Crissinda Ponder

Crissinda Ponder is a mortgage reporter who joined the LendingTree team in 2018. Her previous experience includes serving as a personal finance and education content editor at ABUV Media and a mortgage reporter/analyst at Bankrate. Crissinda graduated from The University of Georgia with a B.A. in journalism.

Articles by Crissinda Ponder

Understanding the Process for Closing on a House

The house closing is the last step in the homebuying process. Once you’ve closed on your house, you become the legal owner of your new... read more

Do You Need an Appraisal for Your Refinance?

An appraisal provides your mortgage lender with an unbiased opinion of your home’s value. Its purpose is to verify that the collateral (your home) is... read more

Getting a Mortgage After Bankruptcy: What You Need to Know

While getting a mortgage after bankruptcy can be a challenge, it’s not impossible. Many lenders have established underwriting guidelines for borrowers who’ve emerged from bankruptcy,... read more

Should You Go Beyond a 20% Down Payment?

For many aspiring homebuyers, saving up enough money for a down payment on a house can feel like an impossible task. And even when they’ve... read more

How Much Should You Put Down on a Home?

A down payment is a common expense when purchasing a home. Still, more than a third of Americans overestimate the minimum down payment required to... read more

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