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Articles by Charlotte Zhang
APR vs. APY vs. Interest Rate: What’s the Difference?
January 30, 2024
To many people, the terms APR and APY are synonymous with interest rate, though they have very different meanings. The main difference is that APR... read more
Can You Buy Crypto With a Credit Card?
January 24, 2024
The short answer is: Yes – but only from some crypto exchanges and with certain credit cards. That said, the limited number of exchanges that... read more
How to Get Preapproved for a Chase Credit Card
December 17, 2023
Chase credit cards are some of the best credit cards available in terms of rewards, benefits and interest rates. However, there’s never a guarantee that... read more
Do Credit Card Rewards, Points and Miles Expire?
November 9, 2023
Credit card points and miles won’t expire as long as your account remains open. However, points and miles earned with airline and hotel loyalty programs... read more
What Is a Black Card?
May 31, 2023
You’re at a swanky restaurant when a dining companion produces a shiny black card and gives it to the server. Fellow diners “ooh” and “ahh”... read more