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How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
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American Express Disclosure
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American Express Disclosure

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JetBlue Plus Card Review

Updated on:
Content was accurate at the time of publication.
LendingTree's Review

How LendingTree Rates Credit Cards?

Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.
3.4
JetBlue Plus Card
Bonus Points
6X points on JetBlue purchases, 2X on restaurants & grocery stores*
Sign Up Bonus
Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
Flexible Redemptions
No blackout dates & points don't expire*
We receive commissions from our advertising partners. These commissions do not influence our recommendations. Click here to learn more.

Key takeaway

The JetBlue Plus Card is a great choice for frequent JetBlue flyers who value airline benefits. There’s an excellent rewards rate and easy-to-earn sign-up bonus. And while this card comes with a $99 annual fee, it’s low compared to many airline credit cards.

Pros and cons

  • Attainable sign-up bonus
  • Solid earning rate
  • 0% foreign transaction fees
  • Intro APR on balance transfers
  • Free checked bag
  • Anniversary points
  • $99 annual fee
  • Limited redemption options
  • No intro APR on purchases
  • Requires excellent credit

Is the JetBlue Plus Card worth it?

Overall first year value: $1,029*
First year rewards value: $929*
Ongoing value: $389*
*Based on LendingTree’s value methodology

 

For travelers who regularly fly with JetBlue, the JetBlue Plus Card can be worth it. In addition to a valuable sign-up bonus and strong earning rate, you’ll get free checked bags, in-flight savings and points pooling with friends and family. You’ll also enjoy other benefits like 5,000 bonus points after each account anniversary.

This card charges a 0% foreign transaction fee, which makes it more traveler-friendly if you take international trips. There is a $99 annual fee to own the card, but that’s moderate compared to what many other airline credit cards charge.

Quick facts

  • Annual fee: $99
  • Sign-up bonus: Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
  • Rewards: Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all other purchases.
  • Regular purchase APR: 20.49% - 29.99% Variable
  • Balance transfer APR: 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening Then, an APR of 20.49% - 29.99% Variable applies.
  • Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Foreign transaction fee: 0%
  • Other benefits: Earn mosaic status faster, No blackout dates, Free first checked bag, 50% in-flight savings, Get 10% of your points back when you redeem, Earn and share points with family and friends, 5,000 point anniversary bonus, $100 annual statement credit, Points Payback and $0 fraud liability protection.
  • Credit needed: Excellent

Sign-up bonus

The JetBlue Plus Card offers new cardholders an attainable and valuable sign-up bonus. Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.

That breaks down to about $333 in credit card spend per month — this can be doable for many, especially if you tend to charge a lot of your regular expenses each month. JetBlue TrueBlue points are worth around 1.2 cents each, making this sign-up bonus worth around $600.

According to a recent LendingTree survey, the average sign-up bonus for airline credit cards is 55,867 points.The sign-up bonus on the JetBlue Plus Card falls near this average and is similar to offers on other co-branded airline credit cards like the AAdvantage® Aviator® Red World Elite Mastercard® or the United℠ Explorer Card.

Should you apply now? While 50,000 points is substantial, this card has had sign-up bonuses recently as high as 60,000 and 70,000 points.

Earning rewards

The JetBlue Plus Card offers an impressive rewards rate. Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all other purchases.

Many co-branded airline credit cards limit spending categories and only give accelerated points for purchases made with a specific airline. With the JetBlue Plus Card, you’ll get 2x points at restaurants and groceries on top of 6x points on JetBlue purchases.

These earning categories are not only great for frequent JetBlue flyers, but they’re also ideal for everyday spending, making this card useful for day-to-day purchases.

Redeeming rewards

The JetBlue rewards program is pretty straightforward — you’ll get the same value per point for most award flights, making it a good choice for those who prefer simple rewards. We rank JetBlue points as one of the most usable among airline rewards programs because:

  • Points don’t expire as long as your account is open
  • There’s no cap on the amount you can earn
  • There are no blackout dates when you redeem points for JetBlue flights
Usability overall score = 4.1 out of 5 (Excellent)
Miles expiration5 out of 5
Flight network2.5 out of 5
Award availability5 out of 5
Ease of booking4 out of 5
Complexity4.5 out of 5

JetBlue TrueBlue points have a value of around 1.2 cents per point. While this a decent value, there are airline programs that offer a higher value.

For example, American Airlines AAdvantage miles are worth around 1.8 cents each, Southwest Airlines miles are worth around 1.4 cents each and United Airlines MileagePlus miles are worth around 1.3 cents each.

Redemption options are somewhat limited compared to other airline programs. Cardholders are restricted to redeeming their points for flights on JetBlue or vacation packages through JetBlue Vacations. You’re also able to earn JetBlue points when you purchase flights with select partner airlines. However, of the available partners, you can only redeem JetBlue points for flights on Hawaiian Airlines.

Programs like Chase Travel allow the flexibility to transfer your points to 14 travel partners at a much more valuable rate.

Intro APR for balance transfers

The JetBlue Plus Card offers a 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening After that, the balance transfer APR is 20.49% - 29.99% Variable.

There’s a high balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater. So while you can temporarily avoid paying interest on transferred balances, you’ll want to make sure you can pay off the balance before the introductory period ends.

If you’re looking for a balance transfer credit card, this is a decent option — but it’s not the longest intro balance intro APR we’ve found. Balance transfer credit cards typically offer an intro period between six and 21 months. If you don’t think you can pay your balance within 12 months choose a card with a longer intro period.

There’s also no intro APR on purchases with this card. So if you’re looking to use your credit card to finance a large purchase, choose a card with a 0% intro period.

Other JetBlue Plus Card benefits

The JetBlue Plus Card comes with a decent list of travel benefits for JetBlue loyalists including free checked bags, 50% in-flight savings and the chance to qualify for Mosaic status. Still, it’s lacking in general travel benefits. For example, you won’t get the same travel protections that you can find on cards like the Chase Sapphire Preferred® Card.

It also falls short on statement credits and anniversary bonus points. You’ll get 5,000 bonus points each year and a $100 statement credit that can only be used for JetBlue Vacations. In comparison, the American Express® Gold Card offers more than $500 in perks and credits each year.

  • Mosaic benefits: Qualify for JetBlue Mosaic status when you spend $50,000 or more in a calendar year. Perks include:15,000 bonus TrueBlue points, an extra 3 TrueBlue points per dollar spent on JetBlue flights (on top of the points you already earn as a TrueBlue member), early boarding, first two checked bags free for you and eligible companions, free in-flight wine, beer and liquor, free same-day switches and priority security.
  • Free checked bag: Free checked bag for you and up to three companions on the same reservation when you use your JetBlue Plus Card to purchase flights.
  • Anniversary bonus: Earn 5,000 bonus points each year on your card anniversary, worth around $60 in JetBlue airfare.
  • 50% in-flight savings: 50% discount on eligible in-flight food and drink purchases.
  • Annual $100 statement credit for JetBlue Vacations: Receive a $100 statement credit each year when you purchase a JetBlue Vacations package of at least $100.
  • $0 fraud liability: You won’t be held responsible for fraudulent charges made on your card.
  • Points Payback: Redeem points for statement credits, up to $1,000 annually.
  • Get 10% of your points back when you redeem them for JetBlue flights.

JetBlue Plus Card vs. JetBlue Card

| Disclosures
JetBlue Card*
JetBlue Card
N/A
20.49% - 29.99% variable
$0
Earn 3x points on eligible JetBlue purchases, 2x points at restaurants and
  • Earn 10,000 bonus points after you spend $1,000 on purchases in the first 90 days
  • Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
  • Points awarded in your TrueBlue account don't expire
  • Earn and share points together with Family Pooling
  • 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
  • No foreign transaction fees
  • Chip technology & $0 Fraud Liability protection
660 720 850
Good / Excellent
*The information related to the JetBlue Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

LendingTree Verdict Verdict: A good alternative if you don’t want to pay an annual fee

If you’re a frequent JetBlue flyer but don’t want to pay an annual fee, the JetBlue Card may be a better card for you. This card offers a slightly lower earning rate on JetBlue purchases, but the same rate at restaurants and grocery stores. And though you won’t get as many JetBlue benefits as you would with the JetBlue Plus Card, the JetBlue Card does offers a few, including 50% in-flight savings.

Unlike the JetBlue Plus Card, it doesn’t offer free checked bags. If you’re able to pay an annual fee, this benefit by itself could easily make the JetBlue Plus Card worth it.

JetBlue Plus Card vs. Chase Sapphire Preferred® Card

| Disclosures
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
apply-now-icon Apply Now
on Chase's secure site
N/A
20.74% - 27.74% Variable
$95
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC
720 850
Excellent

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

LendingTree Verdict Verdict: A top choice for a general travel credit card with high flat-rate rewards

The Chase Sapphire Preferred® Card is one of the best travel rewards cards you can find. It’s a better choice than the JetBlue Plus Card, as you’ll get a higher value for points and have more redemption options for a similar annual fee.

You can redeem points for cash, statement credits, gift cards and travel. Points are worth 25% more when you redeem for travel through Chase TravelSM. Plus, you can transfer points to Chase travel partners at a rate of 1:1 to get even more value.

Further, the Chase Sapphire Preferred® Card is packed with benefits like extensive travel insurance and statement credits.

JetBlue Plus Card vs. American Express® Gold Card

| Disclosures
American Express® Gold Card*
American Express® Gold Card
N/A
See Pay Over Time APR
$325
Earn 4X Membership Rewards® Points at Restaurants (on up to $50,000 per
  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
660 720 850
Good / Excellent
*The information related to the American Express® Gold Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

LendingTree VerdictVerdict: An excellent luxury travel rewards card for everyday spending

The American Express® Gold Card is a good alternative if you’re looking for more dining and grocery perks than the JetBlue Plus Card. There’s a much higher earning rate at restaurants and U.S. supermarkets. Plus, you’ll get accelerated rewards on flights.

This card does come with a higher $325 annual fee. However, you’ll stack up valuable Membership Rewards points on most of your food purchases, which can easily justify the fee each year. The card comes with other great perks, including up to a $120 credit ($10 per month) on select dining purchases (enrollment required).

*To see rates & fees for American Express® Gold Card, please click here.

Should you get the JetBlue Plus Card?

The JetBlue Plus Card is a good option for avid travelers who want to capitalize on their adventures with JetBlue. The card gives you the opportunity for savings with JetBlue, like free checked bags on each flight and 50% off in-flight cocktail and food purchases. And if you’re able to take advantage of the strong earning rate, high sign-up bonus and additional perks that come with this card, it can be a great addition to your wallet.

However, if you rarely fly JetBlue or would prefer a more flexible rewards credit card, there are a number of other great options to choose from as well.

Interested in comparing more travel card options?

 

The information related to the JetBlue Plus Card, AAdvantage® Aviator® Red World Elite Mastercard®, American Express® Gold Card and JetBlue Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.