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Cheapest Car Insurance in Kansas (2025)
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Content was accurate at the time of publication.
Best cheap car insurance in Kansas
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Find the Cheapest Car Insurance Quotes in Kansas
Best cheap full-coverage car insurance in Kansas: Travelers
Drivers in Kansas find the cheapest full-coverage car insurance with Travelers at an average rate of $1,405 a year, or $117 a month. State Farm is the second-cheapest company at $134 a month.
While State Farm has a higher average full-coverage car insurance Full-coverage car insurance usually includes liability, collision and comprehensive coverages. Liability covers injuries and damage you cause to others. Collision and comprehensive protect your own vehicle from damage and theft. rate than Travelers, discounts can make a big difference. Both State Farm and Travelers offer many discounts that could bring down your rate. Compare car insurance quotes from these and other companies to get the cheapest rate.
USAA’s average rate is cheaper than both State Farm and Travelers, but it only sells auto insurance to military members and their families.
Cheapest companies for full coverage
| Company | Annual rate | LendingTree score | |
|---|---|---|---|
 | Travelers | $1,405 |  |
 | State Farm | $1,605 | |
 | Geico | $1,863 |  |
 | Shelter | $1,917 | |
 | Progressive | $1,963 |  |
 | American Family | $2,041 | |
 | Farm Bureau | $2,677 | |
 | Allstate | $3,168 |  |
 | Farmers | $3,261 | |
 | USAA* | $1,085 | |
Cheap liability-only auto insurance in Kansas: Progressive
Progressive has the cheapest liability car insurance in Kansas, with rates averaging $472 a year, or $39 a month. State Farm comes in second for
liability coverage
Liability car insurance covers injuries and damage you cause to others. Most states require drivers to buy at least a minimum amount of liability coverage.
at $42 a month.
Progressive has more car insurance discounts than State Farm, but the amount you save with a discount is the important part. For example, Progressive offers a 10% discount for good students, while State Farm’s good student discount is up to 25%.
Cheapest companies for minimum coverage
| Company | Annual rate |
|---|---|
| Progressive | $472 |
| State Farm | $509 |
| Travelers | $530 |
| Farm Bureau | $536 |
| American Family | $590 |
| Geico | $624 |
| Shelter | $701 |
| Farmers | $1,252 |
| Allstate | $1,319 |
| USAA* | $287 |
Find the Cheapest Car Insurance Quotes in Kansas
Cheapest Kansas car insurance for young drivers: Travelers
Teen drivers in Kansas get the cheapest car insurance rates from Traveler for both liability-only ($1,307 a year) and full-coverage ($3,331 a year) policies.
Travelers offers excellent discounts for teen drivers to help cut down costs. It has a good student discount for young drivers who are fully enrolled in high school or college and maintain a “B” average or better. Its driver training discount is for drivers who complete an approved driver education course.
Cheapest companies for teen drivers
| Company | Liability only | Full coverage |
|---|---|---|
| Travelers | $1,307 | $3,331 |
| Farm Bureau | $1,412 | $6,019 |
| American Family | $1,699 | $4,465 |
| State Farm | $1,722 | $4,487 |
| Shelter | $1,776 | $4,858 |
| Geico | $2,320 | $6,576 |
| Progressive | $2,465 | $8,696 |
| Farmers | $3,625 | $7,941 |
| Allstate | $4,020 | $9,579 |
| USAA* | $884 | $2,978 |
If you’re a parent looking for cheap car insurance for teens, consider adding them to your current policy. While your rate will increase, it should still be cheaper than if you had your own policies.
Cheap car insurance rates after a ticket in Kansas: State Farm
State Farm has the best rates for Kansas drivers needing cheap car insurance with a speeding ticket on their records at $1,686 a year, or $141 a month. Travelers is next, with an average rate of $149 a month.
After a speeding ticket in Kansas, you can expect your car insurance to increase around 18%. If yours goes up a lot, look for discounts and compare quotes to see if another company will offer you a better deal.
Cheapest companies after a ticket
| Company | Annual rate |
|---|---|
| State Farm | $1,686 |
| Travelers | $1,786 |
| Shelter | $1,961 |
| American Family | $2,041 |
| Geico | $2,407 |
| Progressive | $2,439 |
| Farm Bureau | $3,367 |
| Allstate | $3,511 |
| Farmers | $4,176 |
| USAA* | $1,327 |
Best car insurance rates after an accident in Kansas: State Farm
State Farm also has the cheapest car insurance after an accident for Kansas drivers at $1,796 a year, or $150 a month. Travelers is the second-cheapest company at $160 a month.
The average Kansas driver sees their car insurance rate go up 44% after an accident.
Cheapest companies after an accident
| Company | Annual rate |
|---|---|
| State Farm | $1,796 |
| Travelers | $1,926 |
| American Family | $2,327 |
| Shelter | $2,433 |
| Progressive | $3,008 |
| Geico | $3,521 |
| Farm Bureau | $4,052 |
| Farmers | $4,760 |
| Allstate | $4,829 |
| USAA* | $1,522 |
Best insurance for Kansas teens with an accident or ticket: Travelers
Kansas teens with a ticket or accident on their record get the cheapest car insurance with Travelers at $1,595 and $1,800 a year, respectively.
Kansas teens see their liability insurance rates go up around 14% after a ticket and 39% after an accident.
Cheapest companies for teens with bad driving records
| Company | Ticket | Accident |
|---|---|---|
| Travelers | $1,595 | $1,800 |
| American Family | $1,699 | $1,985 |
| Shelter | $1,831 | $2,559 |
| Farm Bureau | $1,840 | $2,289 |
| State Farm | $1,857 | $2,041 |
| Progressive | $2,623 | $2,898 |
| Geico | $2,705 | $3,009 |
| Farmers | $4,284 | $4,839 |
| Allstate | $4,655 | $6,869 |
| USAA* | $1,110 | $1,272 |
Find the Cheapest Car Insurance Quotes in Kansas
Cheap Kansas auto insurance rates after a DUI: Travelers
Travelers offers the best cheap car insurance with a DUI in Kansas at $2,031 a year, or $169 a month. American Family is right behind, with an average rate of $170 a month.
Of the two companies, American Family offers more discounts than Travelers. Discounts could have a big impact on your rate after a DUI. In Kansas, a DUI usually raises your rates around 71%.
Cheapest companies after a DUI
| Company | Annual rate |
|---|---|
| Travelers | $2,031 |
| American Family | $2,041 |
| Progressive | $2,143 |
| Shelter | $2,807 |
| State Farm | $2,875 |
| Allstate | $4,140 |
| Farmers | $4,311 |
| Farm Bureau | $6,359 |
| Geico | $6,508 |
| USAA* | $2,566 |
Cheapest Kansas car insurance for bad credit: Travelers
At $2,369 a year, or $197 a month, Travelers has Kansas’ cheapest car insurance with bad credit. Geico is the runner-up for these drivers at $222 a month.
Some car insurance companies charge higher rates to drivers with poor credit because they see a link between your credit score and the risk of you filing a claim.
Cheapest companies for drivers with poor credit
| Company | Annual rate |
|---|---|
| Travelers | $2,369 |
| Geico | $2,665 |
| Progressive | $3,242 |
| Shelter | $3,523 |
| American Family | $3,630 |
| Farmers | $4,939 |
| Farm Bureau | $4,943 |
| Allstate | $5,186 |
| State Farm | $8,473 |
| USAA* | $1,954 |
To learn your credit score, you can find out for free at LendingTree Spring before you shop for insurance.
Best car insurance companies in Kansas
State Farm and Farm Bureau are the best car insurance companies in Kansas, based on their good customer service ratings and low average rates.
Farm Bureau has the better customer satisfaction rating of the two companies, but State Farm has the better financial strength rating.
Kansas’ best-rated car insurance companies
| Company | J.D. Power** | AM Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| American Family | 660 | A | |
| Farm Bureau | 673 | A | |
| Farmers | 619 | A | |
| Geico | 637 | A++ | |
| Progressive | 622 | A+ | |
| Shelter | 678 | A | |
| State Farm | 657 | A++ | |
| Travelers | 616 | A++ | |
| USAA* | 739 | A++ | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
USAA has the best customer satisfaction rating of the car insurance companies we surveyed in Kansas. It also has the state’s cheapest liability and full-coverage auto insurance rates. However, USAA limits its customer base to members of the military and their families.
If you are military personnel, get a quote from USAA. Between its great customer satisfaction and low rates, it’s a top company if you qualify.
Kansas car insurance rates by city
Salina has the cheapest car insurance rates among Kansas cities and towns at $1,827 a year. Jetmore is the most expensive city in Kansas for car insurance at $2,360 a year.
Car insurance rates near you
| City | Annual rate | Difference from state average |
|---|---|---|
| Abbyville | $2,071 | 0% |
| Abilene | $1,954 | -6% |
| Admire | $1,972 | -5% |
| Agenda | $2,048 | -1% |
| Agra | $2,206 | 6% |
| Albert | $2,153 | 4% |
| Alden | $2,106 | 1% |
| Alexander | $2,160 | 4% |
| Allen | $1,976 | -5% |
| Alma | $1,971 | -5% |
| Almena | $2,316 | 11% |
| Alta Vista | $1,980 | -5% |
| Altamont | $2,061 | -1% |
| Alton | $2,075 | 0% |
| Altoona | $2,057 | -1% |
| Americus | $1,957 | -6% |
| Andale | $2,068 | 0% |
| Andover | $2,124 | 2% |
| Anthony | $2,173 | 5% |
| Arcadia | $2,056 | -1% |
| Argonia | $2,111 | 2% |
| Arkansas City | $2,022 | -3% |
| Arlington | $2,075 | 0% |
| Arma | $2,007 | -3% |
| Arnold | $2,242 | 8% |
| Ashland | $2,324 | 12% |
| Assaria | $1,883 | -9% |
| Atchison | $2,015 | -3% |
| Athol | $2,161 | 4% |
| Atlanta | $2,078 | 0% |
| Attica | $2,199 | 6% |
| Atwood | $2,254 | 9% |
| Auburn | $1,935 | -7% |
| Augusta | $2,100 | 1% |
| Aurora | $2,034 | -2% |
| Axtell | $1,969 | -5% |
| Baileyville | $1,948 | -6% |
| Baldwin City | $1,921 | -8% |
| Barnard | $2,001 | -4% |
| Barnes | $2,020 | -3% |
| Bartlett | $2,053 | -1% |
| Basehor | $2,018 | -3% |
| Baxter Springs | $2,075 | 0% |
| Bazine | $2,220 | 7% |
| Beattie | $1,985 | -4% |
| Beaumont | $2,108 | 1% |
| Beeler | $2,202 | 6% |
| Bel Aire | $2,167 | 4% |
| Belle Plaine | $2,065 | -1% |
| Belleville | $2,050 | -1% |
| Beloit | $2,021 | -3% |
| Belpre | $2,146 | 3% |
| Belvue | $1,922 | -7% |
| Bendena | $2,023 | -3% |
| Benedict | $2,068 | 0% |
| Bennington | $1,925 | -7% |
| Bentley | $2,050 | -1% |
| Benton | $2,091 | 1% |
| Bern | $1,960 | -6% |
| Berryton | $1,971 | -5% |
| Beverly | $1,954 | -6% |
| Bird City | $2,245 | 8% |
| Bison | $2,170 | 4% |
| Blue Mound | $2,051 | -1% |
| Blue Rapids | $2,006 | -3% |
| Bluff City | $2,183 | 5% |
| Bogue | $2,205 | 6% |
| Bonner Springs | $2,031 | -2% |
| Bremen | $1,994 | -4% |
| Brewster | $2,216 | 7% |
| Bronson | $2,077 | 0% |
| Brookville | $1,915 | -8% |
| Brownell | $2,222 | 7% |
| Bucklin | $2,342 | 13% |
| Bucyrus | $1,974 | -5% |
| Buffalo | $2,064 | -1% |
| Buhler | $2,008 | -3% |
| Bunker Hill | $2,118 | 2% |
| Burden | $2,059 | -1% |
| Burdett | $2,152 | 4% |
| Burdick | $1,963 | -6% |
| Burlingame | $2,008 | -3% |
| Burlington | $2,013 | -3% |
| Burns | $2,046 | -2% |
| Burr Oak | $2,092 | 1% |
| Burrton | $1,955 | -6% |
| Bushton | $2,123 | 2% |
| Byers | $2,138 | 3% |
| Caldwell | $2,080 | 0% |
| Cambridge | $2,080 | 0% |
| Caney | $2,065 | -1% |
| Canton | $1,938 | -7% |
| Carbondale | $1,997 | -4% |
| Cassoday | $2,073 | 0% |
| Catharine | $2,026 | -2% |
| Cawker City | $2,055 | -1% |
| Cedar | $2,163 | 4% |
| Cedar Point | $2,020 | -3% |
| Cedar Vale | $2,082 | 0% |
| Centerville | $2,029 | -2% |
| Centralia | $1,966 | -5% |
| Chanute | $2,047 | -1% |
| Chapman | $1,947 | -6% |
| Chase | $2,127 | 2% |
| Chautauqua | $2,070 | 0% |
| Cheney | $2,077 | 0% |
| Cherokee | $2,017 | -3% |
| Cherryvale | $2,083 | 0% |
| Chetopa | $2,089 | 1% |
| Chicopee | $1,999 | -4% |
| Cimarron | $2,338 | 13% |
| Circleville | $1,959 | -6% |
| Claflin | $2,160 | 4% |
| Clay Center | $1,973 | -5% |
| Clayton | $2,222 | 7% |
| Clearview City | $2,061 | -1% |
| Clearwater | $2,132 | 3% |
| Clifton | $2,020 | -3% |
| Clyde | $2,051 | -1% |
| Coats | $2,133 | 3% |
| Coffeyville | $2,093 | 1% |
| Colby | $2,163 | 4% |
| Coldwater | $2,320 | 12% |
| Collyer | $2,229 | 7% |
| Colony | $2,023 | -3% |
| Columbus | $2,084 | 0% |
| Colwich | $2,072 | 0% |
| Concordia | $2,054 | -1% |
| Conway Springs | $2,073 | 0% |
| Coolidge | $2,322 | 12% |
| Copeland | $2,310 | 11% |
| Corning | $1,974 | -5% |
| Cottonwood Falls | $2,023 | -3% |
| Council Grove | $1,985 | -4% |
| Courtland | $2,070 | 0% |
| Crestline | $2,048 | -1% |
| Cuba | $2,052 | -1% |
| Cummings | $2,022 | -3% |
| Cunningham | $2,091 | 1% |
| Damar | $2,190 | 5% |
| Danville | $2,179 | 5% |
| De Soto | $1,946 | -6% |
| Dearing | $2,099 | 1% |
| Deerfield | $2,319 | 12% |
| Delia | $1,987 | -4% |
| Delphos | $2,035 | -2% |
| Denison | $1,983 | -5% |
| Dennis | $2,055 | -1% |
| Denton | $2,000 | -4% |
| Derby | $2,065 | -1% |
| Dexter | $2,065 | -1% |
| Dighton | $2,208 | 6% |
| Dodge City | $2,331 | 12% |
| Dorrance | $2,091 | 1% |
| Douglass | $2,104 | 1% |
| Downs | $2,113 | 2% |
| Dresden | $2,207 | 6% |
| Durham | $1,959 | -6% |
| Dwight | $1,941 | -7% |
| Eastborough | $2,212 | 6% |
| Easton | $2,057 | -1% |
| Edgerton | $1,935 | -7% |
| Edna | $2,068 | 0% |
| Edson | $2,215 | 7% |
| Edwardsville | $2,199 | 6% |
| Effingham | $2,021 | -3% |
| El Dorado | $2,100 | 1% |
| Elbing | $1,991 | -4% |
| Elk City | $2,068 | 0% |
| Elk Falls | $2,075 | 0% |
| Elkhart | $2,335 | 12% |
| Ellinwood | $2,158 | 4% |
| Ellis | $2,030 | -2% |
| Ellsworth | $2,099 | 1% |
| Elmdale | $1,999 | -4% |
| Elsmore | $2,058 | -1% |
| Elwood | $2,012 | -3% |
| Emmett | $1,935 | -7% |
| Emporia | $1,953 | -6% |
| Englewood | $2,311 | 11% |
| Ensign | $2,343 | 13% |
| Enterprise | $1,945 | -6% |
| Erie | $2,068 | 0% |
| Esbon | $2,063 | -1% |
| Eskridge | $2,029 | -2% |
| Eudora | $1,901 | -8% |
| Eureka | $2,070 | 0% |
| Everest | $1,965 | -5% |
| Fairview | $1,950 | -6% |
| Fairway | $2,015 | -3% |
| Fall River | $2,094 | 1% |
| Falun | $1,918 | -8% |
| Farlington | $2,044 | -2% |
| Florence | $1,986 | -4% |
| Fontana | $1,997 | -4% |
| Ford | $2,346 | 13% |
| Formoso | $2,080 | 0% |
| Fort Dodge | $2,349 | 13% |
| Fort Leavenworth | $2,047 | -1% |
| Fort Riley | $1,893 | -9% |
| Fort Scott | $2,003 | -4% |
| Fostoria | $1,945 | -6% |
| Fowler | $2,321 | 12% |
| Frankfort | $2,006 | -3% |
| Franklin | $2,011 | -3% |
| Fredonia | $2,058 | -1% |
| Freeport | $2,207 | 6% |
| Frontenac | $2,017 | -3% |
| Fulton | $2,063 | -1% |
| Galena | $2,065 | -1% |
| Galesburg | $2,040 | -2% |
| Galva | $1,925 | -7% |
| Garden City | $2,317 | 12% |
| Garden Plain | $2,092 | 1% |
| Gardner | $1,907 | -8% |
| Garfield | $2,150 | 4% |
| Garland | $2,033 | -2% |
| Garnett | $2,058 | -1% |
| Gas | $2,021 | -3% |
| Gaylord | $2,153 | 4% |
| Gem | $2,218 | 7% |
| Geneseo | $2,075 | 0% |
| Geuda Springs | $2,034 | -2% |
| Girard | $2,016 | -3% |
| Glade | $2,174 | 5% |
| Glasco | $2,031 | -2% |
| Glen Elder | $2,059 | -1% |
| Goddard | $2,092 | 1% |
| Goessel | $1,938 | -7% |
| Goff | $1,961 | -6% |
| Goodland | $2,193 | 6% |
| Gorham | $2,088 | 1% |
| Gove | $2,210 | 6% |
| Grainfield | $2,219 | 7% |
| Grandview Plaza | $1,910 | -8% |
| Grantville | $2,045 | -2% |
| Great Bend | $2,155 | 4% |
| Greeley | $2,054 | -1% |
| Green | $1,999 | -4% |
| Greenleaf | $2,020 | -3% |
| Greensburg | $2,190 | 5% |
| Greenwich | $2,143 | 3% |
| Grenola | $2,097 | 1% |
| Gridley | $2,034 | -2% |
| Grinnell | $2,200 | 6% |
| Gypsum | $1,902 | -8% |
| Haddam | $2,041 | -2% |
| Halstead | $1,916 | -8% |
| Hamilton | $2,057 | -1% |
| Hanover | $2,026 | -2% |
| Hanston | $2,330 | 12% |
| Hardtner | $2,307 | 11% |
| Harper | $2,174 | 5% |
| Hartford | $2,035 | -2% |
| Harveyville | $1,936 | -7% |
| Havana | $2,076 | 0% |
| Haven | $2,045 | -2% |
| Havensville | $1,935 | -7% |
| Haviland | $2,157 | 4% |
| Hays | $1,988 | -4% |
| Haysville | $2,217 | 7% |
| Hazelton | $2,313 | 11% |
| Healy | $2,205 | 6% |
| Hepler | $2,043 | -2% |
| Herington | $1,944 | -6% |
| Herndon | $2,230 | 7% |
| Hesston | $1,897 | -9% |
| Hiawatha | $1,967 | -5% |
| Highland | $2,003 | -4% |
| Hill City | $2,252 | 8% |
| Hillsboro | $1,961 | -6% |
| Hillsdale | $1,990 | -4% |
| Hoisington | $2,157 | 4% |
| Holcomb | $2,321 | 12% |
| Hollenberg | $2,008 | -3% |
| Holton | $1,961 | -6% |
| Holyrood | $2,111 | 2% |
| Home | $1,974 | -5% |
| Hope | $1,947 | -6% |
| Horton | $1,983 | -5% |
| Howard | $2,084 | 0% |
| Hoxie | $2,205 | 6% |
| Hoyt | $1,962 | -6% |
| Hudson | $2,162 | 4% |
| Hugoton | $2,303 | 11% |
| Humboldt | $2,044 | -2% |
| Hunter | $2,042 | -2% |
| Hutchinson | $2,029 | -2% |
| Independence | $2,073 | 0% |
| Ingalls | $2,317 | 12% |
| Inman | $1,937 | -7% |
| Iola | $2,023 | -3% |
| Isabel | $2,210 | 6% |
| Iuka | $2,131 | 3% |
| Jamestown | $2,057 | -1% |
| Jennings | $2,216 | 7% |
| Jetmore | $2,360 | 14% |
| Jewell | $2,080 | 0% |
| Johnson City | $2,340 | 13% |
| Junction City | $1,910 | -8% |
| Kanopolis | $2,109 | 2% |
| Kanorado | $2,220 | 7% |
| Kansas City | $2,343 | 13% |
| Kechi | $2,180 | 5% |
| Kendall | $2,334 | 12% |
| Kensington | $2,164 | 4% |
| Kincaid | $2,079 | 0% |
| Kingman | $2,117 | 2% |
| Kinsley | $2,179 | 5% |
| Kiowa | $2,322 | 12% |
| Kirwin | $2,198 | 6% |
| Kismet | $2,331 | 12% |
| La Crosse | $2,154 | 4% |
| La Harpe | $2,042 | -2% |
| Lacygne | $2,056 | -1% |
| Lake City | $2,299 | 11% |
| Lake Quivira | $1,981 | -5% |
| Lakin | $2,309 | 11% |
| Lamont | $2,036 | -2% |
| Lancaster | $2,001 | -4% |
| Lane | $2,024 | -3% |
| Lansing | $2,020 | -3% |
| Larned | $2,180 | 5% |
| Latham | $2,128 | 2% |
| Lawrence | $1,906 | -8% |
| Le Roy | $2,038 | -2% |
| Leavenworth | $2,066 | -1% |
| Leawood | $1,974 | -5% |
| Lebanon | $2,184 | 5% |
| Lebo | $2,009 | -3% |
| Lecompton | $1,911 | -8% |
| Lehigh | $1,936 | -7% |
| Lenexa | $1,949 | -6% |
| Lenora | $2,230 | 7% |
| Leon | $2,101 | 1% |
| Leonardville | $1,951 | -6% |
| Leoti | $2,208 | 6% |
| Levant | $2,186 | 5% |
| Lewis | $2,186 | 5% |
| Liberal | $2,289 | 10% |
| Liberty | $2,079 | 0% |
| Liebenthal | $2,150 | 4% |
| Lincoln | $2,006 | -3% |
| Lincoln Center | $2,008 | -3% |
| Lincolnville | $1,985 | -4% |
| Lindsborg | $1,898 | -9% |
| Linn | $2,031 | -2% |
| Linwood | $2,049 | -1% |
| Little River | $2,107 | 1% |
| Logan | $2,238 | 8% |
| Long Island | $2,229 | 7% |
| Longford | $2,002 | -4% |
| Longton | $2,076 | 0% |
| Lorraine | $2,101 | 1% |
| Lost Springs | $1,961 | -6% |
| Louisburg | $1,972 | -5% |
| Lucas | $2,108 | 1% |
| Ludell | $2,216 | 7% |
| Luray | $2,101 | 1% |
| Lyndon | $2,014 | -3% |
| Lyons | $2,103 | 1% |
| Macksville | $2,172 | 5% |
| Madison | $2,064 | -1% |
| Mahaska | $2,034 | -2% |
| Maize | $2,106 | 1% |
| Manhattan | $1,856 | -11% |
| Mankato | $2,080 | 0% |
| Manter | $2,248 | 8% |
| Maple City | $2,085 | 0% |
| Maple Hill | $1,975 | -5% |
| Mapleton | $2,057 | -1% |
| Marienthal | $2,230 | 7% |
| Marion | $1,950 | -6% |
| Marquette | $1,980 | -5% |
| Marysville | $1,979 | -5% |
| Matfield Green | $2,025 | -3% |
| Mayetta | $1,961 | -6% |
| Mayfield | $2,067 | -1% |
| Mc Cracken | $2,155 | 4% |
| Mc Cune | $2,037 | -2% |
| Mc Donald | $2,224 | 7% |
| Mc Farland | $1,953 | -6% |
| Mc Louth | $2,037 | -2% |
| McConnell AFB | $2,174 | 5% |
| McPherson | $1,912 | -8% |
| Meade | $2,324 | 12% |
| Medicine Lodge | $2,319 | 12% |
| Melvern | $2,036 | -2% |
| Meriden | $1,993 | -4% |
| Merriam | $1,991 | -4% |
| Milan | $2,074 | 0% |
| Milford | $1,898 | -9% |
| Milton | $2,042 | -2% |
| Miltonvale | $2,021 | -3% |
| Minneapolis | $1,995 | -4% |
| Minneola | $2,325 | 12% |
| Mission | $2,008 | -3% |
| Mission Hills | $2,006 | -3% |
| Moline | $2,103 | 1% |
| Montezuma | $2,317 | 12% |
| Monument | $2,193 | 6% |
| Moran | $2,060 | -1% |
| Morganville | $2,009 | -3% |
| Morland | $2,198 | 6% |
| Morrill | $1,947 | -6% |
| Morrowville | $2,031 | -2% |
| Moscow | $2,323 | 12% |
| Mound City | $2,075 | 0% |
| Mound Valley | $2,072 | 0% |
| Moundridge | $1,925 | -7% |
| Mount Hope | $2,062 | -1% |
| Mulberry | $2,037 | -2% |
| Mullinville | $2,144 | 3% |
| Mulvane | $2,087 | 0% |
| Munden | $2,050 | -1% |
| Murdock | $2,113 | 2% |
| Muscotah | $1,997 | -4% |
| Narka | $2,017 | -3% |
| Nashville | $2,096 | 1% |
| Natoma | $2,080 | 0% |
| Neal | $2,055 | -1% |
| Nekoma | $2,174 | 5% |
| Neodesha | $2,052 | -1% |
| Neosho Falls | $2,001 | -4% |
| Neosho Rapids | $1,987 | -4% |
| Ness City | $2,230 | 7% |
| Netawaka | $1,937 | -7% |
| New Cambria | $1,907 | -8% |
| New Century | $1,927 | -7% |
| Newton | $1,907 | -8% |
| Nickerson | $2,049 | -1% |
| Niotaze | $2,073 | 0% |
| Norcatur | $2,220 | 7% |
| North Newton | $1,883 | -9% |
| Norton | $2,291 | 10% |
| Nortonville | $2,050 | -1% |
| Norway | $2,027 | -2% |
| Norwich | $2,140 | 3% |
| Oaklawn-Sunview | $2,225 | 7% |
| Oakley | $2,146 | 3% |
| Oberlin | $2,223 | 7% |
| Offerle | $2,127 | 2% |
| Ogallah | $2,237 | 8% |
| Ogden | $1,899 | -9% |
| Oketo | $1,964 | -5% |
| Olathe | $1,946 | -6% |
| Olmitz | $2,118 | 2% |
| Olpe | $1,967 | -5% |
| Olsburg | $1,938 | -7% |
| Onaga | $1,966 | -5% |
| Oneida | $1,963 | -5% |
| Opolis | $2,006 | -3% |
| Osage City | $2,008 | -3% |
| Osawatomie | $1,997 | -4% |
| Osborne | $2,098 | 1% |
| Oskaloosa | $2,055 | -1% |
| Oswego | $2,053 | -1% |
| Otis | $2,171 | 5% |
| Ottawa | $2,028 | -2% |
| Overbrook | $1,969 | -5% |
| Overland Park | $1,969 | -5% |
| Oxford | $2,038 | -2% |
| Ozawkie | $2,043 | -2% |
| Palco | $2,200 | 6% |
| Palmer | $2,009 | -3% |
| Paola | $1,987 | -4% |
| Paradise | $2,100 | 1% |
| Park | $2,198 | 6% |
| Park City | $2,157 | 4% |
| Parker | $2,057 | -1% |
| Parkerfield | $2,024 | -3% |
| Parsons | $2,052 | -1% |
| Partridge | $2,078 | 0% |
| Pawnee Rock | $2,148 | 3% |
| Paxico | $1,954 | -6% |
| Peabody | $1,947 | -6% |
| Peck | $2,085 | 0% |
| Penokee | $2,222 | 7% |
| Perry | $1,994 | -4% |
| Peru | $2,055 | -1% |
| Pfeifer | $2,035 | -2% |
| Phillipsburg | $2,210 | 6% |
| Piedmont | $2,081 | 0% |
| Pierceville | $2,327 | 12% |
| Piqua | $2,040 | -2% |
| Pittsburg | $1,999 | -4% |
| Plains | $2,309 | 11% |
| Plainville | $2,181 | 5% |
| Pleasanton | $2,057 | -1% |
| Plevna | $2,082 | 0% |
| Pomona | $2,046 | -2% |
| Portis | $2,070 | 0% |
| Potwin | $2,070 | 0% |
| Powhattan | $1,949 | -6% |
| Prairie View | $2,190 | 5% |
| Prairie Village | $1,994 | -4% |
| Pratt | $2,092 | 1% |
| Prescott | $2,059 | -1% |
| Pretty Prairie | $2,083 | 0% |
| Princeton | $2,034 | -2% |
| Protection | $2,347 | 13% |
| Quenemo | $2,034 | -2% |
| Quinter | $2,216 | 7% |
| Ramona | $1,968 | -5% |
| Randall | $2,063 | -1% |
| Randolph | $1,932 | -7% |
| Ransom | $2,241 | 8% |
| Rantoul | $2,033 | -2% |
| Raymond | $2,123 | 2% |
| Reading | $1,943 | -6% |
| Redfield | $2,029 | -2% |
| Republic | $2,047 | -1% |
| Rexford | $2,196 | 6% |
| Richfield | $2,348 | 13% |
| Richmond | $2,040 | -2% |
| Riley | $1,913 | -8% |
| Riverton | $2,046 | -2% |
| Robinson | $1,950 | -6% |
| Rock | $2,053 | -1% |
| Roeland Park | $2,045 | -2% |
| Rolla | $2,351 | 13% |
| Rosalia | $2,076 | 0% |
| Rose Hill | $2,097 | 1% |
| Rossville | $1,911 | -8% |
| Roxbury | $1,929 | -7% |
| Rozel | $2,191 | 5% |
| Rush Center | $2,179 | 5% |
| Russell | $2,053 | -1% |
| Sabetha | $1,938 | -7% |
| Salina | $1,827 | -12% |
| Satanta | $2,294 | 10% |
| Savonburg | $2,043 | -2% |
| Sawyer | $2,147 | 3% |
| Scammon | $2,055 | -1% |
| Scandia | $2,050 | -1% |
| Schoenchen | $1,987 | -4% |
| Scott City | $2,206 | 6% |
| Scranton | $2,001 | -4% |
| Sedan | $2,079 | 0% |
| Sedgwick | $1,971 | -5% |
| Selden | $2,232 | 7% |
| Seneca | $1,947 | -6% |
| Severy | $2,073 | 0% |
| Sharon | $2,314 | 11% |
| Sharon Springs | $2,246 | 8% |
| Shawnee | $1,969 | -5% |
| Silver Lake | $1,929 | -7% |
| Simpson | $2,033 | -2% |
| Smith Center | $2,159 | 4% |
| Soldier | $1,948 | -6% |
| Solomon | $1,954 | -6% |
| South Haven | $2,046 | -2% |
| South Hutchinson | $2,058 | -1% |
| Spearville | $2,346 | 13% |
| Spivey | $2,101 | 1% |
| Spring Hill | $1,941 | -7% |
| St. Francis | $2,240 | 8% |
| St. George | $1,888 | -9% |
| St. John | $2,183 | 5% |
| St. Marys | $1,914 | -8% |
| St. Paul | $2,046 | -2% |
| Stafford | $2,161 | 4% |
| Stark | $2,049 | -1% |
| Sterling | $2,096 | 1% |
| Stilwell | $1,957 | -6% |
| Stockton | $2,197 | 6% |
| Strong City | $2,027 | -2% |
| Sublette | $2,302 | 11% |
| Summerfield | $1,973 | -5% |
| Sun City | $2,306 | 11% |
| Sylvan Grove | $2,020 | -3% |
| Sylvia | $2,116 | 2% |
| Syracuse | $2,319 | 12% |
| Talmage | $1,994 | -4% |
| Tampa | $1,971 | -5% |
| Tecumseh | $1,977 | -5% |
| Tescott | $1,934 | -7% |
| Thayer | $2,054 | -1% |
| Tipton | $2,060 | -1% |
| Tonganoxie | $2,040 | -2% |
| Topeka | $1,981 | -5% |
| Toronto | $2,053 | -1% |
| Towanda | $2,091 | 1% |
| Treece | $2,075 | 0% |
| Tribune | $2,215 | 7% |
| Troy | $2,030 | -2% |
| Turon | $2,105 | 1% |
| Tyro | $2,085 | 0% |
| Udall | $2,043 | -2% |
| Ulysses | $2,304 | 11% |
| Uniontown | $2,047 | -1% |
| Utica | $2,215 | 7% |
| Valley Center | $2,115 | 2% |
| Valley Falls | $2,044 | -2% |
| Vassar | $2,005 | -3% |
| Vermillion | $1,952 | -6% |
| Victoria | $2,017 | -3% |
| Viola | $2,102 | 1% |
| Virgil | $2,055 | -1% |
| Wakarusa | $1,943 | -6% |
| Wakeeney | $2,224 | 7% |
| Wakefield | $1,961 | -6% |
| Waldo | $2,104 | 1% |
| Waldron | $2,205 | 6% |
| Walker | $2,031 | -2% |
| Wallace | $2,210 | 6% |
| Walnut | $2,048 | -1% |
| Walton | $1,916 | -8% |
| Wamego | $1,889 | -9% |
| Washington | $2,015 | -3% |
| Waterville | $2,015 | -3% |
| Wathena | $2,009 | -3% |
| Waverly | $2,049 | -1% |
| Webber | $2,074 | 0% |
| Weir | $2,040 | -2% |
| Welda | $2,047 | -1% |
| Wellington | $2,045 | -2% |
| Wellsville | $1,999 | -4% |
| Weskan | $2,206 | 6% |
| West Mineral | $2,064 | -1% |
| Westmoreland | $1,944 | -6% |
| Westphalia | $2,021 | -3% |
| Westwood | $2,049 | -1% |
| Westwood Hills | $2,055 | -1% |
| Wetmore | $1,969 | -5% |
| White City | $1,933 | -7% |
| White Cloud | $2,003 | -4% |
| Whitewater | $2,016 | -3% |
| Whiting | $1,941 | -7% |
| Wichita | $2,206 | 6% |
| Williamsburg | $2,040 | -2% |
| Wilmore | $2,338 | 13% |
| Wilsey | $1,941 | -7% |
| Wilson | $2,110 | 2% |
| Winchester | $2,063 | -1% |
| Windom | $1,962 | -6% |
| Winfield | $2,058 | -1% |
| Winona | $2,208 | 6% |
| Woodbine | $1,942 | -7% |
| Woodston | $2,186 | 5% |
| Wright | $2,349 | 13% |
| Yates Center | $2,051 | -1% |
| Zenda | $2,119 | 2% |
Minimum coverage for car insurance in Kansas
Kansas drivers are required to carry at least 25/50/20 car insurance limits:
- $25,000 of bodily injury liability coverage per person
- $50,000 of bodily injury liability coverage per accident
- $25,000 of property damage coverage
Kansas also requires these car insurance coverage types and limits:
- Personal injury protection (PIP) including:
- $4,500 for medical expenses per person
- $900 a month for one year of disability/loss of income benefits
- $25 a day for one year of substitution benefits
- $2,000 for funeral, burial or cremation expenses
- $25,000 uninsured/underinsured motorist coverage per person
- $50,000 uninsured/underinsured motorist coverage per accident
Car insurance laws in Kansas
You are not required by law to have full-coverage car insurance in Kansas. But if you financed your car, your lender will probably require it.
If your drivers license is suspended in Kansas for a DUI or similar offense, you are required to file an SR-22 to reinstate it. An SR-22 proves you have at least the minimum amount of car insurance the state requires.
Frequently asked questions
The average cost for full-coverage car insurance in Kansas is $2,098 a year, or $175 a month. Liability-only car insurance costs $682 a year, or $57 a month, on average.
Kansas is a no-fault car insurance state.This means you can file for medical expenses with your own car insurance company after an accident, no matter who caused it.