UBS Visa Infinite Credit Card vs. Chase Sapphire Reserve®
Verdict: The better deal for consumers looking for a premium card with top rewards rates — at the expense of concierge services.
The Chase Sapphire Reserve® is an excellent travel card for those who are more concerned about earning points and savings than luxury treatment. The card comes with all the bells and whistles you’d expect with a premium card — Priority Pass membership, TSA Pre/Global Entry/NEXUS credit and an annual travel credit.
This annual travel credit is one of the best in this family of cards. Users get $300 each year to use toward any travel charges on their card. This can include airfare or Uber rides. The $250 UBS airline credit is far more restrictive.
However, where the Chase Sapphire Reserve® can’t compete with the UBS Visa Infinite Credit Card is in the realm of concierge services. The Chase Sapphire Reserve®’s concierge service doesn’t come with as many bells and whistles — the UBS Dining Program is a prime example.
UBS Visa Infinite Credit Card vs. The Platinum Card® from American Express
Verdict: A solid premium card for earning rewards, luxury services and customer service for those who aren’t banking with UBS.
The Platinum Card® from American Express is a classic premium card, and one of the few we’ve found that can compete with the UBS in terms of customer service. This card has an annual fee of $695.
On the rewards side of things, the two cards are fairly comparable. The Platinum Card® from American Express offers a slightly lesser annual airline credit (up to $200 versus $250) and requires you to enroll with a specific airline each year to use it, but provides better rewards on airline and hotel purchases. If you aren’t banking with UBS, The Platinum Card® from American Express can provide you with comparable luxury and quality customer service.