Headshot of Denny Ceizyk

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

Mortgage Broker, Direct Lender or Loan Officer: What’s The Difference?

August 29, 2023

If you’re shopping for a mortgage, you’ll be hit with a barrage of “We’re No. 1!” sales pitches to influence your mortgage company choice. It... read more

House Closing Process: 8 Steps Before You Get Your Keys

July 19, 2023

In many ways, closing on a home is a team effort: Your real estate agent, mortgage lender, title company and seller work together to help... read more

Escrow: Meaning and How It Works

July 12, 2023

When you open a checking account, you trust someone else to handle your money. The same is true of an escrow account in real estate,... read more

Mortgage Points: Guide to Buying Down Interest Rates

July 10, 2023

High mortgage rates got you down? You can lift your spirits and “buy” a lower rate by paying for mortgage points. The upfront fee will... read more

Adjustable-Rate Mortgage: What an ARM Is and How It Works

June 15, 2023

When fixed-rate mortgage rates are high, lenders may start to recommend adjustable-rate mortgages (ARMs) as monthly-payment saving alternatives. Homebuyers typically choose ARMs to save money... read more

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