Denny Ceizyk

Denny Ceizyk is a 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.

Articles by Denny Ceizyk

Mortgage Amortization Schedule: How It Works

Every time you make a monthly mortgage payment, you are building your housing wealth. Each payment also reduces your loan balance through a process called... read more

Home Inspection Guide: Everything You Need to Know

Whether you’re buying a new house or a mid-century starter home, you could encounter problems that aren’t visible to the untrained eye. Before making one... read more

VA Loans For Manufactured Homes

Mobile homes, or manufactured homes as they’re more commonly called today, are a low-cost housing alternative to homes built on site. Military borrowers can finance... read more

HARP Replacement Programs in 2019 for Underwater Borrowers

There’s nothing worse than watching the value of an investment go down, especially if that investment is your home. A 2019 report by CoreLogic found... read more

How to Refinance a Mortgage With Bad Credit

When you have bad credit, it can be harder to get approved for a mortgage refinance. You might even think refinancing isn’t a viable option... read more

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