How to Compare Renters Insurance Quotes
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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Best Renters Insurance in Georgia (2025)

Content was accurate at the time of publication.

Best cheap renters insurance in Georgia

$24/month
Best company overall: Amica
Amica logo
$18/month
Cheapest rates: State Farm
State Farm logo
$19/month
Second cheapest: Allstate
Allstate logo
$25/month
Best discounts: Progressive
Progressive logo
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Find the Cheapest Renters Insurance Quotes in Georgia

State Farm has the cheapest renters insurance in Georgia, with an average rate of $18 a month. This is about 28% cheaper than the state average rate of $25.

Allstate is right behind State Farm at $19 a month, followed by Amica at $24.

Georgia renters insurance rates

Cheapest renters insurance companies in Georgia

CompanyMonthly rateLendingTree score
State Farm logoState Farm$184 stars
Allstate logoAllstate$193.5 stars
amica-logoAmica$244.5 stars
progressive logoProgressive$253 stars
lemonade-logoLemonade$263 stars

Your renters insurance rate is based on more than where you live. Other factors that companies look at when calculating your renters insurance quote include the policy limit you choose, your deductible and your claim history.

Insurers don’t all treat these factors the same, though, which is why the quotes they send you are often different. To get your best rate, compare renters insurance quotes from several companies while you shop around.

Amica logo
Amica is the best overall renters insurance company in Georgia, offering a strong combo of cheap rates, discounts and optional coverages. In fact, Amica has more add-ons and discounts than most of the other companies we surveyed in Georgia.

Pros
Average rate lower than state average
Several discounts
Many add-on coverage options

Cons
 No 24/7 support

State Farm logo
State Farm has the cheapest rate for renters insurance in Georgia, at $18 a month. It also scores well with customers.

Pros
State’s lowest renters insurance rate
Good customer satisfaction
Most popular renters insurance company

Cons
 Not many discounts
 Few coverage options

Allstate logo
At $19 dollars a month, Allstate has the second-cheapest renters insurance rate in Georgia. It is also an excellent choice for senior renters. If you’re 55 years of age or older, you can save up to 25% on your renters insurance with Allstate.

Pros
Cheap rates
Good discounts

Cons
 Few add-on coverages

Progressive logo
Progressive offers the widest range of renters insurance discounts among companies operating in Georgia. Its discount offerings include savings for bundling your renters and car insurance, getting an advance quote, signing up for electronic documents and paying your annual premium in full.

Pros
Many discounts
Good online tools
24/7 phone support

Cons
 Sells policies through a third party
 Few optional coverages

Find the Cheapest Renters Insurance Quotes in Georgia

Renters insurance is not required by Georgia law, but landlords often require tenants to have it as part of the rental agreement. Landlords require renters insurance to avoid liability claims for damage tenants may cause.

Even if your landlord doesn’t require you to have renters insurance coverage, it’s often still a good idea to get it. Not only can renters insurance protect your belongings from fire and similar damage, but it usually includes loss of use coverage, as well. This covers additional living costs that can come up if you need to relocate while your rental home is repaired.

Georgia residents pay an average of $25 a month, or about $300 a year, for renters insurance. This is 39% higher than the national average rate of $18 a month.

The actual price you pay depends on the discounts you get, the deductible you use and a few other factors. Compare quotes to get the best rate for your needs.

LendingTree collected thousands of renters insurance quotes from the largest insurance companies in each state, based on data availability.

We used thousands of renters insurance quotes from across the U.S. for a 30-year-old single woman who has no recent renters insurance claims. Your rates may vary. Coverage limits include:

  • Personal property coverage: $20,000
  • Deductible: $500
  • Personal liability: $100,000
  • Guest medical protection: $1,000
  • Loss of use: $9,000