Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

VA Funding Fee: What It Is and How Much You’ll Pay

Home loans backed by the U.S. Department of Veterans Affairs (VA) give military service members a shot at homeownership with no down payment and flexible... read more

10 Reasons to Use Your VA Home Loan Benefits

Since World War II, millions of military service members have become homeowners with the help of their VA home loan benefits. The U.S. Department of... read more

How to Buy a Duplex With Multifamily Financing

It may sound too good to be true, but it’s possible to buy a home with a small down payment and have your neighbor pay... read more

What Is the Fannie Mae HomeStyle Renovation Loan?

If you’ve found the perfect fixer-upper home but need extra cash to cover the down payment, closing costs and renovation expenses, the Fannie Mae HomeStyle®... read more

Can I Use Unemployment Income to Qualify for a Mortgage?

Seasonal workers who receive unemployment benefits during their off-season may be able to use the income to qualify for a mortgage. Most standard mortgage programs... read more

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