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Articles by Lauren Clifford
Goodwill Adjustment: How to Remove Late Payments from a Credit Report
January 18, 2024
When you miss a payment on one of your debts like a personal loan or mortgage, your credit score can drop by as much as... read more
How Many Personal Loans Can You Have at Once?
January 12, 2024
If you already have one personal loan, you can take out as many additional loans as lenders are willing to give you. Although there are... read more
What Happens if You Miss a Credit Card Payment?
December 18, 2023
There are three ways a late or missed payment can impact you financially: You may have to pay a late payment fee. The interest rate... read more
How to Use a Credit Card: Best Practices Explained
November 7, 2023
Knowing how to use credit cards can help you keep your money where it belongs — in your wallet. You can avoid interest charges, stay... read more
Is it Legal to Charge Customers a Credit Card Processing Fee?
August 16, 2023
Credit card processing fees are currently legal in most states. When you use your credit card to pay for a purchase, the merchant may add... read more