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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Headshot of Denny Ceizyk

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Denny Ceizyk

Mortgage Points: Guide to Buying Down Interest Rates

July 10, 2023

High mortgage rates got you down? You can lift your spirits and “buy” a lower rate by paying for mortgage points. The upfront fee will... read more

Adjustable-Rate Mortgage: What an ARM Is and How It Works

June 15, 2023

When fixed-rate mortgage rates are high, lenders may start to recommend adjustable-rate mortgages (ARMs) as monthly-payment saving alternatives. Homebuyers typically choose ARMs to save money... read more

How Soon Can You Refinance a Mortgage?

June 15, 2023

With some types of conventional refinance loans, you can refinance within days of closing your purchase loan, while some government-backed loans will require a year’s... read more

What Credit Score Do You Need to Buy a House?

May 31, 2023

A 620 credit score is typically what you’ll need to get a mortgage for a home purchase. Although you can buy a house with a... read more

How to Build Equity in Your Home in 10 Steps

May 26, 2023

Home equity is a powerful financial tool that can help you build a solid foundation for your family’s wealth that can be passed on for... read more

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