United Club℠ Infinite Card vs. Chase Sapphire Preferred® Card
Verdict: Rewards and luxury at a reasonable cost
If you book United flights regularly, the Chase Sapphire Preferred® Card could be the better option. The Chase Sapphire Preferred® Card earns miles that you can transfer to United and other loyalty programs for a much smaller fee.
In fact, we rate it as one of the best travel credit cards because it offers great rewards and travel benefits for a modest $95 annual fee. The card lets you earn Enjoy beneﬁts such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.. The Chase Sapphire Preferred® Card also allows the flexibility of transferring points to other airlines programs at a 1:1 ratio, or redeeming through Chase’s travel portal for a 25% bonus.
United Club℠ Infinite Card vs. United℠ Explorer Card
Verdict: Top United perks for a much lower annual fee
The United℠ Explorer Card is better for semi-frequent travelers who don’t care about airport lounge access. It comes with a much lower annual fee: $0 Intro for the First Year, then $95
The card grants you a free checked bag on United flights, which can easily make up for the fee each year. Plus, you get other valuable benefits like a $100 credit for TSA PreCheck/Global Entry, two United Club one-time passes each card anniversary and primary car rental insurance.
United Club℠ Infinite Card vs. The Platinum Card® from American Express
Verdict: Better features and rewards, but doesn’t include United
The Platinum Card® from American Express is an excellent card for someone interested in luxury travel benefits and more flexible rewards. The card rewards you with American Express Membership Rewards® points that can be transferred to a variety of travel partners, including Delta and JetBlue. While United is not in this list of partners, a few of the airlines on the list belong to Star Alliance. You can transfer your points to any of these programs to book United flights.
It comes with a larger lounge network, including access to Amex Centurion lounges, Priority Pass lounges (enrollment required) and Delta Sky Clubs. It also offers a multitude of travel and shopping credits. These benefits can more than make up for the card’s $695 annual fee, if you can take advantage of them.
To see rates & fees for The Platinum Card® from American Express please click here.