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OpenSky^® Plus Secured Visa^® Credit Card

LendingTree's Review

3.7

OpenSky<sup>®</sup> Plus Secured Visa<sup>®</sup> Credit Card

Apply Now

on Capital Bank, N.A.'s secure site

Rebuild Credit

2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months

Security Deposit

Spread your security deposit over 60 days with layaway

Flexible Due Dates

Pick a due date that works for you

Highlights

No annual fee – keep more money in your pocket!
No credit check required – 89% approval rate with zero credit risk to apply!
Earn up to 10% cash back on everyday purchases
Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
Track your progress with free access to your FICO® score in our mobile app
Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
Start with as little as $300 – Secure your line with a refundable security deposit
Fast and easy application—apply in minutes with our mobile-first experience
Flexible payment options—pick a due date that works for you
More time to fund—spread your security deposit over 60 days with layaway
Join 1.6 million+ cardholders who have used OpenSky® to build better credit!

Rates

Intro Purchase APR: N/A
Regular Purchase APR: 28.99% (variable)
Intro Balance Transfer APR: N/A
Regular Balance Transfer APR: N/A
Regular Cash Advance APR: 28.99% (variable)
Penalty APR: None

Fees

Annual fee: $0
Balance transfer fee: N/A
Cash advance fee: N/A
Foreign exchange fee: See terms
Late fee: Up to $41

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.