Articles by Denny Ceizyk
How to Refinance Your Mortgage
February 16, 2023
To refinance a mortgage, you replace your current home loan with a new one. In some cases, you follow the same steps as taking out... read more
Mortgage Prequalification vs. Preapproval: Which Is Best for You?
January 31, 2023
If you’re kicking the tires of homeownership, a mortgage prequalification letter gives you a lender’s best guess about how much you can borrow based on... read more
VA Cash-Out Refinance: What You Need to Know
January 30, 2023
A VA cash-out refinance gives you access to more of your home’s equity than most other cash-out refinance programs. In some cases, you can convert... read more
What Is PMI? Everything You Need to Know About Private Mortgage Insurance
January 25, 2023
Private mortgage insurance (PMI) is usually required on a conventional loan if you can’t make at least a 20% down payment. Unlike homeowners insurance, PMI... read more
Adjustable-Rate Mortgage: What an ARM Is and How It Works
January 24, 2023
When fixed-rate mortgage rates are high, lenders may start to recommend adjustable-rate mortgages (ARMs) as monthly-payment saving alternatives. Homebuyers typically choose ARMs to save money... read more