SBA Form 1919: Step-by-Step How to Fill Out an SBA Loan Application

Written by  Marianne Hayes

Written by  Katie Ziraldo

Edited by  Anna-Louise Jackson

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Updated Aug 28, 2026

When applying for an SBA 7(a) loan, you must complete SBA Form 1919. This form determines your eligibility for a loan and provides the SBA with basic information about your business. Knowing what to expect can help streamline the application process and prevent unwanted delays.

We’ll walk you through each step of how to fill out SBA Form 1919.

What is SBA Form 1919? 

Form 1919 is the borrower information form you’ll need to provide to the U.S. Small Business Administration when applying for an SBA 7(a) loan. The four-page form focuses on basic business details, ownership structure and background questions. It’s one of the many documents you’ll need to supply as part of your loan application, along with personal and business financial statements, a business plan, your business license, your resume and other documents.

Who needs to fill out SBA Form 1919?

Form 1919 is required for each owner, partner, officer and director who owns a 20% stake or more in the business, as well as any managing members who handle day-to-day operations. Completing it allows the SBA to move forward with a background check and confirm your eligibility for a loan. 

What am I agreeing to when I sign?

You agree to the following when you sign and submit SBA Form 1919:

What to expect when filling out SBA Form 1919

Form 1919 requests basic personal and financial information about you and your business, co-applicants and co-owners. Below is a page-by-page breakdown. 

Page 1: Business information

Form 1919, also known as the SBA Borrower Information Form, begins by collecting basic information about the applicant’s business, including the following. 

Business name

This should be the legal name of the business, as well as the business’s designation as an “EPC” or “OC.”

An EPC, or eligible passive company, is a small entity or trust that leases real or personal property to an operating company for its business use. An EPC doesn’t participate in any regular or continuous business transactions.

An OC, or operating company, is an eligible small business that is currently or soon will be running a business on real property owned by an EPC. It also may currently or will soon use personal property owned by an EPC.

Business tax ID

This is the business tax identification number (TIN) issued by the IRS.

NAICS code

Applicants must select the primary industry for the business using a six-digit code from the U.S. Census Bureau. 

Entity type

This is where you’ll state whether your business is structured as a sole proprietorship, LLC, S-corp, C-corp or LLC.

Number of existing employees

That includes owners, part-time employees and employees of domestic and foreign affiliates. 

Number of full-time equivalent (FTE) jobs saved or created because of the loan 

These are two different line items. Owners should be included. 

Business or project address

The business address is typically the address where the business is registered for operations, while the project address may be the physical address of a storefront.

Contact information

This includes the business phone number and email address.

Purpose of the loan

Indicate what you plan to use the loan proceeds for, along with how much money you’re requesting.

Proceeds from standard 7(a) loans are typically used for working capital or to buy equipment. However, the SBA offers a number of specialty loan options in the 7(a) program that address other purposes for the loan proceeds. These are:

Applicant ownership and demographic information

List all owners, business partners, officers, directors and stockholders, as well as the ownership percentage for each. This section must be signed and dated by each co-applicant.

Page 2 and page 3: Business questions

In addition to providing the basic information requested above, you’ll need to answer some questions about yourself, your business and any other business owners.

There are 13 yes/no questions on SBA Form 1919. Many “yes” answers will require details on a separate sheet.

1: Application prohibitions and bankruptcies

This first question asks whether you, your business or any business associates have been suspended, debarred, declared ineligible or voluntarily excluded from participation in a transaction by any Federal agency. You’ll also need to disclose if any business owners are currently involved in a bankruptcy.

2: Federal loan delinquencies

If you, your business or any business owners or affiliates have previously received a government-backed loan, such as an SBA, USDA or FHA loan, you may need to provide those details here. Specifically, this question asks if you are currently delinquent or if you have previously defaulted on any loans provided by a Federal agency.

Affiliates are persons or third parties that have the power to control your business. These include:

3: Other business activity

Do you or any other business owners have a stake in another business? If so, that will need to be disclosed here. You will also need to provide additional details about the business relationship in a separate document.

4: Criminal offenses

You will not be eligible for an SBA loan if you or any co-applicants are currently incarcerated, serving a sentence stemming from a guilty adjudication, or under indictment for a felony or crime related to financial misconduct or false statements.

5: Export loans

If you’re currently exporting or plan to begin exporting products or services, you’ll need to disclose it. You will also need to provide an estimate of the total export sales this loan will support and at least one principal country you export to.

6: Fees

If you’ve paid a fee to a lender or other third party to assist in filling out Form 1919, you’ll need to check yes, provide their name and disclose the fee amount. The same applies if you paid a referral agent or broker fee.

7: Revenues from gambling or adult entertainment

You must disclose if any portion of your businesses’ revenues are generated by: 

Businesses that receive more than one-third of their annual gross revenue from legal gambling activities cannot receive SBA loans. Banks, finance companies, factoring companies, leasing companies and life insurance companies are also excluded.

8 to 12: Conflicts of interest

Questions 8 through 12 ask you to disclose any potential conflicts of interest. That includes:

13: Other legal actions

You must disclose if you or any other business owners are involved in any legal action. This includes civil suits, such as divorce.

How to submit SBA Form 1919

Once you’ve completed SBA Form 1919, you can gather any related documents and submit them directly to your lender. Be aware that failing to provide the requested information could impact your loan decision, so it’s important to double check that you have everything in order before submitting your SBA loan application. Your lender will then send your documents to the SBA for final approval.