Denny Ceizyk

Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona


Denny Ceizyk has been a senior writer covering LendingTree’s mortgage content since 2019; he has covered the mortgage industry since 2007. Besides writing home loan articles for LendingTree, Denny contributes expert commentary for national publications including MarketWatch, the New York Post, AARP, and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best mortgage decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government level over the past 30 years.

Articles by Denny Ceizyk

Closing Costs: How Much You’ll Pay for Mortgage Fees

Most prospective homebuyers are laser-focused on saving for a down payment, but forget they’ll need to pay 2% to 6% of their loan amount toward... read more

How Much are Home Equity Loan Closing Costs?

Tapping your home equity to remodel your kitchen or consolidate your credit card debt can be a great option — but don’t forget about closing... read more

The Mortgage Process: 10 Steps to Mortgage Approval

The mortgage process is like a job interview — except it’s based entirely on your financial background. Lenders scrutinize your credit history, income, employment and... read more

House Closing Process: 8 Steps Before You Get Your Keys

In many ways, closing on a home is a team effort: Your real estate agent, mortgage lender, title company and seller work together to help... read more

Spring EQ Mortgage Review 2023

Spring EQ at a glance 4 stars   Minimum credit score: 680 for HELOCs 620 for home equity loans   Maximum LTV ratio: 90% to... read more

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