If you want access to credit, but you’re having a difficult time being approved for a traditional credit card due to a limited or nonexistent credit history, check out what the Oportun® Visa® Credit Card has to offer. This unsecured card offers an initial credit line of up to $1,000, and is designed for individuals with good/fair/poor/limited.
The card can even be available to those without a credit score, Social Security number or U.S. identification. However, know that when applying for the Oportun® Visa® Credit Card, you should be prepared to provide your email address, cellphone number, photo ID, proof of income and proof of address.
We should also note that the card is not available to residents of Colorado, Iowa, Maryland, West Virginia or Washington, D.C.
We’ll review the pros and cons of the Oportun® Visa® Credit Card, and show how it compares to similar cards intended for individuals with limited credit history to help you determine if it’s the right fit for you.