Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

The Best 30-Year Fixed-Rate Purchase Mortgage Lenders of 2019

The 30-year mortgage is the most popular home loan for a reason. It gives homeowners the lowest fixed payment possible, with the security of knowing... read more

Qualifying for a Mortgage with Student Loan Debt

As the cost of college tuition continues to rise, a total of 44 million people carry student loan debt. With an average balance of approximately... read more

Refinancing an adjustable-rate mortgage to a “safer” loan

It’s easy to see if refinancing will save you money if you have a fixed-rate mortgage. If mortgage rates are lower now than they were... read more

Do Mortgage Rates Always Go Up with a Fed Rate Hike?

If you’re shopping for a mortgage around the time the Federal Reserve is expected to raise rates, you’re likely to hear warnings to buy right... read more

How to Lower Your Mortgage Payment

Your mortgage is usually the largest monthly payment you have. But if it’s too high, it can cause you a lot of stress and prevent... read more

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