Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

When Should I Get a Mortgage Rate Lock?

The ideal time to get a mortgage rate lock is when you’ve received a loan estimate from a lender who has the best terms for... read more

43 Mortgage and Real Estate Terms to Know

The real estate and mortgage industries use terms and jargon that can be confusing. Here’s a list of definitions for the most common real estate... read more

5 Reasons to Refinance Your FHA Loan to a Conventional Mortgage

Refinancing your FHA loan to a conventional mortgage may clear room in your monthly budget, especially with interest rates dropping to historic lows. If your... read more

Should I Refinance My Mortgage?

The coronavirus crisis caused mortgage rates to plunge into record-low territory in March 2020, leading many homeowners to ask “Should I refinance my mortgage?” On... read more

What Credit Score Is Needed to Buy a House?

You don’t need a perfect credit score to buy a house. However, knowing what credit score is needed for a mortgage can help you decide... read more

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