If you’re purchasing property, your closing is likely to be a little more involved. You’ll:
If you’re refinancing, you might have to:
Of course, you’ll be signing a lot of paperwork. Before doing so, however, you must absolutely understand what you’re committing to when you sign those final documents. Read more to achieve that understanding.
There will be many closing documents to review and sign. These may include:
These sample closing documents are on external sites, and will open in another tab or browser for you.
Closing a mortgage should come with no surprises, but be prepared to put the brakes on if there are. Your loan officer should either be at the signing with you or available by telephone during your appointment to answer any questions or take care of issues that arise. Don’t sign anything you don’t 100 percent understand or agree with, and you’ll be fine.