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Cheapest Car Insurance in Indiana (2025)
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Content was accurate at the time of publication.
Best cheap car insurance in Indiana
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Find the Cheapest Car Insurance Quotes in Indiana
Best cheap full-coverage car insurance in Indiana: Travelers
Travelers has the cheapest full-coverage car insurance in Indiana at $1,272 a year, or $106 a month. State Farm is the next-cheapest company for full-coverage policies, with an average rate of $111 per month.
USAA is even cheaper than Travelers or State Farm, but it only sells car insurance for military members and their families.
While State Farm’s full-coverage Full-coverage car insurance combines collision, comprehensive and liability auto insurance. Full coverage takes care of your own injuries and property damage after an accident. Liability insurance only covers the injuries and property damage of others involved in the accident. rate is higher than Travelers’ rate, State Farm has some discounts that might make it the cheapest for you.
Cheapest companies for full coverage
| Company | Annual rate | LendingTree score | |
|---|---|---|---|
 | Travelers | $1,272 |  |
 | State Farm | $1,333 | |
 | Progressive | $1,429 |  |
 | Auto-Owners | $1,448 |  |
 | American Family | $1,531 | |
 | Farm Bureau | $1,856 | |
 | Geico | $1,915 |  |
 | Allstate | $2,414 |  |
 | USAA* | $839 | |
Indiana’s best liability-only insurance: Auto-Owners
Auto-Owners has the cheapest liability car insurance for Indiana drivers at $424 a year, or $35 a month. State Farm is nearly as cheap, with rates averaging $39 a month.
Cheapest companies for minimum coverage
| Company | Annual rate |
|---|---|
| Auto-Owners | $424 |
| State Farm | $467 |
| American Family | $489 |
| Travelers | $508 |
| Farm Bureau | $597 |
| Progressive | $602 |
| Geico | $735 |
| Allstate | $1,075 |
| USAA* | $268 |
Indiana drivers are required to have at least the state’s minimum amount of liability car insurance, which covers the medical and repair expenses of others after an accident you cause.
To get the cheapest liability coverage near you, compare car insurance quotes from multiple companies before renewing or buying a policy.
Find the Cheapest Car Insurance Quotes in Indiana
Cheapest Indiana insurance for young drivers: Progressive and Travelers
Young drivers in Indiana can find the cheapest car insurance with Progressive and Travelers.
- At $1,427 a year, Progressive is the state’s cheapest company for young drivers who want liability-only car insurance.
- Travelers has the best rate for Indiana teens needing full-coverage car insurance at $3,526 a year.
Cheapest companies for teens
| Company | Liability coverage | Full coverage |
|---|---|---|
| Progressive | $1,427 | $4,118 |
| Travelers | $1,475 | $3,526 |
| Auto-Owners | $1,519 | $3,896 |
| State Farm | $1,606 | $4,052 |
| Geico | $1,718 | $4,537 |
| American Family | $1,995 | $5,513 |
| Farm Bureau | $2,164 | $6,524 |
| Allstate | $2,600 | $4,818 |
| USAA* | $534 | $1,582 |
Indiana parents looking for cheap car insurance for teens should add them to their current policy. While your rates will go up, it should still be cheaper than if you had separate policies.
Cheap car insurance rates after a ticket in Indiana: State Farm
If you’re an Indiana driver looking for cheap car insurance with a speeding ticket on your record, go to State Farm, where rates average $1,437 a year. Auto-Owners comes in second at $1,448 a year.
A speeding ticket or similar violation stays on your record for two years in Indiana. You should expect to pay around 19% more for car insurance during that time.
Cheapest companies after a ticket
| Company | Annual rate |
|---|---|
| State Farm | $1,437 |
| Auto-Owners | $1,448 |
| Travelers | $1,594 |
| American Family | $1,751 |
| Progressive | $1,818 |
| Geico | $2,204 |
| Farm Bureau | $2,227 |
| Allstate | $3,107 |
| USAA* | $1,054 |
Best car insurance quotes after an accident in Indiana: State Farm
State Farm has the cheapest auto insurance after an accident in Indiana at $1,644 a year, or $137 a month. The state’s second-cheapest company after an accident is Auto-Owners at $147 a month.
Accidents also stay on your record for two years in Indiana, during which time you may see your car insurance rates go up by around 48%.
Cheapest companies after an accident
| Company | Annual rate |
|---|---|
| State Farm | $1,644 |
| Auto-Owners | $1,760 |
| Travelers | $1,777 |
| Progressive | $2,053 |
| American Family | $2,626 |
| Farm Bureau | $2,769 |
| Geico | $2,989 |
| Allstate | $3,970 |
| USAA* | $1,205 |
Indiana’s cheapest insurance for teens with a bad record: Progressive
Indiana teens with bad driving records can get the cheapest car insurance rates from Progressive.
- Progressive’s average rate for teens with a speeding ticket on their records is $125 a month.
- The company’s average rate for teens after an accident is $132 a month.
Cheapest companies for teens with bad records
| Company | Ticket | Accident |
|---|---|---|
| Progressive | $1,496 | $1,589 |
| Auto-Owners | $1,568 | $2,004 |
| State Farm | $1,766 | $2,080 |
| Travelers | $1,829 | $2,158 |
| Geico | $1,915 | $2,472 |
| American Family | $2,463 | $3,249 |
| Farm Bureau | $3,058 | $3,881 |
| Allstate | $3,458 | $4,712 |
| USAA* | $688 | $769 |
Find the Cheapest Car Insurance Quotes in Indiana
Cheap car insurance rates after a DUI in Indiana: Progressive
For cheap car insurance with a DUI in Indiana, get a quote from Progressive. Progressive has the state’s cheapest rate after a DUI of $1,641 a year, or $137 a month.
Travelers is next, with rates that average $153 a month.
Cheapest companies after a DUI
| Company | Annual rate |
|---|---|
| Progressive | $1,641 |
| Travelers | $1,835 |
| State Farm | $2,435 |
| American Family | $2,909 |
| Allstate | $3,131 |
| Auto-Owners | $3,302 |
| Farm Bureau | $3,326 |
| Geico | $3,529 |
| USAA* | $1,301 |
A driving under the influence (DUI) conviction usually leads to fines, jail time and a suspended license. You can also expect your car insurance rates to jump about 67% after a DUI in Indiana.
Car insurance companies consider drivers with DUI convictions to be high risk. Companies may cancel your current policy or not sell you a new one after a DUI conviction.
Cheapest Indiana car insurance for bad credit: Travelers
Travelers has Indiana’s cheapest car insurance with poor credit at $2,083 a year, or $174 a month.
Consider Progressive, too, as you shop, since its average rate of $195 a month for drivers with bad credit is not much more than Travelers.
Cheapest companies for drivers with poor credit
| Company | Annual rate |
|---|---|
| Travelers | $2,083 |
| Progressive | $2,339 |
| American Family | $2,768 |
| Geico | $2,902 |
| Allstate | $3,340 |
| Farm Bureau | $3,792 |
| Auto-Owners | $4,094 |
| State Farm | $5,898 |
| USAA* | $1,534 |
Some car insurance companies charge higher rates to drivers with poor credit because they see a link between your credit score and the risk of filing a claim.
If you want to know your credit score, you can find out for free at LendingTree Spring before you shop for insurance.
Best car insurance companies in Indiana
Travelers and State Farm are the best car insurance companies in Indiana, mostly due to their cheap rates.
While Travelers is the cheapest of the two, both companies offer many discounts that can lower your rate.
A downside of State Farm is that it does not offer gap insurance. Gap insurance covers the remainder of what you owe on a car loan if your financed car is totaled. State Farm may not be the best choice if you’re financing a newer car.
USAA is rated but not ranked in the J.D. Power 2024 U.S. Auto Insurance Study due to its restricted customer base.
Indiana car insurance company ratings
| Company | J.D. Power** | A.M. Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| American Family | 660 | A | |
| Auto-Owners | 654 | A++ | |
| Farm Bureau | 673 | A | |
| Geico | 637 | A++ | |
| Progressive | 622 | A+ | |
| State Farm | 657 | A++ | |
| Travelers | 616 | A++ | |
| USAA* | 739 | A++ | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Indiana insurance rates by city
Lynn is the cheapest city in Indiana for car insurance, with rates averaging $1,477 a year. East Chicago is the state’s most expensive city for car insurance at $2,412 a year.
Car insurance rates near you
| City | Annual rate | % from average |
|---|---|---|
| Aberdeen | $1,744 | 6% |
| Advance | $1,595 | -3% |
| Akron | $1,634 | -1% |
| Alamo | $1,550 | -6% |
| Albany | $1,520 | -8% |
| Albion | $1,617 | -2% |
| Alexandria | $1,555 | -6% |
| Altona | $1,567 | -5% |
| Ambia | $1,574 | -5% |
| Amboy | $1,515 | -8% |
| Americus | $1,506 | -9% |
| Amo | $1,680 | 2% |
| Anderson | $1,615 | -2% |
| Andrews | $1,531 | -7% |
| Angola | $1,569 | -5% |
| Arcadia | $1,571 | -5% |
| Arcola | $1,674 | 1% |
| Argos | $1,593 | -3% |
| Arlington | $1,551 | -6% |
| Ashley | $1,595 | -3% |
| Athens | $1,674 | 2% |
| Atlanta | $1,544 | -6% |
| Attica | $1,598 | -3% |
| Atwood | $1,586 | -4% |
| Auburn | $1,571 | -5% |
| Aurora | $1,698 | 3% |
| Austin | $1,734 | 5% |
| Avilla | $1,581 | -4% |
| Avoca | $1,695 | 3% |
| Avon | $1,634 | -1% |
| Bainbridge | $1,644 | 0% |
| Bargersville | $1,636 | -1% |
| Bass Lake | $1,729 | 5% |
| Batesville | $1,633 | -1% |
| Bath | $1,626 | -1% |
| Battle Ground | $1,514 | -8% |
| Bedford | $1,673 | 1% |
| Beech Grove | $1,804 | 9% |
| Bellmore | $1,804 | 9% |
| Bennington | $1,758 | 7% |
| Bentonville | $1,619 | -2% |
| Berne | $1,478 | -10% |
| Bethlehem | $1,769 | 7% |
| Beverly Shores | $1,770 | 7% |
| Bicknell | $1,657 | 0% |
| Bippus | $1,614 | -2% |
| Birdseye | $1,561 | -5% |
| Blanford | $1,719 | 4% |
| Bloomfield | $1,703 | 3% |
| Bloomingdale | $1,668 | 1% |
| Bloomington | $1,618 | -2% |
| Bluffton | $1,498 | -9% |
| Boggstown | $1,603 | -3% |
| Boone Grove | $1,817 | 10% |
| Boonville | $1,693 | 3% |
| Borden | $1,781 | 8% |
| Boswell | $1,587 | -4% |
| Bourbon | $1,589 | -4% |
| Bowling Green | $1,737 | 5% |
| Bradford | $1,852 | 12% |
| Branchville | $1,655 | 0% |
| Brazil | $1,716 | 4% |
| Bremen | $1,597 | -3% |
| Bridgeton | $1,655 | 0% |
| Bright | $1,702 | 3% |
| Brimfield | $1,602 | -3% |
| Bringhurst | $1,580 | -4% |
| Bristol | $1,590 | -4% |
| Bristow | $1,632 | -1% |
| Brook | $1,650 | 0% |
| Brooklyn | $1,635 | -1% |
| Brookston | $1,604 | -3% |
| Brookville | $1,689 | 2% |
| Brownsburg | $1,614 | -2% |
| Brownstown | $1,649 | 0% |
| Brownsville | $1,521 | -8% |
| Bruceville | $1,647 | 0% |
| Bryant | $1,489 | -10% |
| Buckskin | $1,668 | 1% |
| Buffalo | $1,622 | -2% |
| Bunker Hill | $1,524 | -8% |
| Burket | $1,584 | -4% |
| Burlington | $1,597 | -3% |
| Burnettsville | $1,632 | -1% |
| Burns Harbor | $1,728 | 5% |
| Burrows | $1,676 | 2% |
| Butler | $1,597 | -3% |
| Butlerville | $1,674 | 2% |
| Cambridge City | $1,513 | -8% |
| Camby | $1,766 | 7% |
| Camden | $1,598 | -3% |
| Campbellsburg | $1,781 | 8% |
| Canaan | $1,748 | 6% |
| Cannelburg | $1,628 | -1% |
| Cannelton | $1,646 | 0% |
| Carbon | $1,725 | 5% |
| Carlisle | $1,754 | 6% |
| Carmel | $1,575 | -5% |
| Carthage | $1,581 | -4% |
| Cayuga | $1,660 | 1% |
| Cedar Grove | $1,651 | 0% |
| Cedar Lake | $1,834 | 11% |
| Celestine | $1,540 | -7% |
| Centerpoint | $1,724 | 5% |
| Centerville | $1,519 | -8% |
| Central | $1,806 | 9% |
| Chalmers | $1,609 | -2% |
| Chandler | $1,681 | 2% |
| Charlestown | $1,742 | 6% |
| Charlottesville | $1,589 | -4% |
| Chesterfield | $1,569 | -5% |
| Chesterton | $1,721 | 4% |
| Chrisney | $1,674 | 1% |
| Churubusco | $1,566 | -5% |
| Cicero | $1,585 | -4% |
| Clarks Hill | $1,535 | -7% |
| Clarksburg | $1,665 | 1% |
| Clarksville | $1,738 | 5% |
| Clay City | $1,746 | 6% |
| Claypool | $1,595 | -3% |
| Clayton | $1,604 | -3% |
| Clear Lake | $1,574 | -5% |
| Clermont | $1,776 | 8% |
| Clifford | $1,554 | -6% |
| Clinton | $1,672 | 1% |
| Coal City | $1,740 | 5% |
| Coalmont | $1,800 | 9% |
| Coatesville | $1,654 | 0% |
| Colfax | $1,546 | -6% |
| Columbia City | $1,537 | -7% |
| Columbus | $1,559 | -6% |
| Commiskey | $1,681 | 2% |
| Connersville | $1,532 | -7% |
| Converse | $1,562 | -5% |
| Cordry Sweetwater Lakes | $1,722 | 4% |
| Cortland | $1,722 | 4% |
| Corunna | $1,580 | -4% |
| Cory | $1,702 | 3% |
| Corydon | $1,805 | 9% |
| Country Club Heights | $1,614 | -2% |
| Country Squire Lakes | $1,670 | 1% |
| Covington | $1,584 | -4% |
| Craigville | $1,497 | -9% |
| Crandall | $1,808 | 10% |
| Crane | $1,667 | 1% |
| Crane Naval Depot | $1,667 | 1% |
| Crawfordsville | $1,541 | -7% |
| Cromwell | $1,615 | -2% |
| Cross Plains | $1,693 | 3% |
| Crothersville | $1,623 | -2% |
| Crown Point | $1,834 | 11% |
| Culver | $1,630 | -1% |
| Cumberland | $1,836 | 11% |
| Cutler | $1,582 | -4% |
| Cynthiana | $1,720 | 4% |
| Dale | $1,618 | -2% |
| Daleville | $1,533 | -7% |
| Dana | $1,678 | 2% |
| Danville | $1,596 | -3% |
| Darlington | $1,532 | -7% |
| Dayton | $1,514 | -8% |
| De Motte | $1,785 | 8% |
| Decatur | $1,483 | -10% |
| Decker | $1,635 | -1% |
| Deedsville | $1,604 | -3% |
| Delong | $1,690 | 2% |
| Delphi | $1,601 | -3% |
| Denver | $1,573 | -5% |
| Depauw | $1,818 | 10% |
| Deputy | $1,722 | 4% |
| Derby | $1,661 | 1% |
| Dillsboro | $1,724 | 4% |
| Donaldson | $1,624 | -2% |
| Dublin | $1,604 | -3% |
| Dubois | $1,546 | -6% |
| Dugger | $1,726 | 5% |
| Dunkirk | $1,510 | -8% |
| Dunlap | $1,583 | -4% |
| Dunreith | $1,541 | -7% |
| Dupont | $1,731 | 5% |
| Dyer | $1,844 | 12% |
| Earl Park | $1,552 | -6% |
| East Chicago | $2,412 | 46% |
| East Enterprise | $1,744 | 6% |
| Eaton | $1,531 | -7% |
| Eckerty | $1,719 | 4% |
| Economy | $1,524 | -8% |
| Edgewood | $1,608 | -3% |
| Edinburgh | $1,598 | -3% |
| Edwardsport | $1,659 | 1% |
| Elberfeld | $1,652 | 0% |
| Elizabeth | $1,796 | 9% |
| Elizabethtown | $1,567 | -5% |
| Elkhart | $1,595 | -3% |
| Ellettsville | $1,668 | 1% |
| Elnora | $1,674 | 1% |
| Elwood | $1,538 | -7% |
| Eminence | $1,699 | 3% |
| English | $1,754 | 6% |
| Etna Green | $1,566 | -5% |
| Evanston | $1,612 | -2% |
| Evansville | $1,732 | 5% |
| Fair Oaks | $1,744 | 6% |
| Fairland | $1,647 | 0% |
| Fairmount | $1,564 | -5% |
| Fairview Park | $1,674 | 2% |
| Falmouth | $1,593 | -3% |
| Farmersburg | $1,737 | 5% |
| Farmland | $1,505 | -9% |
| Fillmore | $1,644 | 0% |
| Finly | $1,660 | 1% |
| Fish Lake | $1,686 | 2% |
| Fishers | $1,625 | -1% |
| Flat Rock | $1,544 | -6% |
| Flora | $1,585 | -4% |
| Florence | $1,775 | 8% |
| Floyds Knobs | $1,750 | 6% |
| Fontanet | $1,766 | 7% |
| Fort Branch | $1,674 | 1% |
| Fort Wayne | $1,652 | 0% |
| Fortville | $1,651 | 0% |
| Fountain City | $1,522 | -8% |
| Fountaintown | $1,653 | 0% |
| Fowler | $1,568 | -5% |
| Fowlerton | $1,587 | -4% |
| Francesville | $1,646 | 0% |
| Francisco | $1,646 | 0% |
| Frankfort | $1,535 | -7% |
| Franklin | $1,603 | -3% |
| Frankton | $1,563 | -5% |
| Fredericksburg | $1,828 | 11% |
| Freedom | $1,708 | 4% |
| Freelandville | $1,673 | 1% |
| Freetown | $1,692 | 3% |
| Fremont | $1,572 | -5% |
| French Lick | $1,690 | 2% |
| Friendship | $1,667 | 1% |
| Fulda | $1,656 | 0% |
| Fulton | $1,616 | -2% |
| Galveston | $1,587 | -4% |
| Garrett | $1,566 | -5% |
| Gary | $2,365 | 43% |
| Gas City | $1,560 | -5% |
| Gaston | $1,500 | -9% |
| Geneva | $1,479 | -10% |
| Gentryville | $1,642 | 0% |
| Georgetown | $1,782 | 8% |
| Glenwood | $1,542 | -6% |
| Goldsmith | $1,560 | -5% |
| Goodland | $1,633 | -1% |
| Goshen | $1,574 | -5% |
| Gosport | $1,692 | 3% |
| Grabill | $1,581 | -4% |
| Grammer | $1,588 | -4% |
| Grandview | $1,659 | 1% |
| Granger | $1,604 | -3% |
| Grantsburg | $1,734 | 5% |
| Grass Creek | $1,690 | 2% |
| Graysville | $1,779 | 8% |
| Greencastle | $1,638 | -1% |
| Greendale | $1,696 | 3% |
| Greenfield | $1,627 | -1% |
| Greens Fork | $1,553 | -6% |
| Greensburg | $1,557 | -6% |
| Greentown | $1,608 | -3% |
| Greenwood | $1,659 | 1% |
| Griffin | $1,692 | 3% |
| Griffith | $1,891 | 15% |
| Grissom AFB | $1,543 | -6% |
| Grovertown | $1,691 | 2% |
| Guilford | $1,701 | 3% |
| Gwynneville | $1,607 | -3% |
| Hagerstown | $1,524 | -8% |
| Hamilton | $1,587 | -4% |
| Hamlet | $1,705 | 3% |
| Hammond | $2,265 | 37% |
| Hanna | $1,743 | 6% |
| Hanover | $1,721 | 4% |
| Hardinsburg | $1,817 | 10% |
| Harlan | $1,590 | -4% |
| Harrodsburg | $1,605 | -3% |
| Hartford City | $1,511 | -8% |
| Hartsville | $1,542 | -6% |
| Hatfield | $1,735 | 5% |
| Haubstadt | $1,684 | 2% |
| Hayden | $1,656 | 0% |
| Hazleton | $1,650 | 0% |
| Hebron | $1,796 | 9% |
| Helmsburg | $1,765 | 7% |
| Heltonville | $1,688 | 2% |
| Hemlock | $1,679 | 2% |
| Henryville | $1,776 | 8% |
| Heritage Lake | $1,665 | 1% |
| Hidden Valley | $1,700 | 3% |
| Highland | $1,787 | 8% |
| Hillsboro | $1,611 | -2% |
| Hillsdale | $1,709 | 4% |
| Hoagland | $1,579 | -4% |
| Hobart | $1,866 | 13% |
| Hobbs | $1,573 | -5% |
| Holland | $1,549 | -6% |
| Holton | $1,651 | 0% |
| Homecroft | $1,832 | 11% |
| Homer | $1,577 | -4% |
| Hope | $1,540 | -7% |
| Howe | $1,630 | -1% |
| Hudson | $1,591 | -4% |
| Hudson Lake | $1,692 | 3% |
| Huntertown | $1,582 | -4% |
| Huntingburg | $1,539 | -7% |
| Huntington | $1,511 | -8% |
| Huron | $1,760 | 7% |
| Hymera | $1,710 | 4% |
| Idaville | $1,618 | -2% |
| Indian Heights | $1,604 | -3% |
| Indianapolis | $1,853 | 12% |
| Ingalls | $1,657 | 0% |
| Inglefield | $1,771 | 7% |
| Ireland | $1,543 | -6% |
| Jamestown | $1,574 | -5% |
| Jasonville | $1,720 | 4% |
| Jasper | $1,536 | -7% |
| Jeffersonville | $1,745 | 6% |
| Jonesboro | $1,576 | -4% |
| Jonesville | $1,555 | -6% |
| Kempton | $1,556 | -6% |
| Kendallville | $1,576 | -4% |
| Kennard | $1,556 | -6% |
| Kentland | $1,627 | -1% |
| Kewanna | $1,632 | -1% |
| Keystone | $1,512 | -8% |
| Kimmell | $1,628 | -1% |
| Kingman | $1,633 | -1% |
| Kingsbury | $1,750 | 6% |
| Kingsford Heights | $1,724 | 5% |
| Knightstown | $1,534 | -7% |
| Knightsville | $1,714 | 4% |
| Knox | $1,729 | 5% |
| Kokomo | $1,604 | -3% |
| Koleen | $1,842 | 12% |
| Koontz Lake | $1,676 | 2% |
| Kouts | $1,753 | 6% |
| Kurtz | $1,738 | 5% |
| La Crosse | $1,739 | 5% |
| La Fontaine | $1,520 | -8% |
| La Paz | $1,628 | -1% |
| La Porte | $1,739 | 5% |
| Laconia | $1,813 | 10% |
| Ladoga | $1,551 | -6% |
| Lafayette | $1,507 | -9% |
| Lagrange | $1,630 | -1% |
| Lake Cicott | $1,642 | 0% |
| Lake Dalecarlia | $1,798 | 9% |
| Lake Santee | $1,567 | -5% |
| Lake Station | $2,018 | 22% |
| Lake Village | $1,789 | 8% |
| Lakes Of The Four Seasons | $1,835 | 11% |
| Laketon | $1,556 | -6% |
| Lakeville | $1,626 | -1% |
| Lamar | $1,631 | -1% |
| Landess | $1,590 | -4% |
| Lanesville | $1,797 | 9% |
| Laotto | $1,597 | -3% |
| Lapel | $1,608 | -3% |
| Larwill | $1,571 | -5% |
| Lawrence | $1,888 | 14% |
| Lawrenceburg | $1,696 | 3% |
| Leavenworth | $1,760 | 7% |
| Lebanon | $1,534 | -7% |
| Leesburg | $1,592 | -3% |
| Leiters Ford | $1,686 | 2% |
| Leo | $1,597 | -3% |
| Leo-Cedarville | $1,588 | -4% |
| Leopold | $1,660 | 1% |
| Leroy | $1,881 | 14% |
| Lewis | $1,724 | 4% |
| Lewisville | $1,521 | -8% |
| Liberty | $1,538 | -7% |
| Liberty Center | $1,529 | -7% |
| Liberty Mills | $1,561 | -5% |
| Ligonier | $1,616 | -2% |
| Lincoln City | $1,646 | 0% |
| Linden | $1,539 | -7% |
| Linn Grove | $1,590 | -4% |
| Linton | $1,704 | 3% |
| Lizton | $1,580 | -4% |
| Logansport | $1,568 | -5% |
| Long Beach | $1,753 | 6% |
| Loogootee | $1,643 | 0% |
| Losantville | $1,503 | -9% |
| Lowell | $1,790 | 9% |
| Lucerne | $1,587 | -4% |
| Lynn | $1,477 | -10% |
| Lynnville | $1,655 | 0% |
| Lyons | $1,707 | 3% |
| Mackey | $1,675 | 2% |
| Macy | $1,611 | -2% |
| Madison | $1,731 | 5% |
| Manilla | $1,512 | -8% |
| Marengo | $1,761 | 7% |
| Mariah Hill | $1,714 | 4% |
| Marion | $1,583 | -4% |
| Markle | $1,515 | -8% |
| Markleville | $1,622 | -2% |
| Marshall | $1,681 | 2% |
| Martinsville | $1,719 | 4% |
| Marysville | $1,772 | 7% |
| Matthews | $1,560 | -5% |
| Mauckport | $1,808 | 10% |
| Maxwell | $1,662 | 1% |
| Mays | $1,585 | -4% |
| McCordsville | $1,663 | 1% |
| Mecca | $1,683 | 2% |
| Medaryville | $1,687 | 2% |
| Medora | $1,693 | 3% |
| Mellott | $1,597 | -3% |
| Melody Hill | $1,733 | 5% |
| Memphis | $1,762 | 7% |
| Mentone | $1,586 | -4% |
| Meridian Hills | $1,783 | 8% |
| Merom | $1,732 | 5% |
| Merrillville | $1,888 | 14% |
| Metamora | $1,623 | -2% |
| Mexico | $1,531 | -7% |
| Miami | $1,569 | -5% |
| Michiana Shores | $1,757 | 6% |
| Michigan City | $1,757 | 7% |
| Michigantown | $1,547 | -6% |
| Middlebury | $1,601 | -3% |
| Middletown | $1,550 | -6% |
| Midland | $1,714 | 4% |
| Milan | $1,688 | 2% |
| Milford | $1,570 | -5% |
| Mill Creek | $1,700 | 3% |
| Millersburg | $1,604 | -3% |
| Millhousen | $1,764 | 7% |
| Milltown | $1,762 | 7% |
| Milroy | $1,562 | -5% |
| Milton | $1,529 | -7% |
| Mishawaka | $1,621 | -2% |
| Mitchell | $1,683 | 2% |
| Modoc | $1,501 | -9% |
| Mongo | $1,678 | 2% |
| Monon | $1,618 | -2% |
| Monroe | $1,480 | -10% |
| Monroe City | $1,642 | 0% |
| Monroeville | $1,563 | -5% |
| Monrovia | $1,655 | 0% |
| Monterey | $1,651 | 0% |
| Montezuma | $1,701 | 3% |
| Montgomery | $1,637 | -1% |
| Monticello | $1,610 | -2% |
| Montmorenci | $1,521 | -8% |
| Montpelier | $1,519 | -8% |
| Mooreland | $1,517 | -8% |
| Moores Hill | $1,713 | 4% |
| Mooresville | $1,628 | -1% |
| Morgantown | $1,704 | 3% |
| Morocco | $1,689 | 2% |
| Morris | $1,713 | 4% |
| Morristown | $1,618 | -2% |
| Mount Auburn | $1,514 | -8% |
| Mount Ayr | $1,665 | 1% |
| Mount St. Francis | $1,799 | 9% |
| Mount Summit | $1,531 | -7% |
| Mount Vernon | $1,696 | 3% |
| Mulberry | $1,551 | -6% |
| Muncie | $1,521 | -8% |
| Munster | $1,905 | 16% |
| Muscatatuck | $1,674 | 2% |
| Nabb | $1,785 | 8% |
| Napoleon | $1,645 | 0% |
| Nappanee | $1,599 | -3% |
| Nashville | $1,767 | 7% |
| Nebraska | $1,674 | 2% |
| Needham | $1,597 | -3% |
| New Albany | $1,735 | 5% |
| New Carlisle | $1,638 | -1% |
| New Castle | $1,522 | -8% |
| New Chicago | $1,871 | 13% |
| New Goshen | $1,697 | 3% |
| New Harmony | $1,698 | 3% |
| New Haven | $1,623 | -2% |
| New Lisbon | $1,609 | -2% |
| New Market | $1,565 | -5% |
| New Middletown | $1,803 | 9% |
| New Palestine | $1,687 | 2% |
| New Paris | $1,590 | -4% |
| New Point | $1,588 | -4% |
| New Richmond | $1,561 | -5% |
| New Ross | $1,522 | -8% |
| New Salisbury | $1,821 | 10% |
| New Trenton | $1,636 | -1% |
| New Washington | $1,792 | 9% |
| New Waverly | $1,565 | -5% |
| New Whiteland | $1,634 | -1% |
| Newberry | $1,701 | 3% |
| Newburgh | $1,688 | 2% |
| Newport | $1,673 | 1% |
| Newtown | $1,594 | -3% |
| Noblesville | $1,590 | -4% |
| Nora | $1,621 | -2% |
| Norman | $1,698 | 3% |
| North Judson | $1,743 | 6% |
| North Liberty | $1,622 | -2% |
| North Manchester | $1,566 | -5% |
| North Salem | $1,654 | 0% |
| North Terre Haute | $1,699 | 3% |
| North Vernon | $1,671 | 1% |
| North Webster | $1,613 | -2% |
| Norway | $1,610 | -2% |
| Notre Dame | $1,657 | 0% |
| Oakford | $1,679 | 2% |
| Oakland City | $1,631 | -1% |
| Oaktown | $1,674 | 1% |
| Oakville | $1,618 | -2% |
| Odon | $1,657 | 0% |
| Ogden Dunes | $1,800 | 9% |
| Oldenburg | $1,621 | -2% |
| Onward | $1,654 | 0% |
| Oolitic | $1,677 | 2% |
| Ora | $1,729 | 5% |
| Orestes | $1,578 | -4% |
| Orland | $1,585 | -4% |
| Orleans | $1,694 | 3% |
| Osceola | $1,597 | -3% |
| Osgood | $1,633 | -1% |
| Ossian | $1,538 | -7% |
| Otisco | $1,793 | 9% |
| Otterbein | $1,572 | -5% |
| Otwell | $1,571 | -5% |
| Owensburg | $1,701 | 3% |
| Owensville | $1,670 | 1% |
| Oxford | $1,589 | -4% |
| Palmyra | $1,822 | 10% |
| Paoli | $1,716 | 4% |
| Paragon | $1,759 | 7% |
| Paris Crossing | $1,629 | -1% |
| Parker City | $1,498 | -9% |
| Patoka | $1,643 | 0% |
| Patricksburg | $1,712 | 4% |
| Patriot | $1,765 | 7% |
| Paxton | $1,736 | 5% |
| Pekin | $1,833 | 11% |
| Pendleton | $1,630 | -1% |
| Pennville | $1,515 | -8% |
| Perrysville | $1,641 | -1% |
| Peru | $1,542 | -6% |
| Petersburg | $1,602 | -3% |
| Petroleum | $1,594 | -3% |
| Pierceton | $1,593 | -3% |
| Pierceville | $1,731 | 5% |
| Pimento | $1,717 | 4% |
| Pine Village | $1,588 | -4% |
| Pittsboro | $1,597 | -3% |
| Plainfield | $1,651 | 0% |
| Plainville | $1,668 | 1% |
| Pleasant Lake | $1,571 | -5% |
| Pleasant Mills | $1,587 | -4% |
| Plymouth | $1,601 | -3% |
| Point Isabel | $1,569 | -5% |
| Poland | $1,707 | 3% |
| Poneto | $1,498 | -9% |
| Portage | $1,783 | 8% |
| Porter | $1,726 | 5% |
| Portland | $1,505 | -9% |
| Poseyville | $1,720 | 4% |
| Princes Lakes | $1,673 | 1% |
| Princeton | $1,661 | 1% |
| Purdue University | $1,485 | -10% |
| Putnamville | $1,649 | 0% |
| Quincy | $1,719 | 4% |
| Ragsdale | $1,647 | 0% |
| Ramsey | $1,805 | 9% |
| Redkey | $1,525 | -8% |
| Reelsville | $1,658 | 1% |
| Remington | $1,620 | -2% |
| Rensselaer | $1,663 | 1% |
| Reynolds | $1,613 | -2% |
| Richland | $1,685 | 2% |
| Richmond | $1,505 | -9% |
| Ridgeville | $1,499 | -9% |
| Rising Sun | $1,712 | 4% |
| Roachdale | $1,624 | -2% |
| Roann | $1,564 | -5% |
| Roanoke | $1,565 | -5% |
| Rochester | $1,604 | -3% |
| Rockfield | $1,678 | 2% |
| Rockport | $1,674 | 1% |
| Rockville | $1,680 | 2% |
| Rocky Ripple | $1,933 | 17% |
| Rolling Prairie | $1,734 | 5% |
| Rome | $1,643 | 0% |
| Rome City | $1,615 | -2% |
| Romney | $1,525 | -8% |
| Rosedale | $1,685 | 2% |
| Roseland | $1,634 | -1% |
| Roselawn | $1,777 | 8% |
| Rossville | $1,569 | -5% |
| Royal Center | $1,605 | -3% |
| Rushville | $1,527 | -7% |
| Russellville | $1,674 | 1% |
| Russiaville | $1,613 | -2% |
| Salamonia | $1,510 | -8% |
| Salem | $1,785 | 8% |
| Salt Creek Commons | $1,749 | 6% |
| San Pierre | $1,732 | 5% |
| Sandborn | $1,683 | 2% |
| Santa Claus | $1,617 | -2% |
| Saratoga | $1,486 | -10% |
| Schererville | $1,839 | 11% |
| Schneider | $1,814 | 10% |
| Schnellville | $1,529 | -7% |
| Scipio | $1,633 | -1% |
| Scotland | $1,759 | 7% |
| Scottsburg | $1,756 | 6% |
| Sedalia | $1,647 | 0% |
| Seelyville | $1,758 | 7% |
| Sellersburg | $1,730 | 5% |
| Selma | $1,526 | -7% |
| Servia | $1,622 | -2% |
| Seymour | $1,619 | -2% |
| Shadeland | $1,512 | -8% |
| Sharpsville | $1,576 | -4% |
| Shelburn | $1,725 | 5% |
| Shelbyville | $1,547 | -6% |
| Shepardsville | $1,757 | 7% |
| Sheridan | $1,551 | -6% |
| Shipshewana | $1,621 | -2% |
| Shirley | $1,578 | -4% |
| Shoals | $1,676 | 2% |
| Shorewood Forest | $1,756 | 6% |
| Silver Lake | $1,598 | -3% |
| Simonton Lake | $1,591 | -4% |
| Smithville | $1,719 | 4% |
| Smithville-Sanders | $1,626 | -1% |
| Solsberry | $1,705 | 3% |
| Somerset | $1,608 | -2% |
| Somerville | $1,676 | 2% |
| South Bend | $1,665 | 1% |
| South Haven | $1,778 | 8% |
| South Milford | $1,680 | 2% |
| South Whitley | $1,560 | -5% |
| Southport | $1,824 | 11% |
| Speedway | $1,853 | 12% |
| Spencer | $1,707 | 3% |
| Spencerville | $1,586 | -4% |
| Spiceland | $1,510 | -8% |
| Springport | $1,535 | -7% |
| Springville | $1,683 | 2% |
| Spurgeon | $1,625 | -1% |
| St. Anthony | $1,537 | -7% |
| St. Bernice | $1,675 | 2% |
| St. Croix | $1,666 | 1% |
| St. Joe | $1,596 | -3% |
| St. John | $1,842 | 12% |
| St. Mary of the Woods | $1,710 | 4% |
| St. Meinrad | $1,621 | -2% |
| St. Paul | $1,547 | -6% |
| Stanford | $1,719 | 4% |
| Star City | $1,642 | 0% |
| State Line | $1,593 | -3% |
| Staunton | $1,713 | 4% |
| Stendal | $1,600 | -3% |
| Stilesville | $1,671 | 1% |
| Stinesville | $1,666 | 1% |
| Stockwell | $1,514 | -8% |
| Straughn | $1,497 | -9% |
| Stroh | $1,679 | 2% |
| Sullivan | $1,730 | 5% |
| Sulphur | $1,736 | 5% |
| Sulphur Springs | $1,615 | -2% |
| Sumava Resorts | $1,728 | 5% |
| Summitville | $1,567 | -5% |
| Sunman | $1,686 | 2% |
| Swayzee | $1,592 | -4% |
| Sweetser | $1,589 | -4% |
| Switz City | $1,699 | 3% |
| Syracuse | $1,577 | -4% |
| Talbot | $1,733 | 5% |
| Taswell | $1,727 | 5% |
| Taylorsville | $1,557 | -6% |
| Tefft | $1,752 | 6% |
| Tell City | $1,624 | -2% |
| Templeton | $1,588 | -4% |
| Tennyson | $1,668 | 1% |
| Terre Haute | $1,718 | 4% |
| Thayer | $1,727 | 5% |
| Thorntown | $1,548 | -6% |
| Tipton | $1,524 | -8% |
| Topeka | $1,619 | -2% |
| Town of Pines | $1,771 | 7% |
| Trafalgar | $1,660 | 1% |
| Trail Creek | $1,751 | 6% |
| Tri-Lakes | $1,530 | -7% |
| Troy | $1,631 | -1% |
| Tunnelton | $1,685 | 2% |
| Twelve Mile | $1,580 | -4% |
| Tyner | $1,685 | 2% |
| Underwood | $1,789 | 8% |
| Union City | $1,496 | -9% |
| Union Mills | $1,732 | 5% |
| Uniondale | $1,510 | -8% |
| Unionville | $1,682 | 2% |
| Universal | $1,654 | 0% |
| Upland | $1,565 | -5% |
| Urbana | $1,546 | -6% |
| Utica | $1,751 | 6% |
| Vallonia | $1,698 | 3% |
| Valparaiso | $1,729 | 5% |
| Van Buren | $1,589 | -4% |
| Veedersburg | $1,617 | -2% |
| Velpen | $1,598 | -3% |
| Versailles | $1,663 | 1% |
| Vevay | $1,784 | 8% |
| Vincennes | $1,629 | -1% |
| Wabash | $1,536 | -7% |
| Wadesville | $1,729 | 5% |
| Wakarusa | $1,601 | -3% |
| Waldron | $1,519 | -8% |
| Walkerton | $1,626 | -1% |
| Wallace | $1,656 | 0% |
| Walton | $1,555 | -6% |
| Wanatah | $1,746 | 6% |
| Warren | $1,518 | -8% |
| Warren Park | $1,903 | 15% |
| Warsaw | $1,563 | -5% |
| Washington | $1,637 | -1% |
| Waterloo | $1,579 | -4% |
| Waveland | $1,576 | -4% |
| Wawaka | $1,602 | -3% |
| Waynetown | $1,554 | -6% |
| Webster | $1,529 | -7% |
| West Baden Springs | $1,694 | 3% |
| West College Corner | $1,606 | -3% |
| West Harrison | $1,704 | 3% |
| West Lafayette | $1,507 | -9% |
| West Lebanon | $1,590 | -4% |
| West Middleton | $1,689 | 2% |
| West Newton | $1,886 | 14% |
| West Terre Haute | $1,712 | 4% |
| Westfield | $1,565 | -5% |
| Westphalia | $1,668 | 1% |
| Westpoint | $1,518 | -8% |
| Westport | $1,615 | -2% |
| Westville | $1,754 | 6% |
| Wheatfield | $1,759 | 7% |
| Wheatland | $1,636 | -1% |
| Wheeler | $1,812 | 10% |
| Whiteland | $1,635 | -1% |
| Whitestown | $1,555 | -6% |
| Whiting | $2,233 | 35% |
| Wilkinson | $1,585 | -4% |
| Williams | $1,692 | 3% |
| Williams Creek | $1,775 | 8% |
| Williamsburg | $1,521 | -8% |
| Williamsport | $1,602 | -3% |
| Winamac | $1,636 | -1% |
| Winchester | $1,487 | -10% |
| Windfall | $1,534 | -7% |
| Winfield | $1,845 | 12% |
| Wingate | $1,573 | -5% |
| Winona Lake | $1,574 | -5% |
| Winslow | $1,603 | -3% |
| Wolcott | $1,603 | -3% |
| Wolcottville | $1,624 | -2% |
| Wolflake | $1,668 | 1% |
| Woodburn | $1,562 | -5% |
| Worthington | $1,706 | 3% |
| Wyatt | $1,662 | 1% |
| Yeoman | $1,613 | -2% |
| Yoder | $1,590 | -4% |
| Yorktown | $1,528 | -7% |
| Young America | $1,579 | -4% |
| Zanesville | $1,583 | -4% |
| Zionsville | $1,594 | -3% |
Minimum coverage for car insurance in Indiana
Indiana requires drivers to have at least 25/50/25 car insurance limits.
- $25,000 of bodily injury liability coverage per person
- $50,000 of bodily injury liability coverage per accident
- $25,000 of property damage coverage
- $50,000 of underinsured motorist bodily injury coverage
Indiana does not require drivers to have full-coverage car insurance. But if you financed your vehicle, your lender will probably require it as part of the lending agreement.
If you have a new car, consider full-coverage car insurance even if you’re not financing. Paying for full coverage is a small investment compared to the many thousands of dollars it can cost to repair or replace a damaged car.
SR-22 insurance in Indiana
You must file an SR-22 to reinstate your driver’s license in Indiana if it is suspended for any of these reasons:
- An accident for which the Indiana Bureau of Motor Vehicles (BMV) receives an accident report
- A moving violation within one year of receiving two other moving violations
- A misdemeanor or felony traffic violation
- Any violation by a driver previously suspended for not providing proof of financial responsibility
An SR-22 proves you have at least the minimum amount of car insurance the state requires. Your insurance company should file the SR-22 on your behalf with the BMV.
You must file an SR-22 even if your license is suspended and you don’t own a vehicle. Indiana’s SR-22 criteria is satisfied after maintaining SR-22 insurance for 180 consecutive days.
Frequently asked questions
The average cost of full-coverage car insurance in Indiana is $1,560 a year, or $130 a month. Liability-only car insurance costs $574 a year, or $48 a month, on average.
Indiana is an at-fault car insurance state. This means you can file a claim with your own car insurance company after an accident, no matter who caused it.