Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

Understanding Fannie Mae Guidelines

Lenders often follow Fannie Mae guidelines when they decide whether or not to approve borrowers for a conventional mortgage. Fannie Mae is a government-sponsored enterprise... read more

What to Know About Qualifying for Retirement Mortgages

If you want to buy a house after retirement, there are a number of retirement mortgages to choose from. In fact, most standard loan programs... read more

Here’s How a Mortgage Amortization Schedule Works

A mortgage amortization schedule is a chart that shows how much principal and interest you pay over the term of your home loan. Understanding how... read more

Understanding the FHA CAIVRS Check

If you’re applying for a mortgage backed by the government, your loan officer may mention running a CAIVRS report. Short for Credit Alert Interactive Reporting... read more

What Is an FHA Loan and How Does It Work?

An FHA loan is a mortgage that’s backed by the Federal Housing Administration (FHA). FHA loans come with flexible borrowing guidelines, making them a popular... read more

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