Compare it to the Citi® Double Cash Card – 18 month BT offer
Why settle for earning 1.5% cashback when you could earn 2% back on every purchase? The card that sets the standard for flat-rate cash back is the Citi® Double Cash Card . You’ll earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. And the best part? Cardholders earn these generous rewards for a $0 annual fee.
The Citi® Double Cash Card also comes with a lengthy intro period to pay off debt transferred from another credit card. Enjoy an intro APR of 0% for 18 months on balance transfers, after which a 13.99% – 23.99% (variable) APR applies. The balance transfer fee is 3% of each balance transfer; $5 minimum.
Where the Citi® Double Cash Card falls short is in charging a foreign transaction fee. Leave this card at home when traveling abroad, otherwise you’ll find yourself charged a 3% fee on every transaction. In addition, the Citi® Double Cash Card also lacks an intro purchase APR and a sign-up bonus, so consumers looking to finance a big purchase might prefer the Wells Fargo Cash Wise Visa® card.