Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

Borrowing Money for a Down Payment: How and When to Do It

If you’ve built equity in your current home and you’re thinking of buying a new one, you may consider a home equity line of credit... read more

How to Get a Mortgage with a New Job

If you’re about to accept a great job offer, but are also eager to snag a low mortgage rate to buy a home, there’s good... read more

FHA Loan Pros and Cons: What You Need to Know

For many years, homebuyers needing lower down payments and more lenient qualifications have turned to Federal Housing Administration (FHA) loans. The U.S. government insures loans... read more

Mortgage Forbearance vs. Loan Modification: Which Is Right for You During the Coronavirus Pandemic?

The coronavirus crisis has generated record-breaking unemployment claims for more than 26 million American workers so far — and that’s making it hard for affected... read more

How to Refinance a Mortgage With Bad Credit

When you have bad credit, it can be harder to get approved for a mortgage refinance. You might even think refinancing isn’t a viable option... read more

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