Denny Ceizyk

Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona


Denny Ceizyk has been a senior writer covering LendingTree’s mortgage content since 2019; he has covered the mortgage industry since 2007. Besides writing home loan articles for LendingTree, Denny contributes expert commentary for national publications including MarketWatch, the New York Post, AARP, and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best mortgage decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government level over the past 30 years.

Articles by Denny Ceizyk

What Is a 5/5 ARM and Should I Get One?

A 5/5 adjustable-rate mortgage offers a low fixed-interest rate for the first few years of your loan term. It could temporarily save you money in... read more

Can You Still Get a No-Doc Mortgage in 2022?

More and more lenders are offering no-doc mortgage options to help borrowers with tricky income situations with loans to buy or refinance homes. Also called... read more

Using Home Equity for a Down Payment on a Second Home

Once you’ve built up a big chunk of equity in your home, you may think about tapping it to buy another property. Before you do,... read more

Borrowing Money for a Down Payment: How and When to Do It

Considering whether to borrow money for a down payment on a new home? You have options, which include taking out a home equity loan or... read more

Mortgage Loan Denied in Underwriting: Why It Happens and What To Do

No homebuyer wants to hear the words, “Your mortgage loan was denied in underwriting.” Fortunately, it’s unlikely you’ll get this news if your loan was... read more

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