Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

What Is An Escrow Officer?

An escrow officer is an unbiased third party who ensures a real estate transaction is correctly carried out by a homebuyer, home seller and any... read more

Should I Pay PMI Upfront or Monthly?

PMI is short for “private mortgage insurance,” and it protects your mortgage lender from financial loss if you stop making mortgage payments. Though most people... read more

Mortgage Loan Officer: What You Should Know

A mortgage loan officer is a licensed representative of a mortgage broker, mortgage bank, credit union or institutional bank who helps consumers apply for a... read more

FHA Loans: What You Need to Know in 2021

The Federal Housing Administration (FHA) backs home loans with flexible borrowing guidelines for homebuyers who might not qualify for conventional loans with more stringent requirements.... read more

Debt Consolidation Mortgage: Should You Get One?

A debt consolidation mortgage is worth considering to pay off maxed-out credit cards, high-payment car loans or a large debt amount compared to your paycheck.... read more

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