Articles by Denny Ceizyk
Mortgage Interest Rates Forecast for February 2023
January 31, 2023
The mortgage interest rate forecast for February 2023 is for rates to continue to decline. As inflation shows signs of moderating, 30-year mortgage rates are... read more
Mortgage Prequalification vs. Preapproval: Which Is Best for You?
January 31, 2023
If you’re kicking the tires of homeownership, a mortgage prequalification letter gives you a lender’s best guess about how much you can borrow based on... read more
VA Cash-Out Refinance: What You Need to Know
January 30, 2023
A VA cash-out refinance gives you access to more of your home’s equity than most other cash-out refinance programs. In some cases, you can convert... read more
What Is PMI? Everything You Need to Know About Private Mortgage Insurance
January 25, 2023
Private mortgage insurance (PMI) is usually required on a conventional loan if you can’t make at least a 20% down payment. Unlike homeowners insurance, PMI... read more
2023 FHA Loan Limits in Maine
December 30, 2022
Loans backed by the Federal Housing Administration (FHA) are often a good match for homebuyers with low credit scores and very little money saved for... read more