The Amex EveryDay® Credit Card from American Express is a $0 annual fee card that primarily benefits grocery shoppers. Cardholders earn 2x points at U.S. supermarkets, on up to $6,000 per year in purchases (then 1x), and 1x points on other purchases.

That said — if you don’t frequently spend at U.S. supermarkets, you may be better off with a rewards card that offers an elevated rate in other popular spending categories, such as gas stations, dining or travel.

We review the pros and cons of The Amex EveryDay® Credit Card from American Express and show how it compares to the Blue Cash Everyday^® Card from American Express, which also offers rewards at U.S. supermarkets.

• Welcome offer

  New card members can earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.

  Membership Rewards® points can be redeemed for rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. You can easily pay with points at Ticketmaster.com and Amazon.com. Also, you can transfer points to a selection of frequent traveler programs— but be aware: For each conversion of points into the frequent flyer program of a U.S. airline, there’s a fee of $0.0006 per point, with a maximum fee of $99, will be charged to your account.

• Rewards rate

  The Amex EveryDay® Credit Card from American Express rewards grocery shoppers by offering 2x points at U.S. supermarkets, on up to $6,000 per year in purchases (then 1x), and 1x points on other purchases.

  Additionally, if you make 20 or more purchases with your card in a billing period, you’ll earn 20% more points on those purchases, less returns and credits.

• Intro APR on purchases

  If you want to finance a large purchase and pay it off interest-free for more than a year, you can do so with The Amex EveryDay® Credit Card from American Express. The card comes with an intro APR of 0% introductory APR for the first 15 months from the date of account opening. on purchases. After that, a regular APR of 14.49% to 25.49% variable applies.

• Annual fee

  The Amex EveryDay® Credit Card from American Express charges a $0 annual fee.

• Modest rewards rate on general purchases

  Although The Amex EveryDay® Credit Card from American Express offers a decent rewards rate at U.S. supermarkets up to the yearly max, all other purchases only earn 1 point per dollar spent.

• Foreign transaction fees

  If you use The Amex EveryDay® Credit Card from American Express to make purchases outside of the U.S, you will be subject to foreign transaction fees of 2.7% of each transaction after conversion to U.S. dollars.

Compare it to the Blue Cash Everyday^® Card from American Express

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Blue Cash Everyday^® Card from American Express

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Rates & Fees

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Blue Cash Everyday^® Card from American Express

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Intro Purchase APR 0% on purchases for 15 months

Regular Purchase APR 15.49%-25.49% Variable

Annual Fee $0

Rewards Rate 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations. 1% cash back on other purchases. Terms apply.… Read More

Highlights

• Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
• Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
• Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%.
• 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
• 2% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.
• Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
• No annual fee.
• Terms Apply.

Typical Credit Needed

720 850

Show Detailsfor Citi Double Cash Card

The Amex EveryDay® Credit Card from American Express and the Blue Cash Everyday^® Card from American Express may sound similar, but they differ in a few key ways.

For example, both cards offer rewards at U.S. supermarkets; however, the Blue Cash Everyday^® Card from American Express offers cash back instead of points.

Additionally, the Blue Cash Everyday^® Card from American Express offers a slightly higher rewards rate at U.S. supermarkets, as well as an elevated rate at gas stations and department stores located in the U.S.

Blue Cash Everyday^® Card from American Express members earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations. 1% cash back on other purchases. Terms apply.

The Blue Cash Everyday^® Card from American Express also comes with the following welcome offer: earn a $200 statement credit after you spend $2,000 in purchases on your new card within the first 6 months.

To see the rates and fees for the Blue Cash Everyday^® Card from American Express, please click here.

Overall, The Amex EveryDay® Credit Card from American Express is a modest rewards card, since you can get a higher rewards rate for supermarket and everyday spending with other cards. Just know, making at least 20 purchases in a billing period can raise your points earning and make this card a good option for supermarket purchases.

But if you’re looking for a generous intro APR period to finance a large purchase for a $0 annual fee, then the The Amex EveryDay® Credit Card from American Express can help you save on interest charges for more than a year.

To see rates & fees for the Blue Cash Preferred^® Card from American Express please click here.