Compare Insurance Quotes

How you compare insurance quotes will depend on type of insurance you’re looking for — auto, home or renters — but the process generally goes like this:

1. Decide which kinds of insurance you need. Car insurance is almost always mandatory, and home and renters insurance can be, too. Try to shop for all types at once, so that you can compare discounts for bundling several policies together.
2. Decide which coverages you need. For example, do you need comprehensive car insurance Comprehensive covers your car for theft and damage from non-collision causes, like fire, flood and vandalism. or just liability Liability insurance covers injuries and property damage you cause to others. It’s required by law in almost every state. ? Do you need special add-on coverage for your home?
3. Think about how high of a deductible you can manage. If an insurance policy sticks you with a high deductible Your deductible is your share of repair costs for a collision or comp claim. Your insurance company pays the rest. that you can’t afford, it isn’t really insurance.
4. Start researching rates. Focus on quotes for your local area and any special needs such as auto insurance for a teen driver or high-risk home insurance. You can get a personalized list of insurance quotes from LendingTree, and it’s also a good idea to check with any banks or credit unions where you already do business.
5. Compare the different rates to find the best deal. But also take into account the insurance company’s customer ratings, what coverages it has and which discounts you might qualify for.
6. Make your choice and get in touch with an agent to work out the policy.