Articles by Denny Ceizyk
Understanding Fannie Mae Guidelines
January 16, 2021
Lenders often follow Fannie Mae guidelines when they decide whether or not to approve borrowers for a conventional mortgage. Fannie Mae is a government-sponsored enterprise... read more
What to Know About Qualifying for Retirement Mortgages
January 16, 2021
If you want to buy a house after retirement, there are a number of retirement mortgages to choose from. In fact, most standard loan programs... read more
Here’s How a Mortgage Amortization Schedule Works
January 15, 2021
A mortgage amortization schedule is a chart that shows how much principal and interest you pay over the term of your home loan. Understanding how... read more
Understanding the FHA CAIVRS Check
January 15, 2021
If you’re applying for a mortgage backed by the government, your loan officer may mention running a CAIVRS report. Short for Credit Alert Interactive Reporting... read more
What Is an FHA Loan and How Does It Work?
January 13, 2021
An FHA loan is a mortgage that’s backed by the Federal Housing Administration (FHA). FHA loans come with flexible borrowing guidelines, making them a popular... read more