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How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
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JetBlue Card Review

LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.
2.9
JetBlue Card
Rewards
3X points on JetBlue purchases, 2X on restaurants & grocery stores
Sign-up Bonus
10,000 points after spending $1,000 in the first 90 days
Flexible Redemptions
No blackout dates & points don't expire
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It was not reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Our take: If you want to earn rewards to use toward future travel on JetBlue Airways — but don’t fly enough to justify paying an annual fee — the JetBlue Card is a solid choice. Just know, you won’t have access to common airline benefits that typically come with airline cards that charge annual fees, like free checked bags and annual credits.

Is the JetBlue Card worth it?

If you’re in the market for a good entry-level airline rewards card, the JetBlue Card is definitely worth it. The card gets you 3X points on JetBlue purchases and accelerated rewards on restaurant and grocery store purchases. It also offers 50% savings on eligible JetBlue in-flight purchases — all for a $0 annual fee.

That said, the card has a mediocre sign-up bonus and doesn’t offer common travel benefits provided by many other airline rewards cards, like free checked bags.

But if you fly JetBlue more frequently (more than twice per year), you may want to consider the JetBlue Plus Card instead. Although the card charges a $99 annual fee, it comes with a more valuable sign-up bonus, a higher rewards rate on JetBlue purchases and more robust benefits — which can easily cancel out its annual fee.

Quick facts

    • Earn 10,000 bonus points after you spend $1,000 on purchases in the first 90 days
    • Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
    • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
    • Points awarded in your TrueBlue account don't expire
    • Earn and share points together with Family Pooling
    • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
    • No foreign transaction fees
    • Chip technology & $0 Fraud Liability protection
  • Recommended Credit
    Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
  • 660 720 850
    Good/Excellent
  • Ability to earn toward Mosaic status with every purchase
  • 50% savings on eligible in-flight food and drink purchases on JetBlue-operated flights
  • foreign transaction fees

Intro Purchase APR

N/A

Regular Purchase APR

21.24% - 29.99% variable

Intro BT APR

0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening.

Regular BT APR

21.24% - 29.99% variable

Annual Fee

$0

Cash Advance Fee

The greater of $10 or 5% of the transfer

Foreign Transaction Fee

0%

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Pros and cons

  • $0 annual fee
  • 3X points on JetBlue purchases
  • Accelerated rewards at restaurants and grocery stores
  • 50% savings on eligible JetBlue in-flight purchases
  • Ability to pool your points with family and friends
  • Intro APR on balance transfers
  • Lackluster sign-up bonus
  • No free checked bags
  • Few airline perks
  • No anniversary bonus
  • No intro APR on purchases

How to earn points with the JetBlue Card

  • Sign-up bonus

    The JetBlue Card lets you earn 10,000 bonus points after making $1,000 in purchases within 90 days of account opening.

    While this sign-up bonus is low compared to the top travel rewards cards currently available, it’s on par for airline cards that don’t charge annual fees. In fact, you may be able to squeeze a cheap domestic plane ticket out of it. For example, we found a one-way nonstop Blue flight from New York (JFK) to Los Angeles (LAX) for 8,700 JetBlue points.

    What’s the sign-up bonus worth? Around $130 in JetBlue airfare

    Who’s eligible to earn this offer? To qualify, you must live in the United States. You may not be eligible if you already have a JetBlue Card or had one in the past.

  • Rewards on every purchase

    With the JetBlue Card, you’ll earn 3x points on eligible JetBlue purchases, 2x points at restaurants and grocery stores and 1x points on all other purchases. This is a competitive earning rate, particularly for a $0-annual-fee travel card.

    What purchases qualify for elevated points?

    JetBlue purchases include tickets, goods and services purchased directly from JetBlue. Note, however, car rentals and hotel reservations purchased outside of a JetBlue Vacations package and the purchase TrueBlue points do not qualify.

    The restaurant category includes goods and services purchased directly at restaurants, bars and fast food establishments.

    The grocery store category includes eligible purchases made at grocery stores and supermarkets. However, purchases made at large warehouse-type stores, like Target, Walmart or Costco, typically will not qualify for this category.

What are JetBlue points worth?

JetBlue points can be redeemed for any JetBlue-operated flight or flight plus hotel package. We peg the value of JetBlue points at an average of 1.3 cents per point, which is in line with the value of the average airline mile.

How to redeem JetBlue Card points

Booking a JetBlue ticket with your rewards is pretty easy: You simply start a flight search at JetBlue.com or on the mobile app. Choose the option to use TrueBlue points, and then select “search flights.” The cost of JetBlue award flights will depend on the type of fare, the route, the time of year and whether you’re flying coach or first class. You can find tickets ranging in cost from less than 10,000 JetBlue points all the way up to over 100,000 JetBlue points.

There are different types of fares to choose from, and each offers different benefits. However, you cannot redeem TrueBlue points for Blue Basic fare or for a Blue Basic advance seat select fee. Here are the main differences among the different types of fares:

Types of JetBlue fares

Fare optionsWhat's includedPotential fees
Blue Basic'
  • 0 carry-on bags*
  • 0 checked bags included
  • Final boarding
'
  • Changes cost $100 to $200
  • $75 same-day switch
Blue
  • 1 carry-on bag
  • 0 checked bags* included
  • General boarding
  • No-fee changes
  • $75 same-day switch
Blue Plus'
  • 1 carry-on bag
  • 1 checked bag included
  • General boarding
'
  • No-fee changes
  • Free same-day switch
Blue Extra'
  • 1 carry-on bag
  • 0 checked bags* included
  • Early boarding
'
  • No-fee changes
  • $75 same-day switch
Mint'
  • 1 carry-on bag
  • 2 checked bags included
  • Early boarding
'
  • No-fee changes
  • $75 same-day switch

*1 bag allowed on flights to/from London, Paris and Amsterdam

Examples of JetBlue redemptions that would offer good value include:

  • Take a Caribbean vacation – We found a round-trip ticket from New York to Antigua for a weeklong escape in March 2024 for just under 27,000 JetBlue points.
  • Go on a foodie tour of Peru – If you’re into gastronomic getaways, we found a round-trip ticket for a two-week trip to Lima for around 37,000 JetBlue points in November 2023.
  • Take your Valentine to Europe – Go to Paris in the offseason for as little as 46,200 JetBlue points for each roundtrip ticket in February 2024.

There are plenty of good values to be had on JetBlue — for both domestic and international flights — so it’s not hard to maximize your JetBlue points.

Other JetBlue Card benefits

  • 50% in-flight savings

    Get half off in-flight food and drink purchases as a credit on your account, which you’ll receive four to six weeks after the purchase is posted. In-flight purchases eligible for the discount include meals, beer, wine and cocktails on JetBlue-operated flights. However, you won’t receive the discount on other in-flight items, such as earbuds, pillows or seat upgrades.

  • Points pooling

    Points Pooling is a free program from JetBlue that lets you form a group of up to seven TrueBlue members. All the members’ points automatically go into one big pool, then the person designated as the “pool leader” can then choose anyone in the group to redeem JetBlue points in the pool.

  • Intro APR on balance transfers

    The JetBlue Card offers a 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening. (after which an APR of 21.24% - 29.99% variable applies). This allows you to pay down high-interest credit card debt faster and to pay less interest overall while also reaping the other benefits of an airline credit card.

  • No foreign transaction fees

    The JetBlue Card doesn’t charge any foreign transaction fees, which makes it a good choice to use for international travel. A foreign transaction fee (FX fee) is a surcharge (typically, up to 3%) that some cards tack onto purchases made outside of the United States.

JetBlue Card vs. JetBlue Plus Card

| Disclosures
JetBlue Plus Card*
JetBlue Plus Card
Learn More
on Barclays's secure site
N/A
21.24% - 29.99% Variable
$99
Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and
  • Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
  • Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
  • 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
  • Enjoy all TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
  • Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
720 850
Excellent
*The information related to the JetBlue Plus Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.


The JetBlue Plus Card provides double the rate of rewards on JetBlue purchases — Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all other purchases. It also offers better airline benefits, like a free first checked bag. If you fly JetBlue often, these additional benefits can easily justify the annual fee.

JetBlue Card vs. Southwest Rapid Rewards® Premier Credit Card

| Disclosures
Southwest Rapid Rewards® Premier Credit Card*
Southwest Rapid Rewards® Premier Credit Card
Learn More
on Chase's secure site
N/A
21.49% - 28.49% Variable
$99
Receive 6,000 anniversary points each year. Enjoy benefits including 3X points on
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • No foreign transaction fees.
  • Member FDIC
720 850
Excellent
*The information related to the Southwest Rapid Rewards® Premier Credit Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.


The Southwest Rapid Rewards® Premier Credit Card charges an annual fee and has a significantly lower rewards earning rate than the JetBlue Card. The higher welcome bonus is nice, but the annual fee, low earnings rate and sparse benefits make the JetBlue Card the superior option, especially for loyal JetBlue travelers.

JetBlue Card vs. Chase Sapphire Preferred® Card

| Disclosures
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
apply-now-icon Apply Now
on Chase's secure site
N/A
21.49%–28.49% variable
$95
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x o
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
720 850
Excellent

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.


The Chase Sapphire Preferred® Card is one of the best general purpose travel credit cards available, and it soundly beats the JetBlue Card in terms of benefits, flexibility and rewards. You’ll enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. These points are far more valuable than JetBlue points — you can transfer them to your JetBlue loyalty account, along with a handful of other airline loyalty programs.

Is the JetBlue Card right for you?

If you’re loyal to JetBlue Airways, the JetBlue Card offers a great opportunity to earn rewards that can be redeemed for free travel without paying an annual fee. But if you fly JetBlue more than twice a year, you may want to consider the JetBlue Plus Card, which offers more perks, including free checked bags. The annual fee can easily be canceled out by the extra rewards and benefits you’ll receive if you spend enough on JetBlue each year.

Still, many travelers may find more value in the Chase Sapphire Preferred® Card or another top general purpose travel credit card. As long as you’re going to pay an annual fee, you may be better served by the added flexibility, the ability to maximize rewards through a large number of transfer partners and the available travel insurance benefits.

Frequently asked questions

Unlike the JetBlue Plus Card, the JetBlue Card doesn’t let you check your first bag for free.

No, the JetBlue Card charges in foreign transaction fees. This means you won’t incur additional charges if you use the card to make purchases outside of the U.S.

The JetBlue Card is issued by Barclays Bank Delaware.

You can use your JetBlue Card everywhere Mastercard is accepted.

You can earn Mosaic status from your JetBlue Card spending, JetBlue travel spending or a combination of both. You’ll earn 1 tile for every $1,000 spent on your JetBlue Card, and 1 tile for every $100 spent on JetBlue travel. Note, 50 tiles get you to Mosaic 1 status, and 250 tiles get you Mosaic 4 status.

The information related to JetBlue Plus Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.

The information related to the JetBlue Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.