Compare Insurance Quotes
Check out LendingTree’s expert advice, and then compare rates from top insurance companies for car, home and renters policies in your area.
Compare insurance quotes
People often stick with their insurance companies for a long time, so you want to make the right choice at the beginning.
Some rates may seem cheaper, but another insurance company could be a better deal after you factor in discounts, or if it has better customer service ratings. At the same time, you need to make sure the policy covers everything you want it to.
Below are three types of insurance where our LendingTree experts can help you pick the best offer for your situation.
Auto and home insurance bundling
Most companies give you a big discount for bundling your car insurance with a home or renters policy. Adding policies like boat or motorcycle insurance to your bundle helps you save even more.
Consider getting insurance quotes for all the policies you need at the same time. This lets you compare rates for your entire insurance package.
Expert advice on comparing insurance
Comparing quotes is a great way to find a good deal on insurance. Quotes are free, with no obligation.
If you already have insurance, your current policy’s declarations, or dec, page can help you decide on coverage amounts for your new quotes.
You can save time by sharing your dec page or a recent quote with other agents. Insurance companies expect you to shop.
If you’re trying to decide between a few insurance companies, comparing quotes is key to finding the cheapest rates. Each company calculates your price in a different way, so only by getting quote comparisons can you really tell how your choices stack up against each other.
6 steps to compare insurance quotes
How you compare insurance quotes will depend on type of insurance you’re looking for — auto, home or renters — but the process generally goes like this:
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Decide which kinds of insurance you need
Car insurance is almost always mandatory, and home and renters insurance can be, too. Try to shop for all types at once, so that you can compare discounts for bundling several policies together. -
Decide which coverages you need
For example, do you need comprehensive car insurance or just liability ? Do you need special add-on coverage for your home? -
Think about how high of a deductible you can manage
If an insurance policy sticks you with a high deductible that you can’t afford, it isn’t really insurance. -
Start researching rates
Focus on quotes for your local area and any special needs such as auto insurance for a teen driver or high-risk home insurance. You can get a personalized list of insurance quotes from LendingTree, and it’s also a good idea to check with any banks or credit unions where you already do business. -
Compare the different rates to find the best deal
But also take into account the insurance company’s customer ratings, what coverages it has and which discounts you might qualify for. -
Make your choice
and get in touch with an agent to work out the policy.
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Frequently asked questions
Most large companies provide insurance quotes online, and some smaller ones do, too. Other companies accept quote requests online and get back to you by email or phone. Make sure to use secure data networks when you shop for insurance online.
While some insurance companies are known to offer good deals — like USAA for military members and their families — the actual cheapest insurance rate for you depends on many different factors. These can include where you live and how many discounts you qualify for. This is why it’s important to compare insurance quotes before you buy or renew a policy.
Comparing quotes from multiple companies is a good way to find cheaper insurance than you have now. Raising your deductibles usually lowers the rate of any policy or quote. Make sure to ask about any discounts that may be available to you when you shop or renew your policy.
Yes, you can find both Android and Apple apps that will compare insurance for you, as well as websites like LendingTree, ValuePenguin and others. With LendingTree, you can get personalized quotes for car insurance, home insurance and renters insurance.
LendingTree’s insurance comparison tool lets you get quotes from a few different companies at once. It’s safe, secure and private. Some insurance agents may follow up with a phone call. Let them know if you prefer to communicate by email or text.
No, LendingTree does not have paid content. Our insurance experts review public filings and industry resources to provide accurate, objective articles. Our insurance partners have not commissioned or endorsed our content. See our editorial guidelines for more.