Denny Ceizyk

Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona


Denny Ceizyk has been a senior writer covering LendingTree’s mortgage content since 2019; he has covered the mortgage industry since 2007. Besides writing home loan articles for LendingTree, Denny contributes expert commentary for national publications including MarketWatch, the New York Post, AARP, and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best mortgage decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government level over the past 30 years.

Articles by Denny Ceizyk

56% of Mortgage Borrowers Didn’t Compare Rates, But Nearly Half of Those Who Did Saved Money

Can you be sure you snagged the lowest mortgage rate possible if you didn’t compare offers from different lenders? For many American homeowners surveyed by... read more

How to Save Money with a VA Streamline Refinance (VA IRRRL)

If you already have a VA loan, you may be eligible to refinance and save money without all the paperwork hassle using the VA interest... read more

HARP Replacement Programs

HARP is short for the Home Affordable Refinance Program, and it was created to help homeowners refinance underwater home loans after the 2008 housing crisis.... read more

How to Use a Cash-Out Refinance for Home Improvements

Taking cash-out for home improvements is a great way to get tax-free funds at a lower interest rate than other renovation financing options. Home values... read more

How to Avoid a Higher-Priced Mortgage Loan

Mortgage closing costs can add up at the closing table and over the life of a home loan. One way to avoid a higher-priced mortgage... read more

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