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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).

Advertising Disclosure

LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa listening to live music or enjoying a quiet day at home with her husband and dog.

Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • AFC® (Accredited Financial Counselor) certification
  • Bylines in Forbes Advisor, Bankrate and Credible

Education

  • BA, Suffolk University

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Theresa Stevens

Understanding Mortgage Refinance Requirements

May 26, 2023

Refinancing your home can be a good option if you want to secure a better rate, adjust your term, consolidate debt or tap your home... read more

How Does an 80-10-10 Loan Work?

May 19, 2023

If you don’t have the cash for a 20% down payment, you can still avoid private mortgage insurance (PMI) by getting an 80-10-10 loan. This... read more

How to Refinance a Second Mortgage

May 18, 2023

If you want to adjust your monthly payments, lower your interest rate or simplify your mortgage debt, it may be worth it to refinance your... read more

14 First-Time Homebuyer Mistakes and Tips to Avoid Them

May 18, 2023

Buying a home can be a complicated process, but understanding and avoiding the following common first-time homebuyer mistakes can lead you down a smoother path... read more

Higher-Priced Mortgage Loan: What It Is and How To Avoid It

April 28, 2023

A higher-priced mortgage loan, like the name suggests, is a home loan that has above-average costs. These loans can be more expensive over time and... read more

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