,981 | -4% |
Turney | $2,011 | -3% |
Tuscumbia | $2,014 | -3% |
Udall | $2,129 | 3% |
Ulman | $2,062 | 0% |
Union | $2,072 | 0% |
Union Star | $2,051 | -1% |
Uniontown | $1,979 | -4% |
Unionville | $2,130 | 3% |
University City | $2,389 | 16% |
Urbana | $2,051 | -1% |
Urich | $1,969 | -5% |
Utica | $1,992 | -4% |
Valles Mines | $2,073 | 0% |
Valley Park | $2,124 | 3% |
Van Buren | $2,210 | 7% |
Vandalia | $1,881 | -9% |
Vanduser | $1,880 | -9% |
Vanzant | $2,069 | 0% |
Velda City | $3,001 | 45% |
Velda Village Hills | $3,001 | 45% |
Verona | $1,940 | -6% |
Versailles | $2,039 | -1% |
Viburnum | $2,130 | 3% |
Vichy | $1,901 | -8% |
Vienna | $2,004 | -3% |
Villa Ridge | $2,155 | 4% |
Village of Four Seasons | $1,989 | -4% |
Vinita Park | $2,369 | 15% |
Vulcan | $2,125 | 3% |
Waldron | $2,046 | -1% |
Walker | $2,012 | -3% |
Walnut Grove | $2,044 | -1% |
Walnut Shade | $2,037 | -1% |
Wappapello | $2,082 | 1% |
Wardell | $1,885 | -9% |
Warrensburg | $1,901 | -8% |
Warrenton | $2,034 | -2% |
Warsaw | $2,042 | -1% |
Warson Woods | $2,118 | 2% |
Washburn | $2,022 | -2% |
Washington | $2,046 | -1% |
Wasola | $2,162 | 5% |
Watson | $2,008 | -3% |
Waverly | $1,951 | -6% |
Wayland | $1,994 | -4% |
Waynesville | $1,842 | -11% |
Weatherby | $2,050 | -1% |
Weatherby Lake | $2,072 | 0% |
Weaubleau | $2,038 | -1% |
Webb City | $1,956 | -5% |
Webster Groves | $2,151 | 4% |
Weldon Spring | $1,993 | -4% |
Wellington | $1,971 | -5% |
Wellston | $2,882 | 39% |
Wellsville | $2,046 | -1% |
Wentworth | $1,968 | -5% |
Wentzville | $1,976 | -4% |
Wesco | $1,981 | -4% |
West Alton | $2,046 | -1% |
West Plains | $2,034 | -2% |
Westboro | $2,023 | -2% |
Weston | $2,047 | -1% |
Westphalia | $1,944 | -6% |
Westwood | $2,158 | 4% |
Wheatland | $2,070 | 0% |
Wheaton | $2,009 | -3% |
Wheeling | $2,018 | -2% |
Whiteman AFB | $1,873 | -9% |
Whiteoak | $1,938 | -6% |
Whiteside | $2,069 | 0% |
Whitewater | $1,914 | -7% |
Wildwood | $2,171 | 5% |
Willard | $2,048 | -1% |
Williamsburg | $1,998 | -3% |
Williamstown | $1,991 | -4% |
Williamsville | $2,068 | 0% |
Willow Springs | $2,026 | -2% |
Winchester | $2,128 | 3% |
Windsor | $1,986 | -4% |
Windyville | $2,009 | -3% |
Winfield | $2,097 | 1% |
Winigan | $2,081 | 1% |
Winona | $2,255 | 9% |
Winston | $2,076 | 0% |
Wolf Island | $1,912 | -8% |
Woodson Terrace | $2,494 | 21% |
Wooldridge | $2,022 | -2% |
Worth | $2,153 | 4% |
Worthington | $2,146 | 4% |
Wright City | $2,040 | -1% |
Wyaconda | $2,040 | -1% |
Wyatt | $1,917 | -7% |
Yukon | $1,957 | -5% |
Zalma | $2,061 | 0% |
Zanoni | $2,077 | 0% |
Car insurance laws in Missouri
- $25,000 bodily injury coverage per person
- $50,000 bodily injury coverage per accident
- $25,000 property damage coverage
SR-22 insurance in Missouri
If your driver’s license is suspended in Missouri, you must file an SR-22 to get it reinstated.
An SR-22 proves that you have at least the minimum amount of car insurance Missouri law requirements.
Your insurance company should file the SR-22 with the Department of Motor Vehicles (DMV) on your behalf.
How much is car insurance in Missouri?
The average cost of full-coverage car insurance in Missouri is $2,041 a year, or $170 a month. Liability-only car insurance costs $746 a year, or $62 a month, on average.
Missouri is an at-fault state for auto insurance. This means the driver responsible for the accident pays for resulting injuries and damage.